HDFC BANK LIMITED (HDB)

23.08USD +2.76% (+0.62)

Over 1M: -1.9%

2026-08-28
22.5 23 23.5
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Figures as at 2025-03-31, reported in USD. The newest fact in the filings is dated 2025-03-31, 516 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

10.0
OE margin 50.4%
Accruals -1.1%
FCF margin 51.6%
OCF margin 54.6%
ROE 8.8%
ROA 1.4%
Asset turnover 0.045×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

8.6
EV/OE 17.2×
FCF yield 7.5%
P/B 2.0×
P/C 7.6×
P/E 22.4×
Div. yield 1.0%
EV/Sales 8.7×
EV/EBIT —
EV/GP —
Fwd P/E —
PEG —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.7
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.0
ND/EBITDA -0.2
Payout 23.5%
Cash / Debt 0.34×
F-score 6.4 pts
Net debt / Eq 0.51×
Debt / Eq 0.76×
Debt payback 3.4 yr
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.2
Sales CAGR 4Y +24.4%
Sales/sh Y/Y +6.9%
Div. growth +78.0%
EPS CAGR 4Y +6.8%
EPS Y/Y -2.1%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —
Sales Q/Q —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.