Jefferson Capital, Inc. / DE (JCAP)
Every figure this model derived for JCAP, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 645,000 | PaymentsToAcquirePropertyPlantAndEquipment |
2025-09-30 |
| cash | 20,406,000 | CashAndCashEquivalentsAtCarryingValue |
2026-06-30 |
| equity | 476,190,000 | StockholdersEquity |
2026-06-30 |
| interest expense | 108,949,000 | InterestExpenseDebt |
2026-06-30 |
| ocf | 221,142,000 | NetCashProvidedByUsedInOperatingActivities |
2026-06-30 |
| revenue | 659,620,000 | Revenues |
2026-06-30 |
| sbc | 34,081,000 | ShareBasedCompensation |
2026-06-30 |
The ratios
The figures themselves rather than their scores — what somebody looking up JCAP on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | 51.61 |
| ebit cagr | 27.72 |
| ebit yoy | 4.53 |
| ev ebit | 9.6 |
| ev owner earnings | 15.57 |
| ev sales | 4.4 |
| fcf margin | 33.43 |
| interest cover | 2.77 |
| net debt ebitda | 5.66 |
| operating margin | 45.82 |
| owner earnings margin | 28.26 |
| revenue growth | 22.78 |
| revenue growth per share | 22.78 |
| roic | 10.8 |
| rule of 40 | 68.6 |
| sbc pct revenue | 5.17 |
Everything else this filing tags
171 more elements from JCAP's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
Assets | 2,083,808,000 | 2026-06-30 | 10 | USD |
LiabilitiesAndStockholdersEquity | 2,083,808,000 | 2026-06-30 | 10 | USD |
LongTermDebt | 1,753,800,000 | 2025-12-31 | 1 | USD |
Liabilities | 1,607,618,000 | 2026-06-30 | 10 | USD |
DebtInstrumentCarryingAmount | 1,425,938,000 | 2026-06-30 | 10 | USD |
NotesPayable | 1,405,794,000 | 2026-06-30 | 14 | USD |
LongTermDebtMaturingInYearsFourAndFive | 964,900,000 | 2025-12-31 | 1 | USD |
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths | 630,400,000 | 2025-12-31 | 1 | USD |
RetainedEarningsAccumulatedDeficit | 513,057,000 | 2026-06-30 | 10 | USD |
RepaymentsOfNotesPayable | 417,798,000 | 2026-06-30 | 11 | USD |
ProceedsFromNotesPayable | 412,452,000 | 2026-06-30 | 11 | USD |
CommonStockSharesAuthorized | 330,000,000 | 2026-06-30 | 10 | shares |
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest | 214,767,000 | 2022-12-31 | 1 | USD |
OperatingExpenses | 190,980,000 | 2026-06-30 | 17 | USD |
DeferredIncomeTaxLiabilities | 188,818,000 | 2025-12-31 | 2 | USD |
DeferredTaxLiabilitiesInvestments | 185,163,000 | 2025-12-31 | 2 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic | 177,126,000 | 2025-12-31 | 3 | USD |
OperatingIncomeLoss | 161,619,000 | 2026-06-30 | 17 | USD |
DeferredIncomeTaxLiabilitiesNet | 123,688,000 | 2026-06-30 | 10 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | 104,389,000 | 2026-06-30 | 17 | USD |
DeferredTaxLiabilities | 101,918,000 | 2025-12-31 | 2 | USD |
NetCashProvidedByUsedInFinancingActivities | -94,785,000 | 2026-06-30 | 11 | USD |
DeferredTaxAssetsNet | 86,900,000 | 2025-12-31 | 2 | USD |
NetIncomeLoss | 78,929,000 | 2026-06-30 | 17 | USD |
ProfitLoss | 78,929,000 | 2026-06-30 | 11 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 76,506,000 | 2025-12-31 | 1 | USD |
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent | 76,425,000 | 2025-06-30 | 2 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | -75,492,000 | 2025-12-31 | 7 | USD |
ComprehensiveIncomeNetOfTax | 71,703,000 | 2026-06-30 | 17 | USD |
NetIncomeLossAvailableToCommonStockholdersBasic | 70,974,000 | 2026-06-30 | 13 | USD |
NetIncomeLossAvailableToCommonStockholdersDiluted | 70,974,000 | 2026-06-30 | 13 | USD |
InterestExpenseNonoperating | 60,948,000 | 2026-06-30 | 17 | USD |
PaymentsForRepurchaseOfCommonStock | 58,912,000 | 2026-06-30 | 4 | USD |
StockRepurchasedAndRetiredDuringPeriodValue | 58,912,000 | 2026-06-30 | 2 | USD |
StockRepurchasedDuringPeriodValue | 58,900,000 | 2026-01-31 | 2 | USD |
