NMI Holdings, Inc. (NMIH)

44.81 +0.02% (+0.01)

Over 1M: +1.2%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

44 44.5 45 45.5
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 124M Q3 '21 — Operating Cash Flow: 98.8M Q3 '21 — Free Cash Flow: 95.8M Q4 '21 — Revenue: 125.1M Q4 '21 — Operating Cash Flow: 44.3M Q4 '21 — Free Cash Flow: 41.2M Q1 '22 — Revenue: 127.4M Q1 '22 — Operating Cash Flow: 80.3M Q1 '22 — Free Cash Flow: 78.3M Q2 '22 — Revenue: 132.2M Q2 '22 — Operating Cash Flow: 93.5M Q2 '22 — Free Cash Flow: 90.2M Q3 '22 — Revenue: 130.6M Q3 '22 — Operating Cash Flow: 107.8M Q3 '22 — Free Cash Flow: 105.3M Q4 '22 — Revenue: 133.1M Q4 '22 — Operating Cash Flow: 31.8M Q4 '22 — Free Cash Flow: 29M Q1 '23 — Revenue: 136.8M Q1 '23 — Operating Cash Flow: 89.8M Q1 '23 — Free Cash Flow: 88.3M Q2 '23 — Revenue: 142.7M Q2 '23 — Operating Cash Flow: 101.9M Q2 '23 — Free Cash Flow: 98.9M Q3 '23 — Revenue: 148.2M Q3 '23 — Operating Cash Flow: 120.8M Q3 '23 — Free Cash Flow: 117.5M Q4 '23 — Revenue: 151.4M Q4 '23 — Operating Cash Flow: 30.1M Q4 '23 — Free Cash Flow: 28.6M Q1 '24 — Revenue: 156.3M Q1 '24 — Operating Cash Flow: 111.6M Q1 '24 — Free Cash Flow: 109.4M Q2 '24 — Revenue: 162.1M Q2 '24 — Operating Cash Flow: 117.8M Q2 '24 — Free Cash Flow: 115.9M Q3 '24 — Revenue: 166.1M Q3 '24 — Operating Cash Flow: 128.4M Q3 '24 — Free Cash Flow: 126.9M Q4 '24 — Revenue: 166.5M Q4 '24 — Operating Cash Flow: 35.8M Q4 '24 — Free Cash Flow: 34.4M Q1 '25 — Revenue: 173.2M Q1 '25 — Operating Cash Flow: 101.2M Q1 '25 — Free Cash Flow: 99.4M Q2 '25 — Revenue: 173.8M Q2 '25 — Operating Cash Flow: 128.4M Q2 '25 — Free Cash Flow: 126.7M Q3 '25 — Revenue: 178.7M Q3 '25 — Operating Cash Flow: 128M Q3 '25 — Free Cash Flow: 126.3M Q4 '25 — Revenue: 180.7M Q4 '25 — Operating Cash Flow: 61.7M Q4 '25 — Free Cash Flow: 60.1M Q1 '26 — Revenue: 183.5M Q1 '26 — Operating Cash Flow: 116.1M Q1 '26 — Free Cash Flow: 115M Q2 '26 — Revenue: 187.9M Q2 '26 — Operating Cash Flow: 142.6M Q2 '26 — Free Cash Flow: 140.2M 0 40M 80M 120M 160M 200M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

8.0
OE margin 57.6%
Oper. margin 69.3%
ROIC 15.2%
Accruals -1.3%
FCF margin 60.4%
OCF margin 61.4%
ROA 9.9%
ROE 14.6%
OCF / EBIT 0.89×
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

8.4
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

8.9
ND/EBITDA —
Debt / Eq 0.0×
Debt payback 0.0 yr
Payout 0.0%
F-score 6.0 pts
Cash / Debt —
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.8
Sales/sh Y/Y +10.6%
EPS CAGR 4Y +16.7%
EBIT CAGR +8.8%
EPS Y/Y +7.6%
Sales Q/Q +8.1%
EBIT Y/Y +4.4%
Div. growth —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.