Jefferson Capital, Inc. / DE (JCAP)

21.09 -2.77% (-0.60)

Over 1Y: +13.6%

2026-08-28
15 17.5 20 22.5
Aug Oct Dec Feb Apr Jun Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q1 '24 — Revenue: 100M Q1 '24 — Net Income: 32.9M Q2 '24 — Revenue: 103.8M Q2 '24 — Net Income: 32.2M Q3 '24 — Revenue: 110.6M Q3 '24 — Operating Cash Flow: 7.7M Q3 '24 — Free Cash Flow: 7.6M Q3 '24 — Net Income: 36.9M Q4 '24 — Revenue: 119M Q4 '24 — Operating Cash Flow: 77.3M Q4 '24 — Net Income: 27M Q1 '25 — Revenue: 154.9M Q1 '25 — Operating Cash Flow: 51.7M Q1 '25 — Net Income: 64.2M Q2 '25 — Revenue: 152.7M Q2 '25 — Operating Cash Flow: 78.9M Q2 '25 — Net Income: 47.7M Q3 '25 — Revenue: 150.8M Q3 '25 — Operating Cash Flow: 63.1M Q3 '25 — Free Cash Flow: 63M Q3 '25 — Net Income: 38.4M Q4 '25 — Revenue: 154.8M Q4 '25 — Operating Cash Flow: 75.2M Q4 '25 — Net Income: 37.7M Q1 '26 — Revenue: 176.4M Q1 '26 — Operating Cash Flow: 39.6M Q1 '26 — Net Income: 37.6M Q2 '26 — Revenue: 177.5M Q2 '26 — Operating Cash Flow: 43.3M Q2 '26 — Net Income: 41.3M 0 40M 80M 120M 160M 200M
Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

7.2
Oper. margin 45.8%
OE margin 28.3%
ROIC 10.8%
Accruals -3.2%
Capex / sales 0.098%
FCF margin 33.4%
OCF margin 33.5%
ROE 32.6%
ROA 7.4%
OCF / EBIT 0.73×
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

7.5
Segment HHI 0.56 HHI
RPO / sales —
RPO growth —

1 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

1.9
ND/EBITDA —
F-score 9.0 pts
Payout 39.1%
Cash / Debt 0.012×
Debt / Eq 3.7×
Debt payback 7.9 yr
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

4.0
Sales/sh Y/Y +22.8%
Div. growth +76.3%
EBIT CAGR +27.7%
Sales Q/Q +16.3%
EBIT Y/Y +4.5%
EPS Y/Y -11.8%
EPS CAGR 4Y —
EPS next Y —
Sales CAGR 4Y —
Shares change —

3 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.