ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZIONP)

18.05 +0.17% (+0.03)

Over 1Y: -17.5%

2026-08-28
Style
Area Line Line with markers Steps Candlesneeds a shorter window Hollow candlesneeds a shorter window Barsneeds a shorter window

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

18 20 22
Aug Oct Dec Feb Apr Jun Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 116M Q3 '21 — Operating Cash Flow: 180M Q3 '21 — Free Cash Flow: 111M Q3 '21 — Net Income: 240M Q4 '21 — Revenue: 120M Q4 '21 — Operating Cash Flow: 166M Q4 '21 — Free Cash Flow: 113M Q4 '21 — Net Income: 213M Q1 '22 — Revenue: 124M Q1 '22 — Operating Cash Flow: 288M Q1 '22 — Free Cash Flow: 235M Q1 '22 — Net Income: 203M Q2 '22 — Revenue: 123M Q2 '22 — Operating Cash Flow: 516M Q2 '22 — Free Cash Flow: 467M Q2 '22 — Net Income: 203M Q3 '22 — Revenue: 123M Q3 '22 — Operating Cash Flow: 172M Q3 '22 — Free Cash Flow: 120M Q3 '22 — Net Income: 217M Q4 '22 — Revenue: 124M Q4 '22 — Operating Cash Flow: 494M Q4 '22 — Free Cash Flow: 458M Q4 '22 — Net Income: 284M Q1 '23 — Revenue: 124M Q1 '23 — Operating Cash Flow: 221M Q1 '23 — Free Cash Flow: 190M Q1 '23 — Net Income: 204M Q2 '23 — Revenue: 128M Q2 '23 — Operating Cash Flow: 598M Q2 '23 — Free Cash Flow: 576M Q2 '23 — Net Income: 175M Q3 '23 — Revenue: 126M Q3 '23 — Operating Cash Flow: 311M Q3 '23 — Free Cash Flow: 280M Q3 '23 — Net Income: 175M Q4 '23 — Revenue: 125M Q4 '23 — Net Income: 126M Q1 '24 — Revenue: 124M Q1 '24 — Operating Cash Flow: 261M Q1 '24 — Free Cash Flow: 231M Q1 '24 — Net Income: 153M Q2 '24 — Revenue: 126M Q2 '24 — Operating Cash Flow: 251M Q2 '24 — Free Cