Unum Group (UNM)

93.05 +0.65% (+0.60)

Over 5Y: +303.6%

2026-08-28
25 50 75
2021 2022 2023 2024 2025 2026

Financials Quarterly

Q3 '23 — Revenue: 3.1B Q3 '23 — Operating Cash Flow: 395.1M Q3 '23 — Free Cash Flow: 362.3M Q3 '23 — Net Income: 202M Q4 '23 — Revenue: 3.1B Q4 '23 — Operating Cash Flow: 343.5M Q4 '23 — Free Cash Flow: 297.8M Q4 '23 — Net Income: 330.6M Q1 '24 — Revenue: 3.2B Q1 '24 — Operating Cash Flow: 298.3M Q1 '24 — Free Cash Flow: 270M Q1 '24 — Net Income: 395.2M Q2 '24 — Revenue: 3.2B Q2 '24 — Operating Cash Flow: 339.1M Q2 '24 — Free Cash Flow: 311.4M Q2 '24 — Net Income: 389.5M Q3 '24 — Revenue: 3.2B Q3 '24 — Operating Cash Flow: 390M Q3 '24 — Free Cash Flow: 352.3M Q3 '24 — Net Income: 645.7M Q4 '24 — Revenue: 3.2B Q4 '24 — Operating Cash Flow: 485.8M Q4 '24 — Free Cash Flow: 453.8M Q4 '24 — Net Income: 348.7M Q1 '25 — Revenue: 3.1B Q1 '25 — Operating Cash Flow: 353.6M Q1 '25 — Free Cash Flow: 317.8M Q1 '25 — Net Income: 189.1M Q2 '25 — Revenue: 3.4B Q2 '25 — Operating Cash Flow: 348M Q2 '25 — Free Cash Flow: 320.1M Q2 '25 — Net Income: 335.6M Q3 '25 — Revenue: 3.4B Q3 '25 — Operating Cash Flow: -371.8M Q3 '25 — Free Cash Flow: -402.6M Q3 '25 — Net Income: 39.7M Q4 '25 — Revenue: 3.2B Q4 '25 — Operating Cash Flow: 357.9M Q4 '25 — Free Cash Flow: 320.1M Q4 '25 — Net Income: 174.1M Q1 '26 — Revenue: 3.4B Q1 '26 — Operating Cash Flow: 340.8M Q1 '26 — Free Cash Flow: 301.2M Q1 '26 — Net Income: 232M Q2 '26 — Revenue: 3.4B Q2 '26 — Operating Cash Flow: 503.5M Q2 '26 — Free Cash Flow: 474.3M Q2 '26 — Net Income: 256.9M 0 800M 1.6B 2.4B 3.2B 4B
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

3.5
OE margin 4.8%
ROIC 5.7%
Accruals -0.2%
FCF margin 5.2%
OCF / EBIT 0.92×
OCF margin 6.2%
ROA 1.1%
ROE 6.5%
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.6
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

3.8
ND/EBITDA —
Net debt / Eq 0.16×
Debt / Eq 0.35×
Cash / Debt 0.55×
Debt payback 2.4 yr
Payout 43.8%
F-score 3.9 pts
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.6
Sales/sh Y/Y +12.5%
Div. growth +3.3%
EPS CAGR 4Y -2.8%
EBIT CAGR -17.2%
EBIT Y/Y -52.9%
EPS Y/Y -49.7%
Sales Q/Q +0.26%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.