Stock Scorer

ECB Bancorp, Inc. (ECBK)

Every figure this model derived for ECBK, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2025-12-31.

The figures, and where each came from

This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.

FigureValueXBRL tagAs at
capex 363,000 PaymentsToAcquirePropertyPlantAndEquipment 2026-06-30
equity 179,879,000 StockholdersEquity 2026-06-30
interest expense 47,796,000 InterestPaidNet 2026-06-30
ocf 22,758,000 NetCashProvidedByUsedInOperatingActivities 2026-06-30
revenue 598,000 RevenueFromContractWithCustomerExcludingAssessedTax 2025-12-31
sbc 1,279,000 ShareBasedCompensation 2026-06-30

The ratios

The figures themselves rather than their scores — what somebody looking up ECBK on one particular measure came for.

RatioValue
dilution pct-0.4
ev owner earnings2.53
ev sales89.26
revenue growth3.64
revenue growth per share4.06
sbc pct revenue213.88

Everything else this filing tags

400 more elements from ECBK's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.

ElementNewestAs of PeriodsUnit
Assets1,671,515,0002026-06-30 36USD
LiabilitiesAndStockholdersEquity1,671,515,0002026-06-30 36USD
Liabilities1,491,636,0002026-06-30 36USD
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess1,404,152,0002026-06-30 10USD
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss1,393,194,0002026-06-30 10USD
Deposits1,192,702,0002026-06-30 36USD
NotesReceivableGross1,186,929,0002025-03-31 31USD
NotesReceivableNet1,177,543,0002025-03-31 9USD
InterestBearingDepositLiabilities1,089,896,0002026-06-30 36USD
LoansAndLeasesReceivableGrossCarryingAmount1,079,898,0002024-03-31 18USD
LoansAndLeasesReceivableNetReportedAmount1,070,951,0002024-03-31 18USD
FinancingReceivableCollectivelyEvaluatedForImpairment892,476,0002022-12-31 12USD
TimeDeposits728,311,0002025-12-31 4USD
TimeDepositMaturitiesYearOne542,786,0002025-12-31 4USD
TimeDepositsAtOrAboveFDICInsuranceLimit334,800,0002025-12-31 8USD
AdvancesFromFederalHomeLoanBanks285,000,0002026-06-30 36USD
Capital173,120,0002026-06-30 36USD
OffBalanceSheetCreditLossLiability172,525,0002025-03-31 26USD
ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure172,446,0002026-03-31 8USD
CommonEquityTierOneCapital161,941,0002026-06-30 36USD
TierOneLeverageCapital161,941,0002026-06-30 36USD
TierOneRiskBasedCapital161,941,0002026-06-30 36USD
TimeDepositMaturitiesYearTwo143,921,0002025-12-31 4USD
InterestBearingDomesticDepositBrokered134,000,0002025-12-31 8USD
CashCashEquivalentsAndFederalFundsSold123,969,0002026-06-30 32USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations123,969,0002026-06-30 68USD
ShortTermInvestments121,026,0002026-06-30 36USD
CapitalRequiredToBeWellCapitalized116,160,0002026-06-30 35USD
NoninterestBearingDepositLiabilities102,806,0002026-06-30 36USD
CashCashEquivalentsAndShortTermInvestments102,620,0002025-09-30 4USD
RetainedEarningsAccumulatedDeficit102,000,0002026-06-30 36USD
DerivativeNotionalAmount100,000,0002025-03-31 10USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueInRollingYearThree95,000,0002024-12-31 5USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate95,000,0002025-12-31 2USD
TierOneRiskBasedCapitalRequiredToBeWellCapitalized92,928,0002026-06-30 35USD
StockIssuedDuringPeriodValueNewIssues86,586,0002022-12-31 6USD
AdditionalPaidInCapital82,770,0002026-06-30 32USD
TierOneLeverageCapitalRequiredToBeWellCapitalized82,571,0002026-06-30 35USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate79,815,0002025-12-31 2USD
CommonEquityTierOneCapitalRequiredToBeWellCapitalized75,504,0002026-06-30 35USD
HeldToMaturitySecurities68,081,0002025-03-31 26USD
HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis68,081,0002025-03-31 13USD
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue67,613,0002024-03-31 17USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueInRollingYearFour65,000,0002024-12-31 5USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate65,000,0002025-12-31 2USD
RepaymentsOfFederalHomeLoanBankBorrowings59,815,0002026-06-30 36USD
NetCashProvidedByUsedInFinancingActivities59,523,0002026-06-30 36USD
