PRA GROUP INC (PRAA)

19.14 -0.78% (-0.15)

Over 1M: +10.2%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

18 20
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 6.2M Q3 '21 — Operating Cash Flow: 16.6M Q3 '21 — Free Cash Flow: 14M Q3 '21 — Net Income: 34.5M Q4 '21 — Revenue: 3.9M Q4 '21 — Operating Cash Flow: 46.6M Q4 '21 — Free Cash Flow: 42.2M Q4 '21 — Net Income: 34.3M Q1 '22 — Revenue: 1.8M Q1 '22 — Operating Cash Flow: -22.7M Q1 '22 — Free Cash Flow: -26.5M Q1 '22 — Net Income: 40M Q2 '22 — Revenue: 6.5M Q2 '22 — Operating Cash Flow: -19M Q2 '22 — Free Cash Flow: -23.5M Q2 '22 — Net Income: 36.5M Q3 '22 — Revenue: 6.1M Q3 '22 — Operating Cash Flow: 38.4M Q3 '22 — Free Cash Flow: 35.9M Q3 '22 — Net Income: 24.7M Q4 '22 — Revenue: 222.8M Q4 '22 — Operating Cash Flow: 25M Q4 '22 — Free Cash Flow: 22.5M Q4 '22 — Net Income: 16M Q1 '23 — Revenue: 155.5M Q1 '23 — Operating Cash Flow: -47.5M Q1 '23 — Free Cash Flow: -47.9M Q1 '23 — Net Income: -58.6M Q2 '23 — Revenue: 209.2M Q2 '23 — Operating Cash Flow: -33.3M Q2 '23 — Free Cash Flow: -34M Q2 '23 — Net Income: -3.8M Q3 '23 — Revenue: 216.4M Q3 '23 — Operating Cash Flow: -37.4M Q3 '23 — Free Cash Flow: -38.6M Q3 '23 — Net Income: -12.3M Q4 '23 — Revenue: 221.4M Q4 '23 — Operating Cash Flow: 20.7M Q4 '23 — Free Cash Flow: 20.2M Q4 '23 — Net Income: -8.8M Q1 '24 — Revenue: 255.6M Q1 '24 — Operating Cash Flow: -73M Q1 '24 — Free Cash Flow: -73.5M Q1 '24 — Net Income: 3.5M Q2 '24 — Revenue: 284.2M Q2 '24 — Operating Cash Flow: -29.5M Q2 '24 — Free Cash Flow: -30.8M Q2 '24 — Net Income: 21.5M Q3 '24 — Revenue: 281.5M Q3 '24 — Operating Cash Flow: -35M Q3 '24 — Free Cash Flow: -36.1M Q3 '24 — Net Income: 27.2M Q4 '24 — Revenue: 293.2M Q4 '24 — Operating Cash Flow: 42.9M Q4 '24 — Free Cash Flow: 41.8M Q4 '24 — Net Income: 18.5M Q1 '25 — Revenue: 269.6M Q1 '25 — Operating Cash Flow: -52.6M Q1 '25 — Free Cash Flow: -53.5M Q1 '25 — Net Income: 3.7M Q2 '25 — Revenue: 287.7M Q2 '25 — Operating Cash Flow: -12.9M Q2 '25 — Free Cash Flow: -14.2M Q2 '25 — Net Income: 42.4M Q3 '25 — Revenue: 311.1M Q3 '25 — Operating Cash Flow: -10.1M Q3 '25 — Free Cash Flow: -11.3M Q3 '25 — Net Income: -407.7M Q4 '25 — Revenue: 333.4M Q4 '25 — Operating Cash Flow: -9.9M Q4 '25 — Free Cash Flow: -11.3M Q4 '25 — Net Income: 56.5M Q1 '26 — Revenue: 314.5M Q1 '26 — Operating Cash Flow: 24.9M Q1 '26 — Free Cash Flow: 23.5M Q1 '26 — Net Income: 28.2M Q2 '26 — Revenue: 372.2M Q2 '26 — Operating Cash Flow: -36.3M Q2 '26 — Free Cash Flow: -38.7M Q2 '26 — Net Income: 57.9M -400M -200M 0 200M 400M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

3.1
ROIC 1.1%
OE margin -4.1%
Accruals -4.5%
FCF margin -2.8%
OCF / EBIT -0.47×
OCF margin -2.4%
Profit margin -19.9%
ROA -5.1%
ROE -25.4%
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.5
Segment HHI 0.42 HHI
RPO / sales —
RPO growth —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

1.8
ND/EBITDA —
Cash / Debt 0.035×
Debt / Eq 3.6×
F-score 4.5 pts
Cash runway —
Current ratio —
Debt payback —
Payout —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

4.4
Sales CAGR 4Y +200.7%
Sales/sh Y/Y +18.7%
Sales Q/Q +29.4%
Shares change -0.93%
EBIT CAGR -34.1%
EBIT Y/Y -80.6%
EPS Y/Y -391.9%
Div. growth —
EPS CAGR 4Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.