The Baldwin Insurance Group, Inc. (BWIN)

30.68 +1.72% (+0.52)

Over 1M: +10.6%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

28 30 32
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Operating Cash Flow: -22.4M Q3 '21 — Net Income: -13.2M Q4 '21 — Operating Cash Flow: 13.1M Q4 '21 — Net Income: -22.6M Q1 '22 — Operating Cash Flow: -3.4M Q1 '22 — Net Income: 22.9M Q2 '22 — Operating Cash Flow: -1.2M Q2 '22 — Net Income: 8.6M Q3 '22 — Operating Cash Flow: -12M Q3 '22 — Net Income: -24.8M Q4 '22 — Net Income: -48.5M Q1 '23 — Operating Cash Flow: -14M Q1 '23 — Net Income: -14.1M Q2 '23 — Operating Cash Flow: 49.5M Q2 '23 — Net Income: -23.9M Q3 '23 — Operating Cash Flow: -12.6M Q3 '23 — Net Income: -17.6M Q4 '23 — Operating Cash Flow: -22.8M Q4 '23 — Net Income: -34.5M Q1 '24 — Operating Cash Flow: 3M Q1 '24 — Net Income: 21.6M Q2 '24 — Operating Cash Flow: 18.3M Q2 '24 — Net Income: -17.6M Q3 '24 — Operating Cash Flow: 32.4M Q3 '24 — Net Income: -8.4M Q4 '24 — Operating Cash Flow: -2.3M Q4 '24 — Net Income: -20.2M Q1 '25 — Operating Cash Flow: -64M Q1 '25 — Net Income: 13.9M Q2 '25 — Operating Cash Flow: -16.7M Q2 '25 — Net Income: -3.2M Q3 '25 — Operating Cash Flow: 41M Q3 '25 — Net Income: -18.7M Q4 '25 — Operating Cash Flow: 10.3M Q4 '25 — Net Income: -25.9M Q1 '26 — Operating Cash Flow: -6.1M Q1 '26 — Net Income: 2.3M Q2 '26 — Operating Cash Flow: 45.6M Q2 '26 — Net Income: -39M -50M -25M 0 25M 50M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Operating Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

3.2
ROIC 8.2%
OE margin -1.8%
Accruals -2.8%
OCF / EBIT 1.2×
FCF margin 2.5%
OCF margin 5.2%
ROA -1.3%
ROCE 1.7%
ROE -9.2%
Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.7
RPO / sales 0.027×
Segment HHI 0.37 HHI
RPO growth —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

3.8
ND/EBITDA —
Cash / Debt 11.5×
Debt / Eq 0.018×
Debt payback 0.0 yr
Quick ratio 1.1×
F-score 2.6 pts
Cash runway —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

5.1
Sales CAGR 4Y +27.6%
Sales/sh Y/Y +11.1%
Sales Q/Q +30.1%
EBIT Y/Y +21.9%
Div. growth —
EBIT CAGR —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.