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue58,130,0002024-03-31 17USD
ProceedsFromFederalHomeLoanBankBorrowings55,000,0002026-06-30 35USD
DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss50,452,0002026-06-30 10USD
DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss50,452,0002026-06-30 10USD
HeldToMaturitySecuritiesFairValue46,837,0002026-06-30 36USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueInRollingYearFive45,000,0002024-12-31 6USD
InterestAndDividendIncomeOperating43,751,0002026-06-30 54USD
IncreaseDecreaseInTimeDeposits41,347,0002026-06-30 36USD
DebtSecuritiesAvailableForSaleExcludingAccruedInterest40,065,0002026-06-30 10USD
DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss39,973,0002026-06-30 10USD
InterestAndFeeIncomeLoansAndLeases39,324,0002026-06-30 54USD
NetCashProvidedByUsedInInvestingActivities-37,278,0002026-06-30 36USD
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect37,047,0002026-06-30 36USD
CapitalRequiredForCapitalAdequacy36,945,0002022-03-31 2USD
HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost34,421,0002025-03-31 13USD
InterestExpense31,029,0002024-09-30 34USD
HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue30,059,0002025-03-31 13USD
CommonStockSharesAuthorized30,000,0002026-06-30 31shares
TimeDepositMaturitiesYearThree28,170,0002025-12-31 4USD
TierOneRiskBasedCapitalRequiredForCapitalAdequacy27,709,0002022-03-31 2USD
TierOneLeverageCapitalRequiredForCapitalAdequacy26,740,0002022-03-31 2USD
DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear1025,854,0002026-03-31 4USD
DebtSecuritiesAvailableForSaleUnrealizedLossPosition25,527,0002026-06-30 20USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueInNextRollingTwelveMonths25,000,0002024-12-31 5USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate25,000,0002025-12-31 2USD
InterestExpenseOperating23,883,0002026-06-30 20USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months23,240,0002026-06-30 20USD
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue22,998,0002026-03-31 4USD
CommonEquityTierOneCapitalRequiredForCapitalAdequacy20,782,0002022-03-31 2USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate20,000,0002025-12-31 2USD
InterestIncomeExpenseNet19,868,0002026-06-30 54USD
PaymentsToAcquireLoansHeldForInvestment19,792,0002026-03-31 28USD
InterestIncomeExpenseAfterProvisionForLoanLoss19,654,0002026-06-30 54USD
IncreaseDecreaseInOtherDeposits19,011,0002026-06-30 36USD
InterestExpenseDeposits18,656,0002026-06-30 54USD
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate18,469,0002026-06-30 17USD
DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDate16,146,0002026-06-30 5USD
HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue16,077,0002026-06-30 18USD
FederalFundsSold15,831,0002022-06-30 4USD
BankOwnedLifeInsurance15,656,0002026-06-30 36USD
HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost14,434,0002025-03-31 13USD
HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue14,402,0002025-03-31 13USD
HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost14,308,0002025-03-31 13USD
InterestBearingDepositsInBanks14,245,0002026-06-30 26USD
HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue14,180,0002025-03-31 13USD
AvailableForSaleSecuritiesDebtSecurities13,950,0002025-03-31 26USD
OtherLiabilities13,934,0002026-06-30 36USD
AvailableForSaleDebtSecuritiesAmortizedCostBasis13,929,0002025-03-31 25USD
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue13,027,0002026-03-31 4USD
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue12,923,0002026-06-30 5USD
ProceedsFromSaleOfLoansHeldForSale12,473,0002026-06-30 35USD
FederalHomeLoanBankStock12,203,0002026-06-30 36USD
NoninterestExpense11,558,0002026-06-30 54USD
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest10,238,0002026-06-30 25USD
EmployeeStockOwnershipPlanESOPDeferredSharesFairValue10,212,0002025-12-31 20USD
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue9,483,0002024-03-31 17USD
WeightedAverageNumberOfSharesIssuedBasic9,175,2472023-06-30 6shares
FinancingReceivableAllowanceForCreditLosses8,808,0002025-03-31 25USD
