Lemonade, Inc. (LMND)

53.41USD -3.03% (-1.67)

Over 1M: +0.9%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

50 52 54
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '25 — Revenue: 194.5M Q3 '25 — Operating Cash Flow: 4.5M Q3 '25 — Free Cash Flow: 2.6M Q4 '25 — Revenue: 228.1M Q4 '25 — Operating Cash Flow: 20.7M Q4 '25 — Free Cash Flow: 17.6M Q1 '26 — Revenue: 258M Q1 '26 — Operating Cash Flow: -600K Q1 '26 — Free Cash Flow: -4.1M Q2 '26 — Revenue: 294.4M Q2 '26 — Operating Cash Flow: -3.4M Q2 '26 — Free Cash Flow: -8M 0 70M 140M 210M 280M 350M
Q3 '25 Q4 '25 Q1 '26 Q2 '26
Revenue Operating Income Operating Cash Flow Free Cash Flow

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

1.9
OE margin -7.5%
Oper. margin -13.7%
ROIC -85.8%
Accruals -7.9%
FCF margin 0.83%
EBITDA margin -12.5%
OCF margin 2.2%
Profit margin -14.2%
ROA -6.9%
ROE -27.7%
Gross margin —
OCF / EBIT —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

5.2
EV/Sales 3.8×
EV/OE -51.0×
P/C 10.9×
FCF yield 0.2%
P/B 8.2×
Div. yield —
EV/EBIT —
EV/GP —
Fwd P/E —
P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.7
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

5.2
ND/EBITDA 0.1
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 4.5 pts
Cash / Debt —
Cash runway —
Current ratio —
Payout —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

8.7
Sales/sh Y/Y +55.9%
Sales CAGR 4Y +54.8%
Sales Q/Q +79.4%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.