Lemonade, Inc. (LMND)
Every figure this model derived for LMND, the value it took, and the element in the company's own XBRL it was read from — so any of it can be checked against the filing rather than taken on trust. As at 2026-06-30.
The figures, and where each came from
This is the part no other screener shows. Each figure below names the XBRL element it was read from, so it can be checked against the filing itself.
| Figure | Value | XBRL tag | As at |
|---|---|---|---|
| capex | 13,100,000 | PaymentsToAcquirePropertyPlantAndEquipment |
2026-06-30 |
| cash | 376,800,000 | CashAndCashEquivalentsAtCarryingValue |
2026-06-30 |
| equity | 499,500,000 | StockholdersEquity |
2026-06-30 |
| interest expense | 22,100,000 | InterestPaidNet |
2026-06-30 |
| ocf | 21,200,000 | NetCashProvidedByUsedInOperatingActivities |
2026-06-30 |
| revenue | 975,000,000 | Revenues |
2026-06-30 |
| sbc | 81,300,000 | ShareBasedCompensation |
2026-06-30 |
The ratios
The figures themselves rather than their scores — what somebody looking up LMND on one particular measure came for.
| Ratio | Value |
|---|---|
| cash operating margin | -4.19 |
| dilution pct | 4.11 |
| ev owner earnings | -42.17 |
| ev sales | 3.17 |
| fcf margin | 0.83 |
| growth cv | 0.52 |
| interest cover | -6.03 |
| operating margin | -13.67 |
| owner earnings margin | -7.51 |
| revenue growth | 62.31 |
| revenue growth per share | 55.9 |
| roic | -85.82 |
| rule of 40 | 48.64 |
| sbc pct revenue | 8.34 |
Everything else this filing tags
324 more elements from LMND's own XBRL that this model has no measure for, newest reading each, largest first. Nothing here is converted, added up or renamed — it is the filing's own element names and the filing's own numbers.
| Element | Newest | As of | Periods | Unit |
|---|---|---|---|---|
AdditionalPaidInCapital | 2,043,300,000 | 2026-06-30 | 50 | USD |
Assets | 2,011,900,000 | 2026-06-30 | 50 | USD |
LiabilitiesAndStockholdersEquity | 2,011,900,000 | 2026-06-30 | 50 | USD |
RetainedEarningsAccumulatedDeficit | -1,543,500,000 | 2026-06-30 | 50 | USD |
Liabilities | 1,512,400,000 | 2026-06-30 | 50 | USD |
DirectPremiumsWritten | 1,142,000,000 | 2025-12-31 | 18 | USD |
DirectPremiumsEarned | 1,026,800,000 | 2025-12-31 | 18 | USD |
AssetsFairValueDisclosure | 777,700,000 | 2026-06-30 | 50 | USD |
Investments | 777,700,000 | 2026-06-30 | 50 | USD |
DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss | 772,400,000 | 2026-06-30 | 26 | USD |
DebtSecuritiesAvailableForSaleExcludingAccruedInterest | 768,500,000 | 2026-06-30 | 28 | USD |
PremiumsWrittenNet | 763,500,000 | 2025-12-31 | 18 | USD |
PremiumsWrittenGross | 723,900,000 | 2026-06-30 | 82 | USD |
DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss | 706,000,000 | 2025-12-31 | 4 | USD |
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis | 689,900,000 | 2026-06-30 | 1 | USD |
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate | 686,300,000 | 2026-06-30 | 1 | USD |
AvailableForSaleDebtSecuritiesAmortizedCostBasis | 673,500,000 | 2022-12-31 | 22 | USD |
UnearnedPremiums | 661,700,000 | 2026-06-30 | 50 | USD |
AvailableForSaleSecuritiesDebtSecurities | 650,300,000 | 2022-12-31 | 22 | USD |
PolicyholderBenefitsAndClaimsIncurredGross | 650,200,000 | 2025-12-31 | 18 | USD |
StockIssuedDuringPeriodValueNewIssues | 640,300,000 | 2021-12-31 | 14 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months | 640,200,000 | 2026-06-30 | 47 | USD |
