Oscar Health, Inc. (OSCR)
Every figure this model derived for OSCR, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 38,625,000 | PaymentsToAcquireProductiveAssets |
2026-06-30 |
| cash | 8,555,518,000 | CashAndCashEquivalentsAtCarryingValue |
2026-06-30 |
| current assets | 9,373,186,000 | AssetsCurrent |
2026-06-30 |
| current liabilities | 8,689,502,000 | LiabilitiesCurrent |
2026-06-30 |
| equity | 2,052,031,000 | StockholdersEquity |
2026-06-30 |
| interest expense | 7,423,000 | InterestPaidNet |
2026-06-30 |
| ocf | 4,418,570,000 | NetCashProvidedByUsedInOperatingActivities |
2026-06-30 |
| revenue | 15,318,633,000 | Revenues |
2026-06-30 |
| sbc | 75,193,000 | ShareBasedCompensation |
2026-06-30 |
The ratios
The figures themselves rather than their scores — what somebody looking up OSCR on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | 4.79 |
| current ratio | 1.08 |
| current ratio reported | 1.08 |
| dilution pct | -1.3 |
| ev ebit | 5.27 |
| ev owner earnings | 0.77 |
| ev sales | 0.22 |
| fcf margin | 28.59 |
| growth cv | 0.91 |
| interest cover | 84.83 |
| operating margin | 4.11 |
| owner earnings margin | 28.1 |
| revenue growth | 42.82 |
| revenue growth per share | 44.7 |
| rule of 40 | 46.93 |
| sbc pct revenue | 0.49 |
Everything else this filing tags
278 more elements from OSCR's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet | 22,054,100,000 | 2025-12-31 | 5 | USD |
ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet | 20,654,074,000 | 2025-12-31 | 5 | USD |
DirectPremiumsEarned | 11,696,744,000 | 2026-06-30 | 71 | USD |
Assets | 11,226,762,000 | 2026-06-30 | 44 | USD |
LiabilitiesAndStockholdersEquity | 11,226,762,000 | 2026-06-30 | 44 | USD |
PremiumsEarnedNet | 9,370,193,000 | 2026-06-30 | 71 | USD |
Liabilities | 9,171,597,000 | 2026-06-30 | 44 | USD |
BenefitsLossesAndExpenses | 8,434,694,000 | 2026-06-30 | 71 | USD |
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense | 7,266,061,000 | 2026-06-30 | 47 | USD |
PolicyholderBenefitsAndClaimsIncurredGross | 7,166,698,000 | 2026-06-30 | 71 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1 | 7,071,697,000 | 2026-06-30 | 47 | USD |
PolicyholderBenefitsAndClaimsIncurredNet | 7,024,302,000 | 2026-06-30 | 71 | USD |
PaymentsForLossesAndLossAdjustmentExpense | 6,658,737,000 | 2026-06-30 | 47 | USD |
AssetsFairValueDisclosure | 6,270,905,000 | 2026-06-30 | 6 | USD |
AvailableForSaleDebtSecuritiesAmortizedCostBasis | 6,086,305,000 | 2026-06-30 | 44 | USD |
Investments | 6,080,676,000 | 2026-06-30 | 14 | USD |
AvailableForSaleSecuritiesDebtSecurities | 6,077,767,000 | 2026-06-30 | 44 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1 | 5,832,696,000 | 2026-06-30 | 47 | USD |
PaymentsToAcquireAvailableForSaleSecuritiesDebt | 4,942,801,000 | 2026-06-30 | 49 | USD |
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost | 4,481,630,000 | 2026-06-30 | 28 | USD |
AvailableForSaleSecuritiesDebtSecuritiesCurrent | 4,479,906,000 | 2026-06-30 | 42 | USD |
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue | 4,479,906,000 | 2026-06-30 | 28 | USD |
AdditionalPaidInCapital | 4,316,831,000 | 2026-06-30 | 44 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | 4,100,278,000 | 2026-06-30 | 88 | USD |
NetCashProvidedByUsedInInvestingActivities | -3,424,865,000 | 2026-06-30 | 49 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months | 3,318,389,000 | 2026-06-30 | 44 | USD |
