Stock Scorer

HUMANA INC (HUM)

381.57USD -1.37% (-5.30)

Over 5Y: -0.1%

Style
Area Line Line with markersshows 1Y Steps Candlesshows 6M Hollow candlesshows 6M Barsshows 6M

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

200 400
2022 2023 2024 2025 2026

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›

HUMANA INC reported revenue of 39.6B USD for the quarter ending 31 March 2026, up 23.5% from 32.1B a year earlier. Every figure, period by period ›

Q2 '21 — Revenue: 20.6B Q2 '21 — Operating Cash Flow: 360M Q2 '21 — Free Cash Flow: 31M Q2 '21 — Net Income: 588M Q3 '21 — Revenue: 20.7B Q3 '21 — Operating Cash Flow: 2.8B Q3 '21 — Free Cash Flow: 2.5B Q3 '21 — Net Income: 1.5B Q4 '21 — Revenue: 21.1B Q4 '21 — Operating Cash Flow: -96M Q4 '21 — Free Cash Flow: -493M Q4 '21 — Net Income: -14M Q1 '22 — Revenue: 24B Q1 '22 — Operating Cash Flow: 302M Q1 '22 — Free Cash Flow: 7M Q1 '22 — Net Income: 930M Q2 '22 — Revenue: 23.7B Q2 '22 — Operating Cash Flow: 959M Q2 '22 — Free Cash Flow: 680M Q2 '22 — Net Income: 696M Q3 '22 — Revenue: 22.8B Q3 '22 — Operating Cash Flow: 8.5B Q3 '22 — Free Cash Flow: 8.2B Q3 '22 — Net Income: 1.2B Q4 '22 — Revenue: 22.4B Q4 '22 — Net Income: -15M Q1 '23 — Revenue: 26.7B Q1 '23 — Operating Cash Flow: 6.7B Q1 '23 — Free Cash Flow: 6.5B Q1 '23 — Net Income: 1.2B Q2 '23 — Revenue: 26.7B Q2 '23 — Operating Cash Flow: 3.2B Q2 '23 — Free Cash Flow: 2.9B Q2 '23 — Net Income: 959M Q3 '23 — Revenue: 26.4B Q3 '23 — Operating Cash Flow: 1.3B Q3 '23 — Free Cash Flow: 1B Q3 '23 — Net Income: 832M Q4 '23 — Revenue: 26.5B Q1 '24 — Revenue: 29.6B Q1 '24 — Operating Cash Flow: 423M Q1 '24 — Free Cash Flow: 246M Q1 '24 — Net Income: 741M Q2 '24 — Revenue: 29.5B Q2 '24 — Operating Cash Flow: 1.2B Q2 '24 — Free Cash Flow: 1.1B Q2 '24 — Net Income: 679M Q3 '24 — Revenue: 29.4B Q3 '24 — Operating Cash Flow: 1.9B Q3 '24 — Free Cash Flow: 1.7B Q3 '24 — Net Income: 480M Q4 '24 — Revenue: 29.2B Q1 '25 — Revenue: 32.1B Q1 '25 — Operating Cash Flow: 331M Q1 '25 — Free Cash Flow: 236M Q1 '25 — Net Income: 1.2B Q2 '25 — Revenue: 32.4B Q2 '25 — Operating Cash Flow: 1.3B Q2 '25 — Free Cash Flow: 1.2B Q2 '25 — Net Income: 545M Q3 '25 — Revenue: 32.6B Q3 '25 — Operating Cash Flow: 971M Q3 '25 — Free Cash Flow: 836M Q3 '25 — Net Income: 195M Q4 '25 — Revenue: 32.5B Q1 '26 — Revenue: 39.6B Q1 '26 — Operating Cash Flow: 1.3B Q1 '26 — Free Cash Flow: 1.1B Q1 '26 — Net Income: 1.2B 0 9B 18B 27B 36B 45B
Q3 '21 Q2 '22 Q1 '23 Q4 '23 Q3 '24 Q2 '25 Q1 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

4.3
DSO 13.9 days
Gross margin 88.3%
SBC / sales 0.18%
SG&A / sales 11.7%
Accruals 0.48%
ROIC 24.0%
ROCE 8.0%
ROE 6.4%
OCF margin 0.67%
FCF margin 0.25%
OE margin 0.077%
ROA 2.1%
OCF / EBIT 0.34×

19 of 19 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

5.2
EV/Sales 0.27×
P/C 2.1×
P/B 2.5×
PEG 0.62×
Div. yield 0.92%
P/E 39.1×
Fwd P/E 42.3×
FCF yield 0.75%
EV/OE 347.0×
EV/EBIT 13.6×

10 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.5
Segment HHI 0.93 HHI
RPO / sales 0.002×

6 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

6.9
Debt payback 0.0 yr
ND/EBITDA 0.26
Cash / Debt 1.8×
Debt / Eq 0.66×
F-score 5.0 pts
Payout 36.1%
Quick ratio 1.8×

12 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.9
EPS next Y +67.7%
Shares change -0.036%
Sales Q/Q +23.5%
Sales/sh Y/Y +14.1%
Sales CAGR 4Y +11.8%
EBIT Y/Y +5.5%
EPS Y/Y -1.5%
Div. growth -0.23%
EBIT CAGR -9.9%
EPS CAGR 4Y -18.8%

12 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.

Companies of a similar size

The nearest by market value among the companies read here whose shares are quoted in USD. Size alone: nothing here says they are in the same business.