DebtSecuritiesAvailableForSaleUnrealizedLossPosition | 640,200,000 | 2026-06-30 | 47 | USD |
BenefitsLossesAndExpenses | 628,800,000 | 2026-06-30 | 82 | USD |
AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis | 589,100,000 | 2026-06-30 | 25 | USD |
AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue | 585,400,000 | 2026-06-30 | 25 | USD |
CededPremiumsEarned | 514,500,000 | 2025-12-31 | 18 | USD |
PremiumsReceivableAtCarryingValue | 490,400,000 | 2026-06-30 | 50 | USD |
StockIssuedDuringPeriodValueConversionOfConvertibleSecurities | 480,200,000 | 2020-12-31 | 5 | USD |
PremiumsEarnedNet | 464,600,000 | 2026-06-30 | 82 | USD |
PaymentsToAcquireAvailableForSaleSecuritiesDebt | 413,500,000 | 2026-06-30 | 56 | USD |
CededPremiumsWritten | 407,800,000 | 2025-12-31 | 18 | USD |
DeferredTaxAssetsGross | 400,000,000 | 2025-12-31 | 12 | USD |
DeferredTaxAssetsValuationAllowance | 395,800,000 | 2025-12-31 | 12 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | 380,300,000 | 2026-06-30 | 100 | USD |
DeferredTaxAssetsOperatingLossCarryforwards | 359,900,000 | 2025-12-31 | 12 | USD |
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities | 349,500,000 | 2026-06-30 | 56 | USD |
PolicyholderBenefitsAndClaimsIncurredNet | 347,000,000 | 2025-12-31 | 18 | USD |
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded | 325,000,000 | 2025-12-31 | 18 | USD |
BusinessAcquisitionsProFormaNetIncomeLoss | -316,800,000 | 2022-09-30 | 2 | USD |
LiabilityForClaimsAndClaimsAdjustmentExpense | 307,500,000 | 2026-06-30 | 96 | USD |
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense | 303,700,000 | 2026-06-30 | 52 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1 | 287,300,000 | 2026-06-30 | 82 | USD |
PaymentsForLossesAndLossAdjustmentExpense | 265,700,000 | 2026-06-30 | 52 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | 236,300,000 | 2026-06-30 | 50 | USD |
BusinessAcquisitionsProFormaRevenue | 221,100,000 | 2022-09-30 | 2 | USD |
LineOfCredit | 206,400,000 | 2026-06-30 | 24 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue | 201,300,000 | 2026-06-30 | 25 | USD |
CommonStockSharesAuthorized | 200,000,000 | 2026-06-30 | 63 | shares |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1 | 197,000,000 | 2026-06-30 | 52 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet | 190,900,000 | 2026-06-30 | 96 | USD |
AdvertisingExpense | 187,300,000 | 2025-12-31 | 18 | USD |
ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet | 169,300,000 | 2025-12-31 | 5 | USD |
FundsHeldUnderReinsuranceAgreementsLiability | 153,000,000 | 2026-06-30 | 48 | USD |
SellingAndMarketingExpense | 143,800,000 | 2026-06-30 | 82 | USD |
StockIssuedDuringPeriodValueAcquisitions | 137,700,000 | 2022-12-31 | 5 | USD |
ReinsuranceRecoverablesOnPaidAndUnpaidLosses | 132,100,000 | 2026-06-30 | 50 | USD |
AccruedLiabilitiesAndOtherLiabilities | 126,600,000 | 2026-06-30 | 50 | USD |
PrepaidReinsurancePremiums | 125,300,000 | 2026-06-30 | 50 | USD |
TemporaryEquityStockIssuedDuringPeriodValueNewIssues | 125,000,000 | 2019-09-30 | 3 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic | -122,800,000 | 2025-12-31 | 18 | USD |
ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments | 116,600,000 | 2026-06-30 | 96 | USD |
ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet | 114,600,000 | 2020-12-31 | 1 | USD |
ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet | 104,600,000 | 2020-12-31 | 1 | USD |
AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue | 100,900,000 | 2026-06-30 | 25 | USD |
AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis | 100,800,000 | 2026-06-30 | 25 | USD |
IncreaseDecreaseInPremiumsReceivable | 100,300,000 | 2026-06-30 | 56 | USD |
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance | 99,400,000 | 2021-12-31 | 4 | USD |
GeneralAndAdministrativeExpense | 90,000,000 | 2026-06-30 | 82 | USD |
ProceedsFromLinesOfCredit | 89,900,000 | 2026-06-30 | 27 | USD |
ComprehensiveIncomeNetOfTax | -85,900,000 | 2026-06-30 | 82 | USD |
IncreaseDecreaseInUnearnedPremiumsNet | -84,700,000 | 2026-06-30 | 56 | USD |
RestrictedInvestments | 82,500,000 | 2026-06-30 | 20 | USD |
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost | 82,500,000 | 2026-06-30 | 1 | USD |
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue | 82,200,000 | 2026-06-30 | 1 | USD |
NetIncomeLoss | -79,200,000 | 2026-06-30 | 125 | USD |
NetIncomeLossAvailableToCommonStockholdersBasic | -79,200,000 | 2026-06-30 | 82 | USD |
NetIncomeLossAvailableToCommonStockholdersDiluted | -79,200,000 | 2026-06-30 | 61 | USD |
CommonStockSharesIssued | 77,326,718 | 2026-06-30 | 50 | shares |
CommonStockSharesOutstanding | 77,326,718 | 2026-06-30 | 50 | shares |
WeightedAverageNumberOfDilutedSharesOutstanding | 76,647,656 | 2026-06-30 | 71 | shares |
WeightedAverageNumberOfSharesOutstandingBasic | 76,647,656 | 2026-06-30 | 71 | shares |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | -76,400,000 | 2026-06-30 | 82 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1 | 68,700,000 | 2026-06-30 | 52 | USD |
NetCashProvidedByUsedInInvestingActivities | -66,800,000 | 2026-06-30 | 56 | USD |
PropertyPlantAndEquipmentGross | 63,900,000 | 2025-12-31 | 12 | USD |
ResearchAndDevelopmentExpense | 56,900,000 | 2026-06-30 | 82 | USD |
NetCashProvidedByUsedInFinancingActivities | 54,400,000 | 2026-06-30 | 56 | USD |
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment | 48,100,000 | 2025-12-31 | 12 | USD |
AllocatedShareBasedCompensationExpense | 45,700,000 | 2026-06-30 | 82 | USD |
OtherAssets | 44,000,000 | 2026-06-30 | 50 | USD |
CapitalizedComputerSoftwareAdditions | 42,400,000 | 2025-12-31 | 12 | USD |
RepaymentsOfLinesOfCredit | 41,600,000 | 2026-06-30 | 27 | USD |
IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign | -38,100,000 | 2025-12-31 | 18 | USD |
IntangibleAssetsGrossExcludingGoodwill | 37,800,000 | 2025-12-31 | 8 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue | 35,000,000 | 2026-06-30 | 25 | USD |
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | -33,800,000 | 2025-12-31 | 3 | USD |
WeightedAverageNumberOfShareOutstandingBasicAndDiluted | 33,654,828 | 2020-12-31 | 11 | shares |
DeferredPolicyAcquisitionCostAmortizationExpense | 32,100,000 | 2025-12-31 | 18 | USD |
StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities | 31,557,107 | 2020-09-30 | 1 | shares |
AccruedAdvertisingCurrentAndNoncurrent | 31,100,000 | 2026-06-30 | 50 | USD |
FiniteLivedIntangibleAssetsAccumulatedAmortization | 29,700,000 | 2025-12-31 | 8 | USD |
AssumedPremiumsWritten | 29,300,000 | 2025-12-31 | 12 | USD |
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | 29,200,000 | 2025-12-31 | 3 | USD |
LesseeOperatingLeaseLiabilityPaymentsDue | 25,600,000 | 2025-12-31 | 11 | USD |
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | 24,500,000 | 2026-06-30 | 94 | USD |
InsuranceCommissionsAndFees | 24,300,000 | 2026-06-30 | 82 | USD |
AssumedPremiumsEarned | 24,000,000 | 2025-12-31 | 12 | USD |
AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts | 22,800,000 | 2023-12-31 | 19 | USD |
IncreaseDecreaseInPrepaidReinsurancePremiums | -22,600,000 | 2026-06-30 | 56 | USD |
ProceedsFromSaleAndMaturityOfMarketableSecurities | 21,800,000 | 2026-06-30 | 56 | USD |
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed | 21,800,000 | 2025-12-31 | 12 | USD |
IncreaseDecreaseInReinsuranceRecoverable | -21,300,000 | 2026-06-30 | 56 | USD |
CededPremiumsPayable | 20,600,000 | 2026-06-30 | 50 | USD |
OperatingLeaseLiability | 20,000,000 | 2026-06-30 | 34 | USD |
OperatingLeaseRightOfUseAsset | 19,800,000 | 2025-12-31 | 8 | USD |
GrossInvestmentIncomeOperating | 19,700,000 | 2026-06-30 | 65 | USD |
ReinsuranceRecoverablesOnPaidLosses | 19,600,000 | 2025-12-31 | 12 | USD |
NetInvestmentIncome | 19,500,000 | 2026-06-30 | 82 | USD |
StockIssuedDuringPeriodValueStockOptionsExercised | 19,300,000 | 2024-12-31 | 41 | USD |
Goodwill | 19,000,000 | 2026-06-30 | 32 | USD |
PropertyPlantAndEquipmentNet | 18,900,000 | 2026-06-30 | 50 | USD |
StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired | 18,200,000 | 2021-12-31 | 4 | USD |
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | -16,500,000 | 2026-06-30 | 56 | USD |
IncreaseDecreaseInReinsurancePayables | -16,500,000 | 2026-06-30 | 54 | USD |
PaymentsToAcquireMarketableSecurities | 16,500,000 | 2026-06-30 | 56 | USD |
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense | -16,400,000 | 2026-06-30 | 52 | USD |
DeferredPolicyAcquisitionCosts | 16,100,000 | 2026-06-30 | 56 | USD |
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability | 15,300,000 | 2025-12-31 | 9 | USD |
UnrecognizedTaxBenefits | 13,400,000 | 2026-06-30 | 32 | USD |
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate | 12,900,000 | 2025-12-31 | 6 | USD |
RestrictedCash | 12,700,000 | 2026-06-30 | 48 | USD |
ProvisionForDoubtfulAccounts | 12,200,000 | 2026-06-30 | 50 | USD |
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount | 12,111,290 | 2026-06-30 | 49 | shares |
EmployeeRelatedLiabilitiesCurrentAndNoncurrent | 10,100,000 | 2026-06-30 | 50 | USD |
PreferredStockSharesAuthorized | 10,000,000 | 2026-06-30 | 58 | shares |
ReinsuranceRetentionExcessRetentionAmountReinsuredPerEvent | 10,000,000 | 2025-07-01 | 15 | USD |
Depreciation | 9,700,000 | 2025-12-31 | 18 | USD |
OtherSundryLiabilities | 9,300,000 | 2026-06-30 | 50 | USD |
ShortTermInvestments | 9,200,000 | 2026-06-30 | 46 | USD |
OperatingLeasePayments | 8,600,000 | 2025-12-31 | 9 | USD |
IntangibleAssetsNetExcludingGoodwill | 8,100,000 | 2026-06-30 | 32 | USD |
IncomeTaxReconciliationDeductions | 8,000,000 | 2022-12-31 | 2 | USD |
LeaseCost | 8,000,000 | 2025-12-31 | 8 | USD |
PrepaidExpenseCurrentAndNoncurrent | 7,800,000 | 2025-12-31 | 12 | USD |
CommonStockCapitalSharesReservedForFutureIssuance | 7,312,590 | 2020-06-30 | 1 | shares |
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | 7,200,000 | 2025-12-31 | 12 | USD |
OperatingLeaseExpense | 7,000,000 | 2022-12-31 | 24 | USD |
OperatingLeaseCost | 7,000,000 | 2025-12-31 | 6 | USD |
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions | 6,900,000 | 2024-12-31 | 1 | USD |
DepreciationNonproduction | 6,800,000 | 2022-09-30 | 22 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | 6,786,537 | 2026-06-30 | 50 | shares |
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent | -6,600,000 | 2026-06-30 | 84 | USD |
AccruedInvestmentIncomeReceivable | 6,500,000 | 2025-12-31 | 12 | USD |