RetainedEarningsAccumulatedDeficit | -2,253,630,000 | 2026-06-30 | 44 | USD |
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest | 2,055,165,000 | 2026-06-30 | 80 | USD |
LiabilityForClaimsAndClaimsAdjustmentExpense | 1,898,435,000 | 2026-06-30 | 86 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet | 1,861,114,000 | 2026-06-30 | 86 | USD |
LongTermInvestments | 1,815,254,000 | 2024-12-31 | 2 | USD |
StockIssuedDuringPeriodValueConversionOfConvertibleSecurities | 1,744,910,000 | 2021-12-31 | 9 | USD |
AvailableForSaleSecuritiesDebtSecuritiesNoncurrent | 1,600,770,000 | 2026-06-30 | 42 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost | 1,534,582,000 | 2026-06-30 | 28 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue | 1,528,255,000 | 2026-06-30 | 28 | USD |
ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet | 1,428,844,000 | 2025-12-31 | 9 | USD |
SellingGeneralAndAdministrativeExpense | 1,397,314,000 | 2026-06-30 | 32 | USD |
StockIssuedDuringPeriodValueNewIssues | 1,338,875,000 | 2021-12-31 | 9 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | 1,296,155,000 | 2026-06-30 | 49 | USD |
OperatingIncomeLoss | 1,092,720,000 | 2026-06-30 | 71 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | 1,081,784,000 | 2026-06-30 | 71 | USD |
NetIncomeLossAvailableToCommonStockholdersDiluted | 1,048,246,000 | 2026-06-30 | 17 | USD |
ProfitLoss | 1,040,851,000 | 2026-06-30 | 80 | USD |
NetIncomeLoss | 1,040,804,000 | 2026-06-30 | 77 | USD |
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest | 1,014,571,000 | 2026-06-30 | 61 | USD |
ComprehensiveIncomeNetOfTax | 1,014,524,000 | 2026-06-30 | 71 | USD |
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance | 1,000,000,000 | 2025-12-31 | 10 | USD |
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt | 983,943,000 | 2026-06-30 | 49 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1 | 826,041,000 | 2026-06-30 | 47 | USD |
DeferredTaxAssetsGross | 726,510,000 | 2025-12-31 | 10 | USD |
DeferredTaxAssetsValuationAllowance | 696,298,000 | 2025-12-31 | 10 | USD |
ShortTermInvestments | 624,461,000 | 2024-12-31 | 2 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 624,221,000 | 2025-12-31 | 10 | USD |
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities | 553,943,000 | 2026-06-30 | 49 | USD |
AccountsPayableAndAccruedLiabilitiesCurrent | 525,709,000 | 2026-06-30 | 44 | USD |
NetIncomeLossAvailableToCommonStockholdersBasic | -443,151,000 | 2025-12-31 | 9 | USD |
IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve | 443,050,000 | 2026-06-30 | 49 | USD |
PremiumsAndOtherReceivablesNet | 442,645,000 | 2025-12-31 | 40 | USD |
LongTermDebtNoncurrent | 431,629,000 | 2026-06-30 | 44 | USD |
ProceedsFromIssuanceOfLongTermDebt | 410,000,000 | 2025-12-31 | 26 | USD |
TemporaryEquitySharesAuthorized | 407,156,831 | 2020-12-31 | 4 | shares |
ConversionOfStockSharesConverted1 | 400,904,302 | 2021-12-31 | 4 | shares |
TemporaryEquitySharesIssued | 400,904,302 | 2020-12-31 | 4 | shares |
AccountsReceivableNetCurrent | 380,057,000 | 2026-06-30 | 4 | USD |
WeightedAverageNumberOfDilutedSharesOutstanding | 331,292,000 | 2026-06-30 | 71 | shares |
WeightedAverageNumberOfSharesOutstandingBasic | 300,197,000 | 2026-06-30 | 71 | shares |
NetIncomeLossFromContinuingOperationsAvailableToCommonShareholdersDiluted | 280,757,000 | 2025-03-31 | 15 | USD |
