The Hartford Insurance Group, Inc. (HIG)

138.37USD -1.16% (-1.63)

Over 6M: +0.8%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

130 140
Mar Apr May Jun Jul Aug Sep

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

5.5
SBC / sales 0.49%
OE margin 19.7%
Oper. margin 17.3%
ROIC 19.9%
Accruals -1.7%
Capex / sales 0.024%
ROE 22.2%
FCF margin 20.2%
OCF margin 20.2%
ROA 5.0%
OCF / EBIT 1.2×
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/EBIT 7.5×
EV/OE 6.6×
FCF yield 15.7%
P/E 8.6×
EV/Sales 1.3×
Div. yield 1.7%
P/B 1.9×
P/C 9.2×
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

7.7
Segment HHI 0.4 HHI
RPO / sales —
RPO growth —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA -0.008
Debt payback 0.051 yr
F-score 9.0 pts
Net debt / Eq 0.015×
Payout 14.3%
Cash / Debt 0.93×
Debt / Eq 0.22×
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

5.0
Sales/sh Y/Y +11.5%
EPS CAGR 4Y +19.0%
Div. growth +6.5%
EBIT CAGR +25.6%
EBIT Y/Y +26.0%
EPS Y/Y +40.2%
Sales Q/Q +8.1%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.