PremiumReceivableCreditLossExpenseReversal | 6,200,000 | 2021-12-31 | 6 | USD |
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost | 6,100,000 | 2025-12-31 | 12 | USD |
ProceedsFromStockOptionsExercised | 6,100,000 | 2026-06-30 | 56 | USD |
AmortizationOfDebtDiscountPremium | -5,800,000 | 2025-12-31 | 3 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber | 5,610,451 | 2026-06-30 | 25 | shares |
AmortizationOfFinancingCosts | 5,500,000 | 2025-12-31 | 10 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths | 5,500,000 | 2024-12-31 | 3 | USD |
FiniteLivedIntangibleAssetsNet | 5,500,000 | 2024-12-31 | 3 | USD |
AccruedProfessionalFeesCurrentAndNoncurrent | 5,200,000 | 2026-06-30 | 50 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearThree | 5,100,000 | 2025-12-31 | 12 | USD |
ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet | 5,100,000 | 2020-12-31 | 1 | USD |
DepreciationDepletionAndAmortization | 5,100,000 | 2026-06-30 | 34 | USD |
PremiumsReceivableAllowanceForDoubtfulAccounts | 5,000,000 | 2026-06-30 | 50 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | 4,900,000 | 2025-12-31 | 12 | USD |
ReinsurancePayable | 4,800,000 | 2026-06-30 | 18 | USD |
CurrentIncomeTaxExpenseBenefit | 4,600,000 | 2025-12-31 | 18 | USD |
IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities | 4,600,000 | 2026-06-30 | 56 | USD |
CurrentForeignTaxExpenseBenefit | 4,500,000 | 2025-12-31 | 18 | USD |
IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve | 4,400,000 | 2026-06-30 | 56 | USD |
DeferredIncomeTaxLiabilities | 4,200,000 | 2025-12-31 | 12 | USD |
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax | 4,000,000 | 2026-06-30 | 50 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss | 4,000,000 | 2026-06-30 | 47 | USD |
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss | 4,000,000 | 2026-06-30 | 47 | USD |
IncreaseDecreaseInDeferredPolicyAcquisitionCosts | 4,000,000 | 2026-06-30 | 56 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFour | 3,800,000 | 2025-12-31 | 12 | USD |
LeaseAndRentalExpense | 3,800,000 | 2020-12-31 | 3 | USD |
OperatingLeaseImpairmentLoss | 3,700,000 | 2023-12-31 | 2 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueYearFive | 3,600,000 | 2025-12-31 | 5 | USD |
ProceedsFromLeasePayments | 3,500,000 | 2025-12-31 | 6 | USD |
IncreaseDecreaseInOtherOperatingAssets | -3,200,000 | 2026-06-30 | 56 | USD |
IncomeTaxReconciliationTaxContingencies | 3,200,000 | 2025-12-31 | 3 | USD |
InterestPayableCurrentAndNoncurrent | 3,000,000 | 2026-06-30 | 8 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions | 2,900,000 | 2025-12-31 | 4 | USD |
DeferredOfferingCosts | 2,800,000 | 2020-06-30 | 1 | USD |
IncomeTaxExpenseBenefit | 2,800,000 | 2026-06-30 | 82 | USD |
DefinedContributionPlanEmployerDiscretionaryContributionAmount | 2,600,000 | 2025-12-31 | 18 | USD |
DeferredTaxAssetsCharitableContributionCarryforwards | 2,500,000 | 2025-12-31 | 12 | USD |
DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost | 2,500,000 | 2025-12-31 | 12 | USD |
IncomeTaxesPaidNet | 2,500,000 | 2025-12-31 | 3 | USD |
AccountsPayableTradeCurrentAndNoncurrent | 2,400,000 | 2026-06-30 | 50 | USD |
AccretionAmortizationOfDiscountsAndPremiumsInvestments | 2,400,000 | 2026-06-30 | 53 | USD |
GainLossOnTerminationOfLease | 2,300,000 | 2025-12-31 | 7 | USD |
IncomeTaxReconciliationNondeductibleExpenseOther | 2,300,000 | 2025-12-31 | 3 | USD |