LiabilityForTitleClaimsAndClaimsAdjustmentExpense | 241,100,000 | 2023-12-31 | 6 | USD |
PropertyPlantAndEquipmentGross | 229,992,000 | 2025-12-31 | 10 | USD |
TemporaryEquityStockIssuedDuringPeriodValueNewIssues | 210,943,000 | 2020-06-30 | 2 | USD |
ReinsuranceRecoverablesOnPaidAndUnpaidLosses | 196,544,000 | 2026-06-30 | 44 | USD |
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense | -194,364,000 | 2026-06-30 | 47 | USD |
CashAndCashEquivalentsFairValueDisclosure | 188,626,000 | 2026-06-30 | 6 | USD |
UnearnedPremiums | 167,505,000 | 2026-06-30 | 44 | USD |
ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities | -153,173,000 | 2021-12-31 | 3 | USD |
GrossInvestmentIncomeOperating | 144,538,000 | 2026-06-30 | 35 | USD |
NetInvestmentIncome | 143,676,000 | 2026-06-30 | 71 | USD |
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment | 141,642,000 | 2025-12-31 | 10 | USD |
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded | 141,074,000 | 2026-06-30 | 71 | USD |
OtherAssetsNoncurrent | 122,134,000 | 2026-06-30 | 44 | USD |
IncreaseDecreaseInPremiumsReceivable | 101,932,000 | 2025-12-31 | 45 | USD |
PropertyPlantAndEquipmentNet | 101,494,000 | 2026-06-30 | 44 | USD |
AllocatedShareBasedCompensationExpense | 100,400,000 | 2025-12-31 | 25 | USD |
IncreaseDecreaseInReinsuranceRecoverable | 96,794,000 | 2026-06-30 | 49 | USD |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | -91,832,000 | 2025-12-31 | 6 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 89,418,000 | 2025-12-31 | 5 | USD |
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | 84,573,000 | 2025-12-31 | 6 | USD |
PreferredStockSharesAuthorized | 82,500,000 | 2023-09-30 | 24 | shares |
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost | 70,093,000 | 2026-06-30 | 12 | USD |
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue | 69,606,000 | 2026-06-30 | 12 | USD |
OperatingLeaseLiability | 68,707,000 | 2025-12-31 | 5 | USD |
IncreaseDecreaseInAccountsReceivable | 65,448,000 | 2026-06-30 | 4 | USD |
ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments | 62,053,000 | 2026-06-30 | 86 | USD |
OtherAssetsCurrent | 60,317,000 | 2026-06-30 | 34 | USD |
AllowanceForDoubtfulAccountsReceivableCurrent | 55,298,000 | 2026-06-30 | 4 | USD |
OperatingLeaseLiabilityNoncurrent | 51,991,000 | 2025-12-31 | 9 | USD |
OperatingLeaseRightOfUseAsset | 51,544,000 | 2025-12-31 | 9 | USD |
OtherLiabilitiesNoncurrent | 50,466,000 | 2026-06-30 | 38 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | 49,322,000 | 2025-12-31 | 16 | USD |
ProvisionForOtherCreditLosses | 48,072,000 | 2026-06-30 | 25 | USD |
LossContingencyReceivable | 48,000,000 | 2025-12-31 | 4 | USD |
LossContingencyReceivableProceeds | 48,000,000 | 2026-04-30 | 1 | USD |
AccruedInvestmentIncomeReceivable | 46,600,000 | 2026-06-30 | 40 | USD |
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 | 46,300,000 | 2025-12-31 | 8 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost | 46,300,000 | 2023-12-31 | 9 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue | 44,778,000 | 2025-12-31 | 18 | USD |
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed | 44,742,000 | 2025-12-31 | 65 | USD |
IncomeTaxExpenseBenefit | 40,933,000 | 2026-06-30 | 71 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | 31,298,000 | 2024-06-30 | 49 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsPolicyholderLiabilities | 30,373,000 | 2025-12-31 | 10 | USD |