CommonStockSharesIssued8,747,1502026-06-30 43shares
CommonStockSharesOutstanding8,747,1502026-06-30 31shares
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest8,728,0002026-06-30 54USD
TimeDepositMaturitiesYearFour8,715,0002025-12-31 4USD
TransferOfPortfolioLoansAndLeasesToHeldForSale18,683,0002026-06-30 2USD
LoansAndLeasesReceivableAllowance8,670,0002024-03-31 41USD
PropertyPlantAndEquipmentGross8,482,0002025-12-31 8USD
WeightedAverageNumberOfDilutedSharesOutstanding8,323,4752026-06-30 48shares
WeightedAverageNumberOfSharesOutstandingBasic8,013,6072026-06-30 48shares
ComprehensiveIncomeNetOfTax7,991,0002026-06-30 54USD
OtherAssets7,987,0002026-06-30 36USD
PaymentsToAcquireAvailableForSaleSecuritiesDebt7,758,0002026-06-30 16USD
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount7,300,0002022-07-27 10USD
EmployeeStockOwnershipPlanESOPDebtStructureIndirectLoanAmount7,300,0002022-07-27 1USD
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment7,200,0002022-12-31 12USD
LaborAndRelatedExpense7,067,0002026-06-30 54USD
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss6,735,0002024-03-31 17USD
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss6,674,0002024-03-31 17USD
NetIncomeLoss6,383,0002026-06-30 54USD
DeferredTaxAssetsGross6,281,0002025-12-31 8USD
UnearnedESOPShares6,148,0002025-03-31 22USD
DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne6,000,0002026-06-30 5USD
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue6,000,0002026-06-30 5USD
DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through105,734,0002026-06-30 5USD
BuildingsAndImprovementsGross5,715,0002025-12-31 2USD
DeferredTaxAssetsLiabilitiesNet5,667,0002025-12-31 2USD
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue5,618,0002026-06-30 5USD
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue5,546,0002026-06-30 5USD
AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue5,485,0002025-03-31 12USD
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue5,478,0002025-03-31 12USD
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities5,307,0002026-06-30 36USD
InterestReceivable5,266,0002026-06-30 36USD
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm5,227,0002026-06-30 44USD
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment5,053,0002025-12-31 8USD
ProceedsFromRepaymentsOfShortTermDebt5,000,0002026-06-30 10USD
DeferredIncomeTaxAssetsNet4,982,0002026-06-30 36USD
InterestIncomeShortTermInvestmentOther4,970,0002025-12-31 10USD
HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost4,918,0002025-03-31 13USD
DeferredTaxAssetsNet4,914,0002024-12-31 6USD
TimeDepositMaturitiesYearFive4,719,0002025-12-31 4USD
HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue4,714,0002025-03-31 13USD
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions4,628,0002025-03-31 14USD
FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss4,600,0002026-06-30 6USD
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue4,459,0002026-06-30 5USD
DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive4,412,0002026-06-30 5USD
FederalHomeLoanBankAdvancesMaturitiesSummaryDueInRollingYearTwo4,000,0002024-12-31 5USD
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss3,858,0002026-06-30 36USD
PropertyPlantAndEquipmentNet3,496,0002026-06-30 36USD
PaymentsForOriginationOfMortgageLoansHeldForSale3,388,0002026-06-30 10USD
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses3,083,0002025-12-31 8USD
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized3,018,0002026-06-30 10USD
AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount2,992,0002025-03-31 2USD
CashAndDueFromBanks2,943,0002026-06-30 36USD
CurrentFederalStateAndLocalTaxExpenseBenefit2,853,0002025-12-31 2USD
PaymentsOfStockIssuanceCosts2,567,0002022-12-31 6USD
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits2,504,0002025-12-31 8USD
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax2,391,0002026-06-30 14USD
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax2,351,0002026-06-30 14USD
IncomeTaxExpenseBenefit2,345,0002026-06-30 54USD