IncreaseDecreaseInAccountsPayable | 1,900,000 | 2026-06-30 | 56 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant | 1,750,178 | 2020-06-30 | 1 | shares |
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | 1,600,000 | 2025-12-31 | 2 | USD |
IncomeTaxesPaid | 1,300,000 | 2026-06-30 | 56 | USD |
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear | 1,300,000 | 2021-09-30 | 5 | USD |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber | 1,176,086 | 2026-06-30 | 25 | shares |
DeferredTaxLiabilitiesLeasingArrangements | 1,100,000 | 2025-12-31 | 10 | USD |
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent | -1,000,000 | 2026-06-30 | 87 | USD |
SecurityDeposit | 1,000,000 | 2025-12-31 | 6 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued | 1,000,000 | 2026-06-30 | 30 | USD |
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive | 1,000,000 | 2025-12-31 | 3 | USD |
GainLossRelatedToLitigationSettlement | 1,000,000 | 2025-12-31 | 2 | USD |
VariableLeaseCost | 900,000 | 2025-12-31 | 9 | USD |
LossContingencyAccrualAtCarryingValue | 900,000 | 2026-06-30 | 2 | USD |
UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued | 800,000 | 2025-12-31 | 3 | USD |
IndefiniteLivedIntangibleAssetsExcludingGoodwill | 600,000 | 2021-12-31 | 4 | USD |
IntangibleAssetsNetIncludingGoodwill | 600,000 | 2022-06-30 | 14 | USD |
DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities | 600,000 | 2025-12-31 | 4 | USD |
RealizedInvestmentGainsLosses | 500,000 | 2026-06-30 | 65 | USD |
StockIssuedDuringPeriodSharesStockOptionsExercised | 481,371 | 2026-06-30 | 25 | shares |
PaymentsOfStockIssuanceCosts | 400,000 | 2021-02-01 | 10 | USD |
WarrantsAndRightsOutstanding | 400,000 | 2025-09-30 | 18 | USD |
AccumulatedOtherComprehensiveIncomeLossNetOfTax | -300,000 | 2026-06-30 | 50 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions | 300,000 | 2025-12-31 | 3 | USD |
AccruedIncomeTaxes | 200,000 | 2026-06-30 | 48 | USD |
InvestmentIncomeInvestmentExpense | 200,000 | 2026-06-30 | 65 | USD |
SalesAndExciseTaxPayableCurrentAndNoncurrent | 200,000 | 2021-09-30 | 12 | USD |
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax | 100,000 | 2026-06-30 | 50 | USD |
CurrentStateAndLocalTaxExpenseBenefit | 100,000 | 2025-12-31 | 18 | USD |
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents | -100,000 | 2026-06-30 | 56 | USD |
OtherAssetsMiscellaneous | 100,000 | 2025-12-31 | 12 | USD |
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent | -100,000 | 2026-06-30 | 74 | USD |
ShortTermLeaseCost | 100,000 | 2025-12-31 | 9 | USD |
IncomeTaxPaidStateAndLocalAfterRefundReceived | 100,000 | 2025-12-31 | 3 | USD |
IncomeTaxReconciliationOtherAdjustments | 100,000 | 2025-12-31 | 3 | USD |
IncomeTaxReconciliationStateAndLocalIncomeTaxes | 100,000 | 2025-12-31 | 3 | USD |
ShortdurationInsuranceContractsNumberOfReportedClaims | 76,900 | 2020-12-31 | 1 | claim |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | 64,507 | 2026-06-30 | 25 | shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod | 50,450 | 2026-06-30 | 25 | shares |
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions | 541 | 2026-06-30 | 19 | security |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice | 70 | 2026-06-30 | 25 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | 56 | 2026-06-30 | 25 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice | 35 | 2026-06-30 | 25 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | 32 | 2026-06-30 | 50 | USD/shares |