DeferredTaxAssetsNet | 30,212,000 | 2025-12-31 | 10 | USD |
ProceedsFromStockOptionsExercised | 29,904,000 | 2026-06-30 | 49 | USD |
DeferredIncomeTaxLiabilities | 29,622,000 | 2025-12-31 | 10 | USD |
RestrictedCashAndInvestmentsNoncurrent | 29,178,000 | 2026-06-30 | 44 | USD |
ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNetNotSeparatelyPresented | 28,818,000 | 2025-12-31 | 4 | USD |
IncreaseDecreaseInOtherOperatingAssets | 26,660,000 | 2026-06-30 | 49 | USD |
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax | -26,280,000 | 2026-06-30 | 75 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized | 25,000,000 | 2021-12-31 | 1 | shares |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseOpeningBalanceAdjustments | 24,732,000 | 2026-06-30 | 86 | USD |
RestrictedCashAndCashEquivalents | 24,666,000 | 2026-06-30 | 49 | USD |
RestrictedCashAndCashEquivalentsNoncurrent | 24,666,000 | 2026-06-30 | 44 | USD |
LossContingencyDamagesAwardedValue | 24,100,000 | 2025-03-31 | 2 | USD |
IncrementalCommonSharesAttributableToConversionOfDebtSecurities | 20,727,000 | 2026-06-30 | 29 | shares |
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | 20,711,000 | 2025-12-31 | 5 | USD |
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities | 20,408,000 | 2026-06-30 | 49 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger | 19,821,000 | 2026-06-30 | 38 | USD |
StockIssuedDuringPeriodValueShareBasedCompensation | 18,702,000 | 2024-06-30 | 36 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 17,280,000 | 2025-12-31 | 5 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 17,274,000 | 2025-12-31 | 5 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 17,267,000 | 2025-12-31 | 5 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 16,716,000 | 2025-12-31 | 5 | USD |
OperatingLeaseLiabilityCurrent | 16,716,000 | 2025-12-31 | 9 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 16,127,000 | 2025-12-31 | 5 | USD |
AccretionAmortizationOfDiscountsAndPremiumsInvestments | 15,285,000 | 2026-06-30 | 49 | USD |
LeaseCost | 15,100,000 | 2025-12-31 | 14 | USD |
OperatingLeasePayments | 15,000,000 | 2025-12-31 | 9 | USD |
LeaseAndRentalExpense | 14,400,000 | 2020-12-31 | 1 | USD |
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost | -14,176,000 | 2025-12-31 | 6 | USD |
DeferredTaxAssetsOther | 14,149,000 | 2025-12-31 | 10 | USD |
GeneralAndAdministrativeExpense | 13,078,000 | 2026-06-30 | 71 | USD |
DepreciationDepletionAndAmortization | 13,049,000 | 2026-06-30 | 49 | USD |
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount | 12,800,000 | 2025-12-31 | 6 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | 12,428,000 | 2025-12-31 | 16 | shares |
PaymentsRelatedToTaxWithholdingForShareBasedCompensation | 11,920,000 | 2026-06-30 | 13 | USD |
RevenueFromContractWithCustomerExcludingAssessedTax | 11,813,000 | 2026-06-30 | 58 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber | 11,773,000 | 2025-12-31 | 8 | shares |
StockIssuedDuringPeriodValueStockOptionsExercised | 11,429,000 | 2021-09-30 | 13 | USD |
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements | 10,368,000 | 2026-06-30 | 32 | shares |
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax | 10,234,000 | 2026-06-30 | 44 | USD |
InterestExpenseNonoperating | 10,092,000 | 2026-06-30 | 30 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss | 9,924,000 | 2026-06-30 | 44 | USD |