Goodwill | 57,761,000 | 2026-06-30 | 19 | USD |
InterestPaidNet | 57,611,000 | 2026-06-30 | 11 | USD |
CommonStockSharesIssued | 57,435,586 | 2026-06-30 | 10 | shares |
CommonStockSharesOutstanding | 57,435,586 | 2026-06-30 | 10 | shares |
NonoperatingIncomeExpense | -57,230,000 | 2026-06-30 | 17 | USD |
WeightedAverageNumberOfDilutedSharesOutstanding | 55,554,000 | 2026-06-30 | 10 | shares |
WeightedAverageNumberOfSharesOutstandingBasic | 55,552,000 | 2026-06-30 | 10 | shares |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | 45,885,000 | 2025-12-31 | 1 | USD |
SalariesAndWages | 44,255,000 | 2026-06-30 | 17 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign | 41,310,000 | 2025-12-31 | 3 | USD |
AdditionalPaidInCapital | -32,692,000 | 2026-06-30 | 7 | USD |
DividendsCommonStock | 29,593,000 | 2026-06-30 | 15 | USD |
PaymentsOfDividends | 29,592,000 | 2026-06-30 | 11 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations | 26,047,000 | 2026-06-30 | 20 | USD |
IncomeTaxExpenseBenefit | 25,460,000 | 2026-06-30 | 17 | USD |
IncomeTaxReconciliationEquityInEarningsLossesOfUnconsolidatedSubsidiary | 23,878,000 | 2025-12-31 | 1 | USD |
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities | -22,438,000 | 2026-06-30 | 11 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | -21,504,000 | 2026-06-30 | 11 | USD |
DeferredIncomeTaxExpenseBenefit | 21,465,000 | 2025-12-31 | 1 | USD |
FederalIncomeTaxExpenseBenefitContinuingOperations | 20,535,000 | 2025-12-31 | 1 | USD |
UnamortizedDebtIssuanceExpense | 20,144,000 | 2026-06-30 | 13 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 19,113,000 | 2025-12-31 | 1 | USD |
AccountsReceivableNet | 16,901,000 | 2026-06-30 | 10 | USD |
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationEmployeeStockPurchaseProgramRequisiteServicePeriodRecognition | 16,857,000 | 2026-06-30 | 6 | USD |
OtherAssets | 14,281,000 | 2026-06-30 | 10 | USD |
OtherSellingGeneralAndAdministrativeExpense | 9,275,000 | 2026-06-30 | 17 | USD |
CurrentIncomeTaxExpenseBenefit | 9,006,000 | 2025-12-31 | 2 | USD |
StockIssuedDuringPeriodValueNewIssues | 8,725,000 | 2025-12-31 | 6 | USD |
AllocatedShareBasedCompensationExpense | 8,300,000 | 2026-06-30 | 13 | USD |
DeferredTaxAssetsTaxCreditCarryforwardsForeign | 8,105,000 | 2025-12-31 | 1 | USD |
UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic | 7,955,000 | 2026-06-30 | 6 | USD |
CurrentForeignTaxExpenseBenefit | 7,584,000 | 2025-12-31 | 2 | USD |
ForeignIncomeTaxExpenseBenefitContinuingOperations | 7,430,000 | 2025-12-31 | 2 | USD |
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent | -7,226,000 | 2026-06-30 | 17 | USD |
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax | -7,226,000 | 2026-06-30 | 9 | USD |
FiniteLivedIntangibleAssetsNet | 6,541,000 | 2025-12-31 | 1 | USD |
IndefiniteLivedIntangibleAssetsExcludingGoodwill | 6,541,000 | 2025-12-31 | 3 | USD |
PrepaidExpenseCurrentAndNoncurrent | 6,253,000 | 2025-06-30 | 2 | USD |
NetCashProvidedByUsedInInvestingActivities | -5,978,000 | 2026-06-30 | 11 | USD |
RestrictedCash | 5,641,000 | 2026-06-30 | 15 | USD |
IncomeTaxReconciliationNondeductibleExpenseOther | 5,553,000 | 2025-12-31 | 1 | USD |
ProfessionalFees | 5,334,000 | 2026-06-30 | 17 | USD |
IndefinitelivedIntangibleAssetsAcquired | 5,272,000 | 2024-12-31 | 1 | USD |
OtherIntangibleAssetsNet | 5,246,000 | 2026-06-30 | 10 | USD |
IncreaseDecreaseInAccountsReceivable | 4,745,000 | 2026-06-30 | 11 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 4,688,000 | 2026-03-31 | 4 | USD |
IncomeTaxesPaidNet | 4,272,000 | 2026-06-30 | 11 | USD |
AccumulatedOtherComprehensiveIncomeLossNetOfTax | -4,181,000 | 2026-06-30 | 10 | USD |
OperatingLeaseLiability | 3,891,000 | 2026-03-31 | 8 | USD |
