SHF Holdings, Inc. (SHFSW)

0.02 +23.08% (+0.00)

Over 5Y: -92.6%

2026-08-28
0.1 0.2
2022 2023 2024 2025 2026

Financials Quarterly

Q3 '21 — Revenue: 1.7M Q3 '21 — Operating Cash Flow: -472.7K Q3 '21 — Net Income: 946.1K Q4 '21 — Revenue: 1.7M Q4 '21 — Operating Cash Flow: 763.5K Q4 '21 — Free Cash Flow: 757.9K Q4 '21 — Net Income: -571.1K Q1 '22 — Revenue: 1.7M Q1 '22 — Operating Cash Flow: 506.5K Q1 '22 — Free Cash Flow: 502K Q1 '22 — Net Income: 501.6K Q2 '22 — Revenue: 1.9M Q2 '22 — Operating Cash Flow: 729K Q2 '22 — Free Cash Flow: 724.6K Q2 '22 — Net Income: 336.3K Q3 '22 — Revenue: 2.4M Q3 '22 — Operating Cash Flow: 732.4K Q3 '22 — Free Cash Flow: 727.4K Q3 '22 — Net Income: 1.1M Q4 '22 — Revenue: 3.6M Q4 '22 — Net Income: -37M Q1 '23 — Revenue: 4.2M Q1 '23 — Operating Cash Flow: -232K Q1 '23 — Free Cash Flow: -780.7K Q1 '23 — Net Income: -1.4M Q2 '23 — Revenue: 4.6M Q2 '23 — Operating Cash Flow: -732.7K Q2 '23 — Free Cash Flow: -1.1M Q2 '23 — Net Income: -17.6M Q3 '23 — Revenue: 4.3M Q3 '23 — Operating Cash Flow: 739.8K Q3 '23 — Free Cash Flow: 739.8K Q3 '23 — Net Income: -748.1K Q4 '23 — Revenue: 4.5M Q4 '23 — Operating Cash Flow: -607.1K Q4 '23 — Free Cash Flow: -607.1K Q4 '23 — Net Income: 2.5M Q1 '24 — Revenue: 4.1M Q1 '24 — Operating Cash Flow: 1.5M Q1 '24 — Net Income: 2M Q2 '24 — Revenue: 4M Q2 '24 — Operating Cash Flow: 1.2M Q2 '24 — Net Income: 941.5K Q3 '24 — Revenue: 3.5M Q3 '24 — Operating Cash Flow: 502.4K Q3 '24 — Net Income: 353.8K Q4 '24 — Revenue: 3.7M Q4 '24 — Net Income: -51.7M Q1 '25 — Revenue: 1.9M Q1 '25 — Operating Cash Flow: -1.1M Q1 '25 — Net Income: -827.2K Q2 '25 — Revenue: 1.8M Q2 '25 — Operating Cash Flow: -674.6K Q2 '25 — Net Income: -930.7K Q3 '25 — Revenue: 1.8M Q3 '25 — Operating Cash Flow: -538K Q3 '25 — Net Income: 179.5K Q4 '25 — Revenue: 2.1M Q4 '25 — Operating Cash Flow: -1.1M Q4 '25 — Net Income: -582.6K Q1 '26 — Revenue: 2M Q1 '26 — Operating Cash Flow: -1.1M Q1 '26 — Net Income: -1.8M Q2 '26 — Revenue: 1.9M Q2 '26 — Operating Cash Flow: -1.8M Q2 '26 — Net Income: -1.5M -45M -30M -15M 0 15M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

2.1
SBC / sales 10.8%
OE margin -67.6%
Oper. margin -67.0%
Accruals 5.2%
EBITDA margin -66.9%
FCF margin -56.8%
OCF margin -56.8%
Profit margin -47.3%
ROA -26.1%
ROCE -65.8%
ROE -60.6%
Capex / sales —
Gross margin —
OCF / EBIT —
ROIC —

4 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.0
RPO / sales 0.002×
RPO growth —
Segment HHI —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

4.7
ND/EBITDA —
Interest cover -31.4×
Debt / Eq 0.0×
Debt payback 0.0 yr
Quick ratio 1.8×
Cash runway 1.6 yr
F-score 2.6 pts
Cash / Debt —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.7
Sales/sh Y/Y -32.2%
Sales Q/Q +4.8%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.