ECB Bancorp, Inc. /MD/ (ECBK)

20.74 +0.05% (+0.01)

Over 1M: +0.9%

2026-08-28
20 20.2 20.5 20.8
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Operating Cash Flow: 873K Q3 '21 — Free Cash Flow: 865K Q3 '21 — Net Income: 1.3M Q4 '21 — Operating Cash Flow: 1.5M Q4 '21 — Free Cash Flow: 1.5M Q4 '21 — Net Income: -5K Q1 '22 — Operating Cash Flow: 878K Q1 '22 — Free Cash Flow: 827K Q1 '22 — Net Income: 1.4M Q2 '22 — Operating Cash Flow: 752K Q2 '22 — Free Cash Flow: 684K Q2 '22 — Net Income: 1.4M Q3 '22 — Operating Cash Flow: 3.1M Q3 '22 — Free Cash Flow: 3.1M Q3 '22 — Net Income: -1M Q4 '22 — Operating Cash Flow: 3M Q4 '22 — Free Cash Flow: 3M Q4 '22 — Net Income: 976K Q1 '23 — Operating Cash Flow: 1.4M Q1 '23 — Free Cash Flow: 1.4M Q1 '23 — Net Income: 901K Q2 '23 — Operating Cash Flow: 2M Q2 '23 — Free Cash Flow: 1.9M Q2 '23 — Net Income: 1.4M Q3 '23 — Operating Cash Flow: 415K Q3 '23 — Free Cash Flow: 278K Q3 '23 — Net Income: 1.3M Q4 '23 — Operating Cash Flow: 2.6M Q4 '23 — Free Cash Flow: 2.5M Q4 '23 — Net Income: 789K Q1 '24 — Operating Cash Flow: -429K Q1 '24 — Free Cash Flow: -449K Q1 '24 — Net Income: 621K Q2 '24 — Operating Cash Flow: 1.4M Q2 '24 — Free Cash Flow: 1.3M Q2 '24 — Net Income: 791K Q3 '24 — Operating Cash Flow: 861K Q3 '24 — Free Cash Flow: 861K Q3 '24 — Net Income: 1.1M Q4 '24 — Operating Cash Flow: 4.4M Q4 '24 — Free Cash Flow: 4.4M Q4 '24 — Net Income: 1.4M Q1 '25 — Revenue: 140K Q1 '25 — Operating Cash Flow: -631K Q1 '25 — Free Cash Flow: -649K Q1 '25 — Net Income: 1.3M Q2 '25 — Revenue: 154K Q2 '25 — Operating Cash Flow: 1.9M Q2 '25 — Free Cash Flow: 1.8M Q2 '25 — Net Income: 1.4M Q3 '25 — Operating Cash Flow: 4M Q3 '25 — Free Cash Flow: 4M Q3 '25 — Net Income: 2.4M Q4 '25 — Operating Cash Flow: 3.9M Q4 '25 — Free Cash Flow: 3.9M Q4 '25 — Net Income: 2.6M Q1 '26 — Revenue: 155K Q1 '26 — Operating Cash Flow: 2.8M Q1 '26 — Free Cash Flow: 2.8M Q1 '26 — Net Income: 3.1M Q2 '26 — Revenue: 152K Q2 '26 — Operating Cash Flow: 12M Q2 '26 — Free Cash Flow: 11.8M Q2 '26 — Net Income: 3.3M 0 3M 6M 9M 12M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2025-12-31, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

1.0
SBC / sales 213.9%
Accruals -0.68%
ROA 0.68%
ROE 6.3%
Asset turnover 0.00036×
EBITDA margin —
FCF margin —
Gross margin —
OCF / EBIT —
OCF margin —
OE margin —
Oper. margin —
Profit margin —
ROCE —
ROIC —

1 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

0.5
RPO / sales —
RPO growth —
Segment HHI —

0 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA —
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 7.5 pts
Payout 0.0%
Cash / Debt —
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.6
Sales/sh Y/Y +4.1%
EPS Y/Y +115.7%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS next Y —
Sales CAGR 4Y —
Sales Q/Q —

1 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.