InterestAndDividendIncomeSecurities2,324,0002026-06-30 54USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger2,287,0002026-06-30 20USD
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate2,180,0002025-12-31 2USD
LesseeOperatingLeaseLiabilityPaymentsDue2,176,0002025-12-31 3USD
StockRepurchasedAndRetiredDuringPeriodValue2,131,0002025-06-30 8USD
PaymentsToAcquireFederalHomeLoanBankStock2,068,0002026-06-30 33USD
CurrentFederalTaxExpenseBenefit2,026,0002025-12-31 8USD
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue2,006,0002025-12-31 1USD
DerivativeCollateralObligationToReturnCash2,000,0002025-03-31 5USD
AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue1,999,0002025-03-31 12USD
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities1,961,0002026-06-30 18USD
BadDebtReserveForTaxPurposesOfQualifiedLender1,876,0002025-12-31 8USD
FurnitureAndFixturesGross1,822,0002025-12-31 2USD
DerivativeLiabilities1,805,0002025-09-30 4USD
IncomeTaxesPaidNet1,750,0002025-09-30 30USD
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTaxParent1,719,0002026-06-30 16USD
ProceedsFromSaleOfFederalHomeLoanBankStock1,717,0002026-06-30 10USD
OperatingLeaseLiability1,693,0002025-12-31 6USD
OperatingLeaseRightOfUseAsset1,633,0002025-12-31 6USD
CurrentIncomeTaxExpenseBenefit1,630,0002024-12-31 6USD
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent1,608,0002026-06-30 53USD
OtherInterestAndDividendIncome1,484,0002024-03-31 26USD
FinancingReceivableExcludingAccruedInterestNonaccrual1,455,0002026-06-30 10USD
FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance1,455,0002026-06-30 10USD
IncreaseDecreaseInOtherOperatingLiabilities-1,329,0002026-06-30 36USD
IncomeTaxPaidFederalAfterRefundReceived1,300,0002026-06-30 6USD
ProfitLoss1,297,0002025-03-31 26USD
NetIncomeLossAvailableToCommonStockholdersBasic1,297,0002025-03-31 26USD
FinancingReceivableRecordedInvestmentNonaccrualStatus1,264,0002025-03-31 25USD
FinancingReceivableNonaccrualNoAllowance1,203,0002024-03-31 6USD
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive1,064,0002025-12-31 3USD
PaymentsForRepurchaseOfCommonStock1,025,0002026-06-30 20USD
StockRepurchasedDuringPeriodValue1,025,0002026-06-30 20USD
PreferredStockSharesAuthorized1,000,0002026-06-30 31shares
DerivativeFairValueOfDerivativeAsset998,0002026-06-30 7USD
AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue988,0002025-03-31 12USD
OtherNoninterestExpense885,0002026-06-30 54USD
LoansAndLeasesReceivableRelatedParties854,0002024-03-31 42USD
CurrentStateAndLocalTaxExpenseBenefit827,0002025-12-31 8USD
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax-820,0002025-03-31 14USD
EmployeeStockOwnershipPlanESOPSharesContributedToESOP734,0202022-07-27 1shares
EmployeeStockOwnershipPlanESOPSharesInESOP725,5172025-12-31 30shares
FinancingReceivableUnamortizedLoanFeeCost-720,0002026-06-30 10USD
AccumulatedOtherComprehensiveIncomeLossNetOfTax712,0002026-06-30 36USD
ImpairedFinancingReceivableAverageRecordedInvestment710,0002022-12-31 15USD
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment710,0002022-12-31 18USD
DerivativeCashReceivedOnHedge710,0002024-06-30 1USD
ProfessionalFees695,0002026-06-30 54USD
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased689,6372023-06-30 6shares
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTaxParent672,0002026-06-30 14USD
InformationTechnologyAndDataProcessing671,0002026-06-30 54USD
FinancingReceivableIndividuallyEvaluatedForImpairment656,0002022-12-31 12USD
ImpairedFinancingReceivableRecordedInvestment656,0002022-12-31 11USD
ImpairedFinancingReceivableUnpaidPrincipalBalance656,0002022-12-31 11USD
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment656,0002022-12-31 14USD
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance656,0002022-12-31 14USD
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue648,0002026-06-30 30USD
AllocatedShareBasedCompensationExpense648,0002026-06-30 35USD
SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueOutstanding645,0002024-12-31 1USD
NoninterestIncome632,0002026-06-30 54USD
DeferredIncomeTaxLiabilities614,0002025-12-31 8USD
