Oscar Health, Inc. (OSCR)

32.25USD +0.03% (+0.01)

Over 1M: +15.6%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

28 30 32
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 444M Q3 '21 — Operating Income: -211.7M Q3 '21 — Net Income: -211.5M Q4 '21 — Revenue: 496.1M Q4 '21 — Operating Income: -196.3M Q4 '21 — Net Income: -198.9M Q1 '22 — Revenue: 972.8M Q1 '22 — Operating Income: -68.5M Q1 '22 — Net Income: -75.2M Q2 '22 — Revenue: 1B Q2 '22 — Operating Income: -106.5M Q2 '22 — Net Income: -112.2M Q3 '22 — Revenue: 978.4M Q3 '22 — Operating Income: -192.4M Q3 '22 — Net Income: -192.9M Q4 '22 — Revenue: 995.1M Q4 '22 — Operating Income: -222.5M Q4 '22 — Net Income: -226M Q1 '23 — Revenue: 1.5B Q1 '23 — Operating Income: -25.4M Q1 '23 — Net Income: -39.8M Q2 '23 — Revenue: 1.5B Q2 '23 — Operating Income: -6.5M Q2 '23 — Net Income: -15.5M Q3 '23 — Revenue: 1.4B Q3 '23 — Operating Income: -58.2M Q3 '23 — Net Income: -65.4M Q4 '23 — Revenue: 1.4B Q4 '23 — Operating Income: -145.5M Q4 '23 — Net Income: -150M Q1 '24 — Revenue: 2.1B Q1 '24 — Operating Income: 185.6M Q1 '24 — Net Income: 177.4M Q2 '24 — Revenue: 2.2B Q2 '24 — Operating Income: 67.8M Q2 '24 — Net Income: 56.2M Q3 '24 — Revenue: 2.4B Q3 '24 — Operating Income: -48.4M Q3 '24 — Net Income: -54.6M Q4 '24 — Revenue: 2.4B Q4 '24 — Operating Income: -147.7M Q4 '24 — Net Income: -153.5M Q1 '25 — Revenue: 3B Q1 '25 — Operating Income: 297.1M Q1 '25 — Net Income: 275.3M Q2 '25 — Revenue: 2.9B Q2 '25 — Operating Income: -230.5M Q2 '25 — Net Income: -228.4M Q3 '25 — Revenue: 3B Q3 '25 — Operating Income: -129.2M Q3 '25 — Net Income: -137.4M Q4 '25 — Revenue: 2.8B Q4 '25 — Operating Income: -333.7M Q4 '25 — Net Income: -352.6M Q1 '26 — Revenue: 4.6B Q1 '26 — Operating Income: 704.1M Q1 '26 — Net Income: 679M Q2 '26 — Revenue: 4.9B Q2 '26 — Operating Income: 388.6M Q2 '26 — Net Income: 361.8M 0 1.5B 3B 4.5B 6B
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Income Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

6.4
SBC / sales 0.49%
ROIC —
OE margin 28.1%
Accruals -34.5%
FCF margin 28.6%
OCF / EBIT 7.0×
ROCE 24.8%
ROE 26.8%
OCF margin 28.8%
ROA 4.9%
Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/EBIT 3.9×
EV/OE 0.57×
EV/Sales 0.16×
FCF yield 41.4%
P/C 1.2×
P/E 19.2×
P/B 5.2×
Div. yield —
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.7
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

7.1
ND/EBITDA 3.3
Cash / Debt 19.8×
Debt payback 0.0 yr
Payout 0.0%
Debt / Eq 0.21×
Quick ratio 1.1×
F-score 4.5 pts
Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

8.4
Sales CAGR 4Y +58.8%
Sales/sh Y/Y +44.7%
Sales Q/Q +70.4%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.