German American Bancorp, Inc. (GABC)

49.92 +0.73% (+0.36)

Over 1Y: +22.3%

2026-08-28
40 45 50
Aug Oct Dec Feb Apr Jun Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 10.8M Q3 '21 — Operating Cash Flow: 28.5M Q3 '21 — Free Cash Flow: 27.5M Q3 '21 — Net Income: 21.5M Q4 '21 — Operating Cash Flow: 26.9M Q4 '21 — Free Cash Flow: 25M Q4 '21 — Net Income: 19.3M Q1 '22 — Operating Cash Flow: 46.3M Q1 '22 — Free Cash Flow: 42.2M Q1 '22 — Net Income: 9.1M Q2 '22 — Operating Cash Flow: 4.1M Q2 '22 — Free Cash Flow: 2.9M Q2 '22 — Net Income: 23.7M Q3 '22 — Operating Cash Flow: 32.2M Q3 '22 — Free Cash Flow: 31.1M Q3 '22 — Net Income: 24.6M Q4 '22 — Operating Cash Flow: 27.5M Q4 '22 — Free Cash Flow: 26M Q4 '22 — Net Income: 24.4M Q1 '23 — Operating Cash Flow: 31.5M Q1 '23 — Free Cash Flow: 29.6M Q1 '23 — Net Income: 20.8M Q2 '23 — Operating Cash Flow: 21.8M Q2 '23 — Free Cash Flow: 19.2M Q2 '23 — Net Income: 22.1M Q3 '23 — Operating Cash Flow: 24.4M Q3 '23 — Free Cash Flow: 23.4M Q3 '23 — Net Income: 21.5M Q4 '23 — Operating Cash Flow: 29.6M Q4 '23 — Free Cash Flow: 29.3M Q4 '23 — Net Income: 21.5M Q1 '24 — Revenue: 84.1M Q1 '24 — Operating Cash Flow: 23.9M Q1 '24 — Free Cash Flow: 22.6M Q1 '24 — Net Income: 19M Q2 '24 — Revenue: 90.5M Q2 '24 — Operating Cash Flow: 18.7M Q2 '24 — Free Cash Flow: 17M Q2 '24 — Net Income: 20.5M Q3 '24 — Revenue: 88.5M Q3 '24 — Operating Cash Flow: 24.5M Q3 '24 — Free Cash Flow: 23M Q3 '24 — Net Income: 21M Q4 '24 — Revenue: 90.7M Q4 '24 — Operating Cash Flow: 28.7M Q4 '24 — Free Cash Flow: 28M Q4 '24 — Net Income: 23.2M Q1 '25 — Revenue: 111.1M Q1 '25 — Operating Cash Flow: 37.9M Q1 '25 — Free Cash Flow: 36.7M Q1 '25 — Net Income: 10.5M Q2 '25 — Revenue: 123.2M Q2 '25 — Operating Cash Flow: 26.9M Q2 '25 — Free Cash Flow: 26.2M Q2 '25 — Net Income: 31.4M Q3 '25 — Revenue: 126.5M Q3 '25 — Operating Cash Flow: 51.8M Q3 '25 — Free Cash Flow: 50.1M Q3 '25 — Net Income: 35.1M Q4 '25 — Revenue: 126.7M Q4 '25 — Operating Cash Flow: 42.7M Q4 '25 — Free Cash Flow: 41M Q4 '25 — Net Income: 35.7M Q1 '26 — Revenue: 122.9M Q1 '26 — Operating Cash Flow: 37M Q1 '26 — Free Cash Flow: 36M Q1 '26 — Net Income: 33.2M Q2 '26 — Revenue: 126.9M Q2 '26 — Operating Cash Flow: 58.1M Q2 '26 — Free Cash Flow: 55.3M Q2 '26 — Net Income: 38.2M 0 30M 60M 90M 120M 150M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

10.0
OE margin 35.7%
SBC / sales 0.58%
Accruals -0.56%
FCF margin 36.3%
OCF margin 37.7%
ROE 11.7%
ROA 1.7%
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

8.1
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.0
ND/EBITDA —
Debt / Eq 0.083×
Debt payback 0.032 yr
F-score 7.7 pts
Net debt / Eq 0.0048×
Cash / Debt 0.94×
Payout 31.5%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.0
Sales/sh Y/Y -1.9%
Div. growth +35.9%
EPS Y/Y +32.9%
EPS CAGR 4Y -0.88%
Sales Q/Q +3.1%
Shares change +24.1%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —
Sales CAGR 4Y —

1 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.