OccupancyNet602,0002026-06-30 16USD
Land594,0002025-12-31 2USD
TreasuryStockValueAcquiredCostMethod590,0002023-09-30 2USD
EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares587,2162025-12-31 20shares
DefinedBenefitPlanAccumulatedBenefitObligationIncreaseDecreaseForPlanAmendment582,0002023-09-30 13USD
FinancingReceivableDeferredIncome578,0002025-03-31 8USD
DerivativeLiabilityCollateralRightToReclaimCashOffset570,0002024-12-31 1USD
AociLossCashFlowHedgeCumulativeGainLossAfterTax569,0002026-06-30 10USD
IncomeTaxReconciliationStateAndLocalIncomeTaxes564,0002025-12-31 2USD
DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender527,0002025-12-31 8USD
MarketingAndAdvertisingExpense514,0002026-06-30 54USD
FederalDepositInsuranceCorporationPremiumExpense493,0002026-06-30 30USD
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount483,0002025-12-31 3USD
DefinedContributionPlanCostRecognized473,0002024-12-31 14USD
DeferredTaxAssetsDerivativeInstruments450,0002025-12-31 2USD
FeeIncome441,0002025-09-30 8USD
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedNumberOfShares440,8852026-06-30 32shares
AmortizationOfESOPAward426,0002025-09-30 34USD
NoninterestExpenseDirectorsFees397,0002026-06-30 54USD
DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss378,0002026-06-30 27USD
LeaseholdImprovementsGross351,0002025-12-31 2USD
EmployeeStockOwnershipPlanESOPCompensationExpense326,0002026-06-30 39USD
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan326,0002026-06-30 10USD
InterestExpenseBorrowings310,0002022-09-30 10USD
DepreciationAndAmortization297,0002025-12-31 8USD
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber287,5922026-06-30 23shares
LoansAndLeasesReceivableDeferredIncome277,0002024-03-31 18USD
DeferredTaxLiabilitiesPropertyPlantAndEquipment272,0002025-12-31 8USD
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax266,0002026-06-30 35USD
CashFDICInsuredAmount250,0002024-12-31 3USD
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo249,0002025-12-31 3USD
DeferredFederalStateAndLocalTaxExpenseBenefit-246,0002025-12-31 2USD
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain243,0002026-06-30 36USD
BankOwnedLifeInsuranceIncome237,0002026-06-30 54USD
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths237,0002025-12-31 3USD
LifeInsuranceCorporateOrBankOwnedChangeInValue236,0002026-06-30 10USD
InterestIncomeDepositsWithFinancialInstitutions232,0002026-06-30 16USD
OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal229,0002026-06-30 30USD
ProvisionForLoanLeaseAndOtherLosses214,0002026-06-30 54USD
LesseeOperatingLeaseLiabilityPaymentsDueYearThree213,0002025-12-31 3USD
LesseeOperatingLeaseLiabilityPaymentsDueYearFive208,0002025-12-31 3USD
DerivativeFairValueOfDerivativeLiability208,0002026-06-30 6USD
LesseeOperatingLeaseLiabilityPaymentsDueYearFour205,0002025-12-31 3USD
DebtSecuritiesHeldToMaturityAccruedInterestAfterAllowanceForCreditLoss204,0002026-06-30 28USD
OperatingLeaseExpense203,0002025-12-31 6USD
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax174,0002026-06-30 35USD
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss174,0002026-06-30 20USD
DeferredFederalIncomeTaxExpenseBenefit-162,0002025-12-31 8USD
DepreciationDepletionAndAmortization150,0002026-06-30 10USD
ProvisionForLoanAndLeaseLosses147,0002024-03-31 18USD
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax-145,0002026-06-30 33USD
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax-145,0002026-06-30 14USD
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense141,0002026-06-30 36USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss139,0002026-06-30 20USD
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares138,3012025-12-31 19shares
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements132,9892025-03-31 20shares
IncreaseDecreaseInInterestPayableNet-131,0002026-06-30 32USD
IncomeTaxReconciliationTaxCredits131,0002025-12-31 2USD
DeferredStateAndLocalIncomeTaxExpenseBenefit-113,0002025-12-31 8USD
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent-111,0002026-06-30 53USD
