International General Insurance Holdings Ltd. (IGIC)

27.04USD +1.01% (+0.27)

Over 1M: +0.2%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

26.5 27
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

6.0
OE margin 19.4%
Oper. margin 24.6%
ROIC 20.4%
Accruals 0.9%
FCF margin 20.7%
OCF margin 20.9%
ROA 6.1%
ROE 17.9%
ROCE 6.1%
OCF / EBIT 0.85×
Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

7.9
EV/EBIT 16.5×
EV/OE 20.9×
Div. yield 2.0%
FCF yield 4.6%
P/C 10.7×
P/E 18.2×
EV/Sales 4.1×
P/B 3.3×
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.5
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

7.0
ND/EBITDA 0.1
Interest cover —
Current ratio 0.14×
Debt / Eq 0.0×
Debt payback 0.0 yr
Payout 36.3%
F-score 4.5 pts
Quick ratio 0.14×
Cash / Debt —
Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.5
Sales CAGR 4Y +10.2%
Sales/sh Y/Y -1.8%
Div. growth +74.2%
EPS CAGR 4Y +31.0%
EBIT CAGR +11.3%
EBIT Y/Y -3.9%
EPS Y/Y -3.6%
EPS next Y —
Sales Q/Q —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.