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice | 31 | 2026-06-30 | 25 | USD/shares |
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice | 13 | 2026-06-30 | 25 | USD/shares |
EarningsPerShareBasicAndDiluted | -4 | 2020-12-31 | 11 | USD/shares |
EarningsPerShareBasic | -1 | 2026-06-30 | 71 | USD/shares |
EarningsPerShareDiluted | -1 | 2026-06-30 | 71 | USD/shares |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions | 1 | 2021-09-30 | 12 | security |
NumberOfReportableSegments | 1 | 2026-06-30 | 24 | segment |
NumberOfReportableSegments | 1 | 2025-03-31 | 1 | employee |
SubsidiaryOrEquityMethodInvesteeCumulativePercentageOwnershipAfterAllTransactions | 1 | 2026-06-30 | 11 | pure |
NumberOfOperatingSegments | 1 | 2026-06-30 | 2 | segment |
ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne | 1 | 2020-12-31 | 1 | pure |
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 0 | 2025-12-31 | 18 | pure |
ContractsInForceSubjectToParticipationThroughReinsurancePercentage | 0 | 2025-07-01 | 3 | pure |
EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance | -0 | 2025-12-31 | 18 | pure |
ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo | 0 | 2020-12-31 | 1 | pure |
PreferredStockDividendRatePercentage | 0 | 2021-12-31 | 2 | pure |
OperatingLeaseWeightedAverageDiscountRatePercent | 0 | 2025-12-31 | 9 | pure |
ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree | 0 | 2020-12-31 | 1 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpense | -0 | 2024-12-31 | 15 | pure |
EffectiveIncomeTaxRateContinuingOperations | -0 | 2026-06-30 | 56 | pure |
EffectiveIncomeTaxRateReconciliationTaxContingencies | -0 | 2025-12-31 | 3 | pure |
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther | -0 | 2025-12-31 | 3 | pure |
EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRateDifferential | 0 | 2024-12-31 | 15 | pure |
EffectiveIncomeTaxRateReconciliationCrossBorderTaxEffectPercent | -0 | 2023-12-31 | 1 | pure |
EffectiveIncomeTaxRateReconciliationOtherAdjustments | -0 | 2025-12-31 | 16 | pure |
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes | -0 | 2025-12-31 | 18 | pure |
CommonStockParOrStatedValuePerShare | 0 | 2026-06-30 | 63 | USD/shares |
PreferredStockParOrStatedValuePerShare | 0 | 2026-06-30 | 57 | USD/shares |
TemporaryEquityParOrStatedValuePerShare | 0 | 2020-12-31 | 7 | USD/shares |
AccountsPayableRelatedPartiesCurrent | 0 | 2021-09-30 | 2 | USD |
AccountsReceivableRelatedPartiesCurrent | 0 | 2021-09-30 | 2 | USD |
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis | 0 | 2026-06-30 | 25 | USD |
AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue | 0 | 2026-06-30 | 25 | USD |
AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis | 0 | 2026-06-30 | 25 | USD |
AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue | 0 | 2026-06-30 | 25 | USD |
CommonStockValue | 0 | 2026-06-30 | 50 | USD |
CurrentFederalTaxExpenseBenefit | 0 | 2025-12-31 | 18 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger | 0 | 2026-06-30 | 47 | USD |
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss | 0 | 2026-06-30 | 46 | USD |
DeferredFederalIncomeTaxExpenseBenefit | 0 | 2025-12-31 | 18 | USD |
DeferredForeignIncomeTaxExpenseBenefit | 0 | 2025-12-31 | 18 | USD |
DeferredIncomeTaxExpenseBenefit | 0 | 2025-12-31 | 18 | USD |
DeferredStateAndLocalIncomeTaxExpenseBenefit | 0 | 2025-12-31 | 18 | USD |
DeferredTaxAssetsLiabilitiesNet | 0 | 2025-12-31 | 12 | USD |
DeferredTaxAssetsOther | 0 | 2023-12-31 | 8 | USD |
