Stock Scorer

OP Bancorp (OPBK)

15.03USD +0.07% (+0.01)

Over 5Y: +76.7%

Style
Area Line Line with markersshows 1Y Steps Candlesshows 6M Hollow candlesshows 6M Barsshows 6M

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

10 15
2022 2023 2024 2025 2026

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›

OP Bancorp reported revenue of 515K USD for the quarter ending 30 June 2026, down 49.4% from 1M a year earlier. Every figure, period by period ›

Q3 '21 — Revenue: 409K Q3 '21 — Operating Cash Flow: -23.4M Q3 '21 — Free Cash Flow: -23.7M Q3 '21 — Net Income: 8.2M Q4 '21 — Revenue: 405K Q4 '21 — Operating Cash Flow: 23.9M Q4 '21 — Free Cash Flow: 23.4M Q4 '21 — Net Income: 9.1M Q1 '22 — Revenue: 388K Q1 '22 — Operating Cash Flow: 12.6M Q1 '22 — Free Cash Flow: 12.1M Q1 '22 — Net Income: 8.2M Q2 '22 — Revenue: 427K Q2 '22 — Operating Cash Flow: 22M Q2 '22 — Free Cash Flow: 21.7M Q2 '22 — Net Income: 8.5M Q3 '22 — Revenue: 454K Q3 '22 — Operating Cash Flow: 46.2M Q3 '22 — Free Cash Flow: 45.9M Q3 '22 — Net Income: 8.7M Q4 '22 — Revenue: 406K Q4 '22 — Operating Cash Flow: 3M Q4 '22 — Free Cash Flow: 2.6M Q4 '22 — Net Income: 8M Q1 '23 — Revenue: 418K Q1 '23 — Operating Cash Flow: 45M Q1 '23 — Free Cash Flow: 44.5M Q1 '23 — Net Income: 7.5M Q2 '23 — Revenue: 573K Q2 '23 — Operating Cash Flow: 8.7M Q2 '23 — Free Cash Flow: 7.9M Q2 '23 — Net Income: 6.1M Q3 '23 — Revenue: 575K Q3 '23 — Operating Cash Flow: 15.4M Q3 '23 — Free Cash Flow: 14.8M Q3 '23 — Net Income: 5.1M Q4 '23 — Revenue: 557K Q4 '23 — Operating Cash Flow: -1.4M Q4 '23 — Free Cash Flow: -1.6M Q4 '23 — Net Income: 5.2M Q1 '24 — Revenue: 612K Q1 '24 — Operating Cash Flow: -3.2M Q1 '24 — Free Cash Flow: -3.2M Q1 '24 — Net Income: 5.2M Q2 '24 — Revenue: 793K Q2 '24 — Operating Cash Flow: 15.8M Q2 '24 — Free Cash Flow: 15.7M Q2 '24 — Net Income: 5.4M Q3 '24 — Revenue: 889K Q3 '24 — Operating Cash Flow: 13.3M Q3 '24 — Free Cash Flow: 12.8M Q3 '24 — Net Income: 5.4M Q4 '24 — Revenue: 967K Q4 '24 — Operating Cash Flow: 5.3M Q4 '24 — Free Cash Flow: 4.5M Q4 '24 — Net Income: 5M Q1 '25 — Revenue: 1M Q1 '25 — Operating Cash Flow: 5.6M Q1 '25 — Free Cash Flow: 4.2M Q1 '25 — Net Income: 5.6M Q2 '25 — Revenue: 1M Q2 '25 — Operating Cash Flow: -7M Q2 '25 — Free Cash Flow: -7.7M Q2 '25 — Net Income: 6.3M Q3 '25 — Revenue: 725K Q3 '25 — Operating Cash Flow: 23.9M Q3 '25 — Free Cash Flow: 23.4M Q3 '25 — Net Income: 6.7M Q4 '25 — Revenue: 462K Q4 '25 — Operating Cash Flow: 3.6M Q4 '25 — Free Cash Flow: 3.5M Q4 '25 — Net Income: 7M Q1 '26 — Revenue: 463K Q1 '26 — Operating Cash Flow: 7.7M Q1 '26 — Free Cash Flow: 7.6M Q1 '26 — Net Income: 7.2M Q2 '26 — Revenue: 515K Q2 '26 — Operating Cash Flow: -7.3M Q2 '26 — Free Cash Flow: -7.4M Q2 '26 — Net Income: 8M -15M 0 15M 30M 45M 60M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

5.2
FCF margin 1247.5%
OCF margin 1289.0%
OE margin 1212.4%
Profit margin 1337.4%
Accruals 0.038%
ROE 12.1%
ROA 1.1%
Asset turnover 0.00079×
SBC / sales 35.1%

10 of 19 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

9.3
EV/OE 1.9×
P/B 0.94×
P/C 1.3×
P/E 7.8×
Div. yield 3.3%
FCF yield 12.0%
Fwd P/E 7.5×
PEG 1.2×
EV/Sales 22.8×

9 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.9

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

7.9
Debt / Eq 0.0×
Debt payback 0.0 yr
ND/EBITDA 3.5
F-score 6.0 pts
Payout 25.7%

9 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.4
Shares change +0.23%
EPS Y/Y +29.5%
Sales CAGR 4Y +19.7%
EPS next Y +6.2%
Div. growth -0.14%
EPS CAGR 4Y -2.2%
Sales Q/Q -49.4%
Sales/sh Y/Y -44.2%

8 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.

Companies of a similar size

The nearest by market value among the companies read here whose shares are quoted in USD. Size alone: nothing here says they are in the same business.

Every listed company from the United States, largest first ›