Stock Scorer

Fiserv, Inc. (FISV)

46.66USD +1.32% (+0.61)

Over 5Y: -57.0%

Style
Area Line Line with markersshows 1Y Steps Candlesshows 6M Hollow candlesshows 6M Barsshows 6M

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

100 200
2022 2023 2024 2025 2026

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›

Fiserv, Inc. reported revenue of 5.3B USD for the quarter ending 30 June 2026, down 4.1% from 5.5B a year earlier. Every figure, period by period ›

Q3 '21 — Revenue: 4.2B Q3 '21 — Operating Cash Flow: 678M Q3 '21 — Free Cash Flow: 358M Q3 '21 — Net Income: 428M Q4 '21 — Revenue: 4.3B Q4 '21 — Operating Cash Flow: 1.3B Q4 '21 — Free Cash Flow: 997M Q4 '21 — Net Income: 333M Q1 '22 — Revenue: 4.1B Q1 '22 — Operating Cash Flow: 815M Q1 '22 — Free Cash Flow: 484M Q1 '22 — Net Income: 669M Q2 '22 — Revenue: 4.5B Q2 '22 — Operating Cash Flow: 990M Q2 '22 — Free Cash Flow: 603M Q2 '22 — Net Income: 598M Q3 '22 — Revenue: 4.5B Q3 '22 — Operating Cash Flow: 1.2B Q3 '22 — Free Cash Flow: 750M Q3 '22 — Net Income: 481M Q4 '22 — Revenue: 4.6B Q4 '22 — Operating Cash Flow: 1.6B Q4 '22 — Free Cash Flow: 1.3B Q4 '22 — Net Income: 782M Q1 '23 — Revenue: 4.5B Q1 '23 — Operating Cash Flow: 1.1B Q1 '23 — Free Cash Flow: 791M Q1 '23 — Net Income: 563M Q2 '23 — Revenue: 4.8B Q2 '23 — Operating Cash Flow: 878M Q2 '23 — Free Cash Flow: 538M Q2 '23 — Net Income: 683M Q3 '23 — Revenue: 4.9B Q3 '23 — Operating Cash Flow: 1.6B Q3 '23 — Free Cash Flow: 1.2B Q3 '23 — Net Income: 952M Q4 '23 — Revenue: 4.9B Q4 '23 — Operating Cash Flow: 1.6B Q4 '23 — Free Cash Flow: 1.2B Q4 '23 — Net Income: 870M Q1 '24 — Revenue: 4.9B Q1 '24 — Operating Cash Flow: 831M Q1 '24 — Free Cash Flow: 411M Q1 '24 — Net Income: 735M Q2 '24 — Revenue: 5.1B Q2 '24 — Operating Cash Flow: 1.3B Q2 '24 — Free Cash Flow: 993M Q2 '24 — Net Income: 894M Q3 '24 — Revenue: 5.2B Q3 '24 — Operating Cash Flow: 2.2B Q3 '24 — Free Cash Flow: 1.8B Q3 '24 — Net Income: 564M Q4 '24 — Revenue: 5.3B Q4 '24 — Operating Cash Flow: 2.2B Q4 '24 — Free Cash Flow: 1.8B Q4 '24 — Net Income: 938M Q1 '25 — Revenue: 5.1B Q1 '25 — Operating Cash Flow: 648M Q1 '25 — Free Cash Flow: 313M Q1 '25 — Net Income: 851M Q2 '25 — Revenue: 5.5B Q2 '25 — Operating Cash Flow: 1.7B Q2 '25 — Free Cash Flow: 1.2B Q2 '25 — Net Income: 1B Q3 '25 — Revenue: 5.3B Q3 '25 — Operating Cash Flow: 1.8B Q3 '25 — Free Cash Flow: 1.3B Q3 '25 — Net Income: 792M Q4 '25 — Revenue: 5.3B Q4 '25 — Operating Cash Flow: 1.9B Q4 '25 — Free Cash Flow: 1.5B Q4 '25 — Net Income: 811M Q1 '26 — Revenue: 5B Q1 '26 — Operating Cash Flow: 599M Q1 '26 — Free Cash Flow: 141M Q1 '26 — Net Income: 571M Q2 '26 — Revenue: 5.3B Q2 '26 — Operating Cash Flow: 1.5B Q2 '26 — Free Cash Flow: 985M Q2 '26 — Net Income: 627M 0 1.5B 3B 4.5B 6B
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

5.1
OCF / EBIT 1.3×
Accruals -3.7%
DSO 67.3 days
OCF margin 27.5%
SG&A / sales 34.3%
OE margin 16.7%
Oper. margin 22.0%
FCF margin 18.5%
ROCE 8.2%
ROE 10.4%
ROIC 6.8%
ROA 3.5%

18 of 19 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

8.2
FCF yield 15.9%
Fwd P/E 6.4×
P/B 0.92×
PEG 0.28×
EV/EBIT 11.2×
P/E 8.8×
EV/OE 14.7×
P/C 39.5×
Div. yield 0.04%
EV/Sales 2.5×

10 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.2
Segment HHI 0.6 HHI
RPO / sales 0.039×

5 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

4.0
Payout 0.36%
F-score 5.6 pts
Debt / Eq 1.0×
Quick ratio 1.0×
ND/EBITDA -0.52
Debt payback 6.9 yr
Cash / Debt 0.022×

12 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.7
EPS CAGR 4Y +33.6%
EPS next Y +23.3%
EBIT CAGR +19.5%
Sales/sh Y/Y +9.9%
Sales Q/Q +0.63%
EPS Y/Y -12.1%
Div. growth -81.8%
EBIT Y/Y -26.7%

12 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.

Companies of a similar size

The nearest by market value among the companies read here whose shares are quoted in USD. Size alone: nothing here says they are in the same business.

Every listed company from the United States, largest first ›