HORACE MANN EDUCATORS CORPORATION (HMN)

51.35 +0.39% (+0.20)

Over 1M: -1.5%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

52 54
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Revenue: 378.7M Q3 '23 — Operating Cash Flow: 45.3M Q3 '23 — Net Income: 11.7M Q4 '23 — Revenue: 402.9M Q4 '23 — Operating Cash Flow: 102.9M Q4 '23 — Net Income: 39.5M Q1 '24 — Revenue: 386M Q1 '24 — Operating Cash Flow: 74.5M Q1 '24 — Net Income: 26.5M Q2 '24 — Revenue: 388.1M Q2 '24 — Operating Cash Flow: 40.2M Q2 '24 — Net Income: 3.8M Q3 '24 — Revenue: 412.1M Q3 '24 — Operating Cash Flow: 143.9M Q3 '24 — Net Income: 34.3M Q4 '24 — Revenue: 409M Q4 '24 — Operating Cash Flow: 193.5M Q4 '24 — Net Income: 38.2M Q1 '25 — Revenue: 416.4M Q1 '25 — Operating Cash Flow: 140.8M Q1 '25 — Net Income: 38.2M Q2 '25 — Revenue: 411.7M Q2 '25 — Operating Cash Flow: 131.3M Q2 '25 — Net Income: 29.4M Q3 '25 — Revenue: 438.5M Q3 '25 — Operating Cash Flow: 151.2M Q3 '25 — Net Income: 58.3M Q4 '25 — Revenue: 434.8M Q4 '25 — Operating Cash Flow: 129.9M Q4 '25 — Net Income: 36.2M Q1 '26 — Revenue: 429.3M Q1 '26 — Operating Cash Flow: 61.3M Q1 '26 — Net Income: 41.2M Q2 '26 — Revenue: 443.5M Q2 '26 — Operating Cash Flow: 223.7M Q2 '26 — Net Income: 41.6M 0 90M 180M 270M 360M 450M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

5.1
SBC / sales 0.55%
OE margin 31.9%
Oper. margin 12.4%
ROIC 8.3%
Accruals -2.5%
FCF margin 32.4%
OCF / EBIT 2.6×
OCF margin 32.4%
ROE 11.8%
ROA 1.1%
Capex / sales —
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.7
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

4.2
ND/EBITDA —
Debt payback 0.97 yr
Net debt / Eq 0.36×
Payout 32.5%
Debt / Eq 0.39×
F-score 6.4 pts
Cash / Debt 0.078×
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

5.0
Sales/sh Y/Y +5.6%
EBIT CAGR +108.8%
Shares change +0.24%
EBIT Y/Y +23.7%
EPS Y/Y +26.2%
Div. growth +2.9%
Sales Q/Q +7.7%
EPS CAGR 4Y -0.88%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.