ProceedsFromPaymentsForInInterestBearingDepositsInBanks100,0002025-06-30 15USD
IncomeTaxReconciliationTaxExemptIncome100,0002025-12-31 2USD
IncreaseDecreaseInOtherOperatingAssets97,0002026-06-30 36USD
AccretionAmortizationOfDiscountsAndPremiumsInvestments91,0002026-06-30 10USD
CommonStockValue87,0002026-06-30 32USD
InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet84,0002025-03-31 5USD
PaymentsForOriginationAndPurchasesOfLoansHeldForSale83,0002025-03-31 25USD
FinancingReceivableAllowanceForCreditLossesWriteOffs82,0002025-03-31 12USD
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost82,0002025-12-31 2USD
DeferredTaxAssetsCharitableContributionCarryforwards79,0002025-12-31 7USD
DepreciationAmortizationAndAccretionNet75,0002025-03-31 26USD
AmortizationOfDeferredLoanOriginationFeesNet70,0002026-06-30 10USD
DeferredTaxExpenseFromStockOptionsExercised69,0002024-12-31 2USD
DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities64,0002025-12-31 2USD
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax62,0002026-06-30 36USD
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss61,0002024-03-31 17USD
IncreaseDecreaseInAccruedInterestReceivableNet52,0002026-06-30 36USD
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount52,0002025-12-31 2USD
ImpairedFinancingReceivableInterestIncomeAccrualMethod51,0002022-12-31 15USD
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod51,0002022-12-31 18USD
PaymentsForRent48,0002018-12-31 3USD
DeferredIncomeTaxExpenseBenefit47,0002026-06-30 36USD
GainLossOnSalesOfLoansNet45,0002026-06-30 54USD
NoninterestIncomeOther43,0002026-06-30 54USD
OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax-40,0002026-06-30 14USD
FinancingReceivableNonaccrualInterestIncome38,0002026-06-30 38USD
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss35,0002026-06-30 20USD
StockIssuedDuringPeriodValueRestrictedStockAwardForfeitures35,0002025-12-31 4USD
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent-34,0002026-06-30 31USD
DeferredTaxAssetsValuationAllowance29,0002025-12-31 5USD
IncomeTaxExpenseBenefitContinuingOperationsAdjustmentOfDeferredTaxAssetLiability29,0002025-12-31 2USD
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance29,0002025-12-31 2USD
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedOptionsForfeitedNumberOfShares23,3282025-09-30 8shares
StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan18,2002026-06-30 26shares
LoansAndLeasesReceivableRelatedPartiesProceeds17,0002024-03-31 26USD
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal-15,0002026-06-30 16USD
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent-14,0002024-12-31 6USD
IncomeTaxReconciliationOtherAdjustments13,0002025-12-31 2USD
AdjustmentForAmortization10,0002024-03-31 18USD
ProvisionForDoubtfulAccounts-10,0002025-03-31 8USD
ProvisionForLoanLossesExpensed6,0002025-03-31 38USD
StockIssuedDuringPeriodValueStockOptionsExercised5,0002026-06-30 7USD
ProceedsFromStockOptionsExercised5,0002026-06-30 4USD
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent-4,0002023-09-30 19USD
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff2,0002026-06-30 16USD
ProceedsFromRecoveriesOfLoanPreviouslyChargedOff1,0002024-12-31 12USD
InterestIncomeDomesticDeposits1,0002025-03-31 4USD
StockIssuedDuringPeriodSharesStockOptionsExercised5002026-06-30 13shares
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions162026-06-30 10pure
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue102023-12-31 1USD/shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValue102026-06-30 26USD/shares
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice102026-06-30 29USD/shares
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice102026-06-30 13USD/shares
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets82022-03-31 2pure
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets62022-03-31 2pure
BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum42022-03-31 2pure
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets42022-03-31 2pure
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions42025-03-31 6Holdings