NetCashProvidedByUsedInFinancingActivities | 9,695,000 | 2026-06-30 | 49 | USD |
DeferredTaxLiabilitiesInvestments | 9,067,000 | 2025-12-31 | 6 | USD |
AccumulatedOtherComprehensiveIncomeLossNetOfTax | -8,250,000 | 2026-06-30 | 44 | USD |
DeferredIncomeTaxExpenseBenefit | -7,731,000 | 2026-06-30 | 49 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve | 7,587,000 | 2025-12-31 | 10 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant | 7,500,000 | 2021-12-31 | 1 | shares |
DilutiveSecuritiesEffectOnBasicEarningsPerShareOther | 7,442,000 | 2026-06-30 | 29 | USD |
NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance | 7,230,000 | 2021-12-31 | 3 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBonuses | 6,414,000 | 2025-12-31 | 10 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationIncrementalCompensationCost | 6,400,000 | 2020-12-31 | 3 | USD |
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount | 6,031,000 | 2026-06-30 | 50 | shares |
InterestExpense | 5,902,000 | 2024-03-31 | 41 | USD |
StockIssuedDuringPeriodSharesStockOptionsExercised | 5,548,000 | 2025-12-31 | 8 | shares |
PaymentsOfDebtIssuanceCosts | 4,919,000 | 2026-06-30 | 33 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive | 4,754,000 | 2025-12-31 | 5 | USD |
RestrictedInvestmentsNoncurrent | 4,512,000 | 2026-06-30 | 44 | USD |
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions | 3,700,000 | 2025-12-31 | 8 | USD |
IncomeTaxPaidFederalAfterRefundReceived | 3,500,000 | 2025-12-31 | 3 | USD |
DeferredTaxLiabilitiesPrepaidExpenses | 3,419,000 | 2025-12-31 | 10 | USD |
PaymentForContingentConsiderationLiabilityFinancingActivities | 3,370,000 | 2026-06-30 | 2 | USD |
CurrentIncomeTaxExpenseBenefit | 3,157,000 | 2025-12-31 | 15 | USD |
MinorityInterest | 3,134,000 | 2026-06-30 | 38 | USD |
CurrentFederalTaxExpenseBenefit | 3,060,000 | 2025-12-31 | 15 | USD |
OtherNonoperatingExpense | 3,053,000 | 2022-03-31 | 5 | USD |
TreasuryStockValue | 2,923,000 | 2026-06-30 | 42 | USD |
TreasuryStockCommonValue | 2,923,000 | 2023-12-31 | 2 | USD |
EquitySecuritiesWithoutReadilyDeterminableFairValueAmount | 2,909,000 | 2026-06-30 | 13 | USD |
DeferredTaxLiabilitiesOther | 2,841,000 | 2025-12-31 | 10 | USD |
ReinsurancePayable | 2,564,000 | 2026-06-30 | 44 | USD |
OtherOperatingIncomeExpenseNet | 2,415,000 | 2022-12-31 | 3 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 2,411,000 | 2025-12-31 | 15 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost | 2,402,000 | 2025-12-31 | 10 | USD |
CededPremiumsEarned | -2,364,000 | 2023-03-31 | 28 | USD |
IncomeTaxReconciliationNondeductibleExpenseOther | 2,280,000 | 2025-12-31 | 3 | USD |
AmortizationOfFinancingCosts | 2,163,000 | 2026-06-30 | 49 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 1,981,000 | 2025-12-31 | 6 | USD |
GainLossOnSaleOfInvestments | 1,732,000 | 2026-06-30 | 49 | USD |
RealizedInvestmentGainsLosses | 1,732,000 | 2026-06-30 | 4 | USD |
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax | 1,696,000 | 2026-06-30 | 44 | USD |
AssumedPremiumsEarned | -1,663,000 | 2026-06-30 | 71 | USD |
LiabilityForFuturePolicyBenefitsPeriodExpense | 1,562,000 | 2023-12-31 | 39 | USD |
IncreaseDecreaseInUnearnedPremiums | 1,302,000 | 2026-06-30 | 49 | USD |
ClassOfWarrantOrRightOutstanding | 1,225,216 | 2020-12-31 | 4 | shares |
IncreaseDecreaseInAccruedInvestmentIncomeReceivable | -1,198,000 | 2022-03-31 | 11 | USD |
IncomeTaxesPaidNet | 1,107,000 | 2026-06-30 | 39 | USD |
IncreaseDecreaseInReinsurancePayables | -1,016,000 | 2026-06-30 | 49 | USD |
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability | 974,000 | 2025-12-31 | 2 | USD |
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent | -862,000 | 2021-09-30 | 16 | USD |
InvestmentIncomeInvestmentExpense | 862,000 | 2026-06-30 | 35 | USD |
NonoperatingIncomeExpense | -844,000 | 2026-06-30 | 53 | USD |
IncreaseDecreaseOfRestrictedInvestments | -606,000 | 2026-06-30 | 49 | USD |
ContractWithCustomerLiability | 600,000 | 2023-09-30 | 1 | USD |
DeferredIncomeTaxAssetsNet | 595,000 | 2022-03-31 | 10 | USD |
DeferredTaxAssetsLiabilitiesNet | 590,000 | 2025-12-31 | 10 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 333,000 | 2025-12-31 | 10 | shares |
TreasuryStockCommonShares | 315,000 | 2026-06-30 | 26 | shares |
TreasuryStockShares | 314,600 | 2023-03-31 | 18 | shares |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss | 310,000 | 2026-06-30 | 38 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod | 301,000 | 2025-12-31 | 8 | shares |
ContractWithCustomerReceivableAfterAllowanceForCreditLoss | 200,000 | 2023-12-31 | 13 | USD |
IncomeTaxReconciliationOtherAdjustments | 183,000 | 2025-12-31 | 6 | USD |
CurrentStateAndLocalTaxExpenseBenefit | 97,000 | 2025-12-31 | 15 | USD |
GainLossOnInvestments | -70,000 | 2023-09-30 | 36 | USD |
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest | 47,000 | 2026-06-30 | 61 | USD |
NetIncomeLossAttributableToNoncontrollingInterest | 47,000 | 2026-06-30 | 61 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 38,000 | 2025-12-31 | 15 | USD |
DeferredTaxAssetsInvestments | 21,000 | 2023-12-31 | 6 | USD |
CommonStockValue | 2,000 | 2020-12-31 | 4 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions | 605 | 2026-06-30 | 44 | security |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice | 17 | 2025-12-31 | 8 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | 15 | 2025-12-31 | 8 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice | 11 | 2025-12-31 | 8 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | 11 | 2025-12-31 | 16 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue | 10 | 2025-12-31 | 15 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice | 10 | 2025-12-31 | 8 | USD/shares |
EarningsPerShareBasic | 3 | 2026-06-30 | 71 | USD/shares |
EarningsPerShareDiluted | 3 | 2026-06-30 | 71 | USD/shares |
NumberOfBusinessesAcquired | 3 | 2026-06-30 | 5 | business |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions | 2 | 2026-06-30 | 38 | security |
NumberOfOperatingSegments | 1 | 2026-06-30 | 20 | segment |
NumberOfReportableSegments | 1 | 2026-06-30 | 6 | segment |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMaximum | 1 | 2023-12-31 | 7 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMinimum | 1 | 2023-12-31 | 7 | pure |
StockholdersEquityNoteStockSplitConversionRatio1 | 0 | 2021-03-03 | 6 | pure |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2025-12-31 | 15 | pure |
EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance | -0 | 2025-12-31 | 15 | pure |
OperatingLeaseWeightedAverageDiscountRatePercent | 0 | 2025-12-31 | 5 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum | 0 | 2023-12-31 | 7 | pure |