DepositContractsAssets | 0 | 2020-12-31 | 2 | USD |
EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate | 0 | 2020-12-31 | 3 | pure |
FairValueAdjustmentOfWarrants | 0 | 2020-12-31 | 3 | USD |
NoncashContributionExpense | 0 | 2022-12-31 | 19 | USD |
OtherNoncashIncomeExpense | 0 | 2020-09-30 | 4 | USD |
PaymentsToAcquireIntangibleAssets | 0 | 2021-12-31 | 6 | USD |
PreferredStockSharesIssued | 0 | 2026-06-30 | 43 | shares |
PreferredStockSharesOutstanding | 0 | 2026-06-30 | 31 | shares |
ProceedsFromIssuanceInitialPublicOffering | 0 | 2023-12-31 | 26 | USD |
ProceedsFromIssuanceOfPreferredStockAndPreferenceStock | 0 | 2021-12-31 | 10 | USD |
ProceedsFromRepaymentOfLoansToPurchaseCommonStock | 0 | 2022-12-31 | 17 | USD |
RelatedPartyTransactionDueFromToRelatedParty | 0 | 2023-03-31 | 18 | USD |
TemporaryEquityCarryingAmountAttributableToParent | 0 | 2022-12-31 | 44 | USD |
TemporaryEquityLiquidationPreference | 0 | 2020-12-31 | 7 | USD |
TemporaryEquitySharesAuthorized | 0 | 2020-12-31 | 7 | shares |
TemporaryEquitySharesIssued | 0 | 2020-12-31 | 7 | shares |
TemporaryEquitySharesOutstanding | 0 | 2022-12-31 | 44 | shares |
UnrealizedGainLossOnInvestments | 0 | 2022-12-31 | 9 | USD |
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTranslationGainLoss | 0 | 2021-12-31 | 2 | USD |
FinancingReceivableAllowanceForCreditLosses | 0 | 2026-06-30 | 12 | USD |
PaymentsToAcquireBusinessesNetOfCashAcquired | 0 | 2024-12-31 | 13 | USD |
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross | 0 | 2024-12-31 | 6 | USD |
DeferredTaxLiabilitiesOther | 0 | 2024-12-31 | 6 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive | 0 | 2024-12-31 | 3 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive | 0 | 2024-12-31 | 3 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour | 0 | 2024-12-31 | 3 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree | 0 | 2024-12-31 | 3 | USD |
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo | 0 | 2024-12-31 | 3 | USD |
IncomeTaxReceivable | 0 | 2024-12-31 | 6 | USD |
UnrecognizedTaxBenefitsIncreasesResultingFromSettlementsWithTaxingAuthorities | 0 | 2025-12-31 | 4 | USD |
UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations | 0 | 2025-12-31 | 4 | USD |
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossPeriodIncreaseDecrease | 0 | 2025-09-30 | 14 | USD |
AssetImpairmentCharges | 0 | 2025-12-31 | 21 | USD |
GoodwillImpairmentLoss | 0 | 2025-12-31 | 3 | USD |
EffectiveIncomeTaxRateReconciliationGiltiAmount | 0 | 2025-12-31 | 5 | USD |
EffectiveIncomeTaxRateReconciliationCrossBorderTaxEffectAmount | 0 | 2025-12-31 | 3 | USD |
IncomeTaxReconciliationChangeInEnactedTaxRate | 0 | 2025-12-31 | 3 | USD |
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAccrued | 0 | 2025-12-31 | 2 | USD |
What to be careful about
What this model itself distrusts about LMND's figures. Written by the derivation as it ran, not added afterwards.
- no operating income tagged; derived as revenue minus BenefitsLossesAndExpenses
- there is no operating profit to value; valuation rests on EV/revenue (3.2x) instead
- analyst estimate not used: trailing EPS is not positive, so a growth rate would be meaningless
- durability DROPPED from the total: only 2 of 4 inputs could be computed (contracted coverage, gross margin stability not tagged), so the score is not meaningful. Its weight is spread over the other dimensions
- resilience rests on 2 of 3 inputs; not tagged: liquidity