DefinedContributionPlanEmployerMatchingContributionPercentOfMatch12024-12-31 5pure
NumberOfReportableSegments12024-12-31 1Segment
EarningsPerShareBasic12026-06-30 43USD/shares
EarningsPerShareDiluted12026-06-30 43USD/shares
DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent12024-12-31 5pure
EffectiveIncomeTaxRateContinuingOperations02025-12-31 8pure
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate02025-12-31 8pure
CapitalToRiskWeightedAssets02026-06-30 36pure
CommonEquityTierOneCapitalRatio02026-06-30 36pure
TierOneRiskBasedCapitalToRiskWeightedAssets02026-06-30 36pure
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets02026-06-30 35pure
TierOneLeverageCapitalToAverageAssets02026-06-30 36pure
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets02026-06-30 35pure
DefinedContributionPlanEmployerMatchingContributionPercent02024-12-31 5pure
BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum02026-06-30 35pure
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes02025-12-31 8pure
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets02026-06-30 35pure
OperatingLeaseWeightedAverageDiscountRatePercent02025-12-31 6pure
FederalHomeLoanBankAdvancesWeightedAverageInterestRateMaturingInNextTwelveRollingMonths02024-12-31 5pure
DerivativeVariableInterestRate02025-03-31 5pure
FederalHomeLoanBankAdvancesWeightedAverageInterestRateMaturingInRollingYearFour02024-12-31 5pure
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate02025-12-31 2pure
FederalHomeLoanBankAdvancesWeightedAverageInterestRateMaturingInRollingYearThree02024-12-31 5pure
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate02025-12-31 2pure
FederalHomeLoanBankAdvancesWeightedAverageInterestRate02025-12-31 8pure
DerivativeFixedInterestRate02025-03-31 5pure
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate02025-12-31 2pure
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate02025-12-31 2pure
FederalHomeLoanBankAdvancesWeightedAverageInterestRateMaturingInRollingYearFive02024-12-31 6pure
FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate02025-12-31 2pure
BankingRegulationCapitalConservationBufferCapitalConservedMinimum02025-12-31 4pure
EffectiveIncomeTaxRateReconciliationTaxCredits02025-12-31 2pure
CommonStockParOrStatedValuePerShare02026-06-30 43USD/shares
PreferredStockParOrStatedValuePerShare02026-06-30 31USD/shares
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost02024-12-31 5pure
EffectiveIncomeTaxRateReconciliationTaxExemptIncome02025-12-31 8pure
FederalHomeLoanBankAdvancesWeightedAverageInterestRateMaturingInRollingYearTwo02024-12-31 5pure
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent02025-12-31 2pure
EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance02025-12-31 2pure
EffectiveIncomeTaxRateReconciliationOtherAdjustments02025-12-31 2pure
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent-02024-12-31 6pure
AllowanceForLoanAndLeaseLossesWriteOffs02024-03-31 26USD
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts02024-03-31 26USD
DebtSecuritiesAvailableForSaleGainLoss02025-03-31 34USD
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment102022-12-31 12USD
FinancingReceivableModificationsRecordedInvestment02025-03-31 20USD
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment102022-12-31 18USD
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing02025-03-31 26USD
ImpairedFinancingReceivableRelatedAllowance02022-12-31 14USD
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment02022-12-31 15USD
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod02022-12-31 15USD
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment02022-12-31 13USD
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance02022-12-31 13USD
LoansAndLeasesReceivableImpairedCommitmentToLend02022-12-31 9USD
LoansAndLeasesReceivableRelatedPartiesAdditions02024-03-31 26USD
LoansReceivableHeldForSaleAmount02022-12-31 8USD
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax02026-06-30 16USD

What to be careful about

What this model itself distrusts about ECBK's figures. Written by the derivation as it ran, not added afterwards.