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum | 0 | 2023-12-31 | 7 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost | 0 | 2025-12-31 | 15 | pure |
EffectiveIncomeTaxRateContinuingOperations | -0 | 2025-12-31 | 15 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther | -0 | 2025-12-31 | 3 | pure |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | -0 | 2025-12-31 | 15 | pure |
EffectiveIncomeTaxRateReconciliationOtherAdjustments | -0 | 2025-12-31 | 15 | pure |
PreferredStockParOrStatedValuePerShare | 0 | 2023-09-30 | 18 | USD/shares |
TemporaryEquityParOrStatedValuePerShare | 0 | 2020-12-31 | 4 | USD/shares |
ConversionOfStockAmountIssued1 | 0 | 2023-12-31 | 21 | USD |
FairValueAdjustmentOfWarrants | 0 | 2023-12-31 | 21 | USD |
GainsLossesOnExtinguishmentOfDebt | 0 | 2023-12-31 | 29 | USD |
IncreaseDecreaseInFuturePolicyBenefitReserves | 0 | 2025-12-31 | 45 | USD |
LiabilityForFuturePolicyBenefits | 0 | 2024-12-31 | 32 | USD |
PaymentsOfDebtExtinguishmentCosts | 0 | 2023-12-31 | 21 | USD |
PaymentsOfStockIssuanceCosts | 0 | 2023-12-31 | 21 | USD |
PreferredStockSharesIssued | 0 | 2023-06-30 | 16 | shares |
PreferredStockSharesOutstanding | 0 | 2023-09-30 | 18 | shares |
PreferredStockValue | 0 | 2023-09-30 | 22 | USD |
ProceedsFromIssuanceInitialPublicOffering | 0 | 2023-12-31 | 21 | USD |
ProceedsFromIssuanceOfRedeemablePreferredStock | 0 | 2022-12-31 | 10 | USD |
ProceedsFromWarrantExercises | 0 | 2023-12-31 | 21 | USD |
RepaymentsOfLongTermDebt | 0 | 2023-12-31 | 18 | USD |
TemporaryEquityCarryingAmountAttributableToParent | 0 | 2022-12-31 | 35 | USD |
TemporaryEquitySharesOutstanding | 0 | 2022-12-31 | 35 | shares |
WarrantsAndRightsOutstanding | 0 | 2021-12-31 | 8 | USD |
AdjustmentsToAdditionalPaidInCapitalIncreaseInCarryingAmountOfRedeemablePreferredStock | 0 | 2020-12-31 | 1 | USD |
DeferredTaxAssetsDerivativeInstruments | 0 | 2021-12-31 | 2 | USD |
DeferredTaxAssetsPropertyPlantAndEquipment | 0 | 2025-12-31 | 10 | USD |
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves | 0 | 2024-12-31 | 8 | USD |
EffectiveIncomeTaxRateReconciliationPriorYearIncomeTaxes | 0 | 2022-12-31 | 6 | pure |
IncomeTaxReconciliationPriorYearIncomeTaxes | 0 | 2021-12-31 | 3 | USD |
PaymentsForProceedsFromOtherInvestingActivities | 0 | 2021-12-31 | 3 | USD |
PaymentsForRepurchaseOfCommonStock | 0 | 2021-12-31 | 3 | USD |
ProceedsFromMinorityShareholders | 0 | 2023-12-31 | 9 | USD |
RedeemablePreferredStockDividends | 0 | 2022-12-31 | 6 | USD |
UnrecognizedTaxBenefits | 0 | 2025-12-31 | 15 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense | 0 | 2025-12-31 | 15 | USD |
ProceedsFromContributionsFromAffiliates | 0 | 2025-12-31 | 30 | USD |
DeferredTaxAssetInterestCarryforward | 0 | 2023-12-31 | 4 | USD |
What to be careful about
What this model itself distrusts about OSCR's figures. Written by the derivation as it ran, not added afterwards.
- invested capital is -6,072M (cash exceeds equity plus debt), so return on capital is unbounded rather than undefined; scored as maximal
- forward EPS growth +31.1% is analyst consensus, not a filing: consensus 2027 EPS 2.17 against trailing 1.65, over 1 year(s), from 8 analysts (taken 2026-10-11)
- durability DROPPED from the total: only 2 of 4 inputs could be computed (contracted coverage, gross margin stability not tagged), so the score is not meaningful. Its weight is spread over the other dimensions