AmortizationOfIntangibleAssets | 3,829,000 | 2025-12-31 | 3 | USD |
OtherLiabilities | 3,777,000 | 2026-06-30 | 10 | USD |
ForeignCurrencyTransactionGainLossBeforeTax | 3,718,000 | 2026-06-30 | 17 | USD |
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | -3,635,000 | 2026-06-30 | 11 | USD |
OperatingLeaseRightOfUseAsset | 3,458,000 | 2026-03-31 | 8 | USD |
IncreaseDecreaseInPrepaidExpense | 3,457,000 | 2025-06-30 | 2 | USD |
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions | 3,400,000 | 2026-06-30 | 2 | USD |
AmortizationOfFinancingCosts | 3,337,000 | 2026-06-30 | 17 | USD |
IncomeTaxReconciliationNondeductibleExpenseRestructuringCharges | 2,655,000 | 2025-12-31 | 1 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 2,505,000 | 2025-12-31 | 1 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 2,505,000 | 2025-12-31 | 1 | USD |
StateAndLocalIncomeTaxExpenseBenefitContinuingOperations | 2,505,000 | 2025-12-31 | 1 | USD |
IncomeTaxReconciliationTaxCreditsForeign | 2,401,000 | 2025-12-31 | 1 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths | 2,248,000 | 2025-12-31 | 1 | USD |
DeferredTaxLiabilitiesOther | 2,187,000 | 2025-12-31 | 1 | USD |
IncreaseDecreaseInOtherOperatingAssets | -2,032,000 | 2026-06-30 | 11 | USD |
DepreciationAndAmortization | 1,716,000 | 2026-06-30 | 17 | USD |
DepreciationDepletionAndAmortization | 1,716,000 | 2026-06-30 | 11 | USD |
PropertyPlantAndEquipmentNet | 1,711,000 | 2026-06-30 | 10 | USD |
IncomeTaxesReceivable | 1,697,000 | 2025-06-30 | 2 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo | 1,466,000 | 2025-12-31 | 1 | USD |
CurrentFederalTaxExpenseBenefit | 1,422,000 | 2025-12-31 | 1 | USD |
DeferredTaxAssetsOther | 1,401,000 | 2025-12-31 | 1 | USD |
ProvisionForDoubtfulAccounts | 1,380,000 | 2026-06-30 | 11 | USD |
ProvisionForLoanLossesExpensed | 1,380,000 | 2026-06-30 | 17 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 1,129,000 | 2026-03-31 | 4 | USD |
GoodwillAcquiredDuringPeriod | 1,089,000 | 2024-12-31 | 3 | USD |
AccruedIncomeTaxes | 1,074,000 | 2026-06-30 | 6 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | 937,542 | 2026-06-30 | 14 | shares |
PaymentsOfDebtIssuanceCosts | 935,000 | 2026-06-30 | 11 | USD |
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear | 889,000 | 2026-03-31 | 3 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour | 889,000 | 2025-12-31 | 1 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree | 889,000 | 2025-12-31 | 1 | USD |
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount | 846,031 | 2026-06-30 | 5 | shares |
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | 797,000 | 2026-03-31 | 4 | USD |
DeferredTaxLiabilitiesLeasingArrangements | 770,000 | 2025-12-31 | 1 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 763,000 | 2026-03-31 | 4 | USD |
DeferredTaxLiabilitiesGoodwillAndIntangibleAssets | 699,000 | 2025-12-31 | 2 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive | 660,000 | 2025-12-31 | 1 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive | 642,000 | 2025-12-31 | 1 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 570,000 | 2026-03-31 | 4 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 541,000 | 2026-03-31 | 4 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 522,000 | 2025-12-31 | 1 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 470,000 | 2026-06-30 | 8 | shares |
StockholdersEquityOther | -423,000 | 2023-12-31 | 1 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive | 387,000 | 2025-12-31 | 1 | USD |
LeaseCost | 289,000 | 2026-03-31 | 13 | USD |
OperatingLeaseCost | 289,000 | 2026-03-31 | 13 | USD |
GoodwillForeignCurrencyTranslationGainLoss | -253,000 | 2026-06-30 | 10 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | 205,800 | 2026-06-30 | 9 | USD |
DeferredForeignIncomeTaxExpenseBenefit | -153,000 | 2025-12-31 | 1 | USD |
IncomeTaxReconciliationForeignIncomeTaxRateDifferential | 152,000 | 2025-12-31 | 1 | USD |
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements | 142,000 | 2025-06-30 | 2 | shares |
IndefiniteLivedIntangibleAssetsForeignCurrencyTranslationGainLoss | 133,000 | 2025-12-31 | 2 | USD |
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability | 45,000 | 2026-06-30 | 11 | USD |
NetIncomeLossAttributableToNoncontrollingInterest | 20,000 | 2023-12-31 | 1 | USD |
DeferredTaxAssetsPropertyPlantAndEquipment | 14,000 | 2024-12-31 | 1 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod | 10,000 | 2026-06-30 | 2 | shares |
CommonStockValue | 6,000 | 2026-06-30 | 7 | USD |
DeferredTaxAssetsInvestments | 1,000 | 2024-12-31 | 1 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice | 28 | 2026-06-30 | 2 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | 28 | 2026-06-30 | 8 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | 26 | 2026-06-30 | 11 | USD/shares |
SharePrice | 15 | 2026-03-31 | 2 | USD/shares |
EarningsPerShareBasic | 1 | 2026-06-30 | 10 | USD/shares |
EarningsPerShareDiluted | 1 | 2026-06-30 | 10 | USD/shares |
EffectiveIncomeTaxRateContinuingOperations | 0 | 2026-06-30 | 17 | pure |
CommonStockDividendsPerShareDeclared | 0 | 2026-06-30 | 10 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendPayments | 0 | 2026-06-30 | 3 | USD |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2025-12-31 | 3 | pure |
EffectiveIncomeTaxRateReconciliationEquityInEarningsLossesOfUnconsolidatedSubsidiary | 0 | 2025-12-31 | 1 | pure |
DebtWeightedAverageInterestRate | 0 | 2026-06-30 | 14 | pure |
OperatingLeaseWeightedAverageDiscountRatePercent | 0 | 2026-03-31 | 8 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate | 0 | 2026-06-30 | 3 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther | 0 | 2025-12-31 | 1 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseRestructuringCharges | 0 | 2025-12-31 | 1 | pure |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | 0 | 2025-12-31 | 3 | pure |
EffectiveIncomeTaxRateReconciliationTaxCreditsForeign | 0 | 2025-12-31 | 1 | pure |
EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRateDifferential | 0 | 2025-12-31 | 3 | pure |
CommonStockParOrStatedValuePerShare | 0 | 2026-06-30 | 10 | USD/shares |
GoodwillImpairmentLoss | 0 | 2026-06-30 | 10 | USD |
ProceedsFromIssuanceOfCommonStock | 0 | 2026-06-30 | 8 | USD |
DeferredTaxAssetsValuationAllowance | 0 | 2025-12-31 | 2 | USD |
IncomeTaxExaminationPenaltiesAndInterestAccrued | 0 | 2025-12-31 | 1 | USD |
PaymentsToAcquireBusinessesNetOfCashAcquired | 0 | 2025-12-31 | 3 | USD |
SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleAmountOfUnrecordedBenefit | 0 | 2025-12-31 | 1 | USD |
UnrecognizedTaxBenefits | 0 | 2025-12-31 | 2 | USD |
What to be careful about
What this model itself distrusts about JCAP's figures. Written by the derivation as it ran, not added afterwards.
- no usable diluted share count, so growth is measured on total revenue rather than per share; a company issuing shares to fund that growth reads better than it is
- forward EPS growth +13.9% is analyst consensus, not a filing: consensus 2027 EPS 3.08 against trailing 2.70, over 1 year(s), from 4 analysts (taken 2026-10-11)
- durability DROPPED from the total: only 1 of 4 inputs could be computed (worst year, contracted coverage, gross margin stability not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
- resilience rests on 2 of 3 inputs; not tagged: liquidity
- growth rests on 3 of 4 inputs; not tagged: sustained growth