Better Home & Finance Holding Company (BETR)

13.85 -5.07% (-0.74)

Over 1M: -41.1%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

15 20 25
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Operating Cash Flow: -126.7K Q3 '21 — Net Income: -1.5M Q4 '21 — Operating Cash Flow: -1M Q4 '21 — Net Income: 2.4M Q1 '22 — Operating Cash Flow: -377.9K Q1 '22 — Net Income: 1M Q2 '22 — Operating Cash Flow: -80.8K Q2 '22 — Net Income: 1.8M Q3 '22 — Revenue: 28.7M Q3 '22 — Operating Cash Flow: 979.2M Q3 '22 — Net Income: -226.6M Q4 '22 — Revenue: 1.6M Q4 '22 — Operating Cash Flow: -40.5M Q4 '22 — Net Income: -251.2M Q1 '23 — Revenue: 18.6M Q1 '23 — Operating Cash Flow: -162.8M Q1 '23 — Net Income: -87.6M Q2 '23 — Revenue: 31.1M Q2 '23 — Operating Cash Flow: 20.1M Q2 '23 — Net Income: -44M Q3 '23 — Revenue: 4.9M Q3 '23 — Operating Cash Flow: 63.3M Q3 '23 — Net Income: -353.9M Q4 '23 — Revenue: 5.8M Q4 '23 — Operating Cash Flow: -80.3M Q4 '23 — Net Income: -50.9M Q1 '24 — Revenue: 22.3M Q1 '24 — Operating Cash Flow: -42.8M Q1 '24 — Net Income: -51.5M Q2 '24 — Revenue: 32.3M Q2 '24 — Operating Cash Flow: -220.6M Q2 '24 — Net Income: -41.4M Q3 '24 — Revenue: 29M Q3 '24 — Operating Cash Flow: -10.6M Q3 '24 — Net Income: -54.2M Q4 '24 — Revenue: 25M Q4 '24 — Operating Cash Flow: -106M Q4 '24 — Net Income: -59.2M Q1 '25 — Revenue: 31.3M Q1 '25 — Operating Cash Flow: -57.2M Q1 '25 — Net Income: -50.6M Q2 '25 — Revenue: 42.7M Q2 '25 — Operating Cash Flow: -56M Q2 '25 — Net Income: -36.3M Q3 '25 — Revenue: 43.9M Q3 '25 — Operating Cash Flow: 3.9M Q3 '25 — Net Income: -39.1M Q4 '25 — Revenue: 44.3M Q4 '25 — Operating Cash Flow: -57.3M Q4 '25 — Net Income: -39.9M Q1 '26 — Revenue: 47.5M Q1 '26 — Operating Cash Flow: -125.2M Q1 '26 — Net Income: -70.3M Q2 '26 — Revenue: 54.7M Q2 '26 — Operating Cash Flow: 23.5M Q2 '26 — Net Income: -30.6M -300M 0 300M 600M 900M 1.2B
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

0.6
SBC / sales 26.5%
OE margin -108.6%
Oper. margin -84.9%
Accruals -1.6%
EBITDA margin -78.3%
FCF margin -82.0%
OCF margin -81.5%
Profit margin -94.5%
ROA -11.7%
ROCE -10.6%
ROE -310.8%
Gross margin —
OCF / EBIT —
ROIC —

4 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.5
RPO / sales 4.0×
Segment HHI 0.91 HHI
RPO growth —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

3.5
ND/EBITDA —
Current ratio 0.13×
Debt / Eq 0.0×
Debt payback 0.0 yr
Cash runway 1.3 yr
F-score 1.5 pts
Quick ratio 0.13×
Cash / Debt —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

8.7
Sales/sh Y/Y +46.4%
Sales Q/Q +28.2%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —
Sales CAGR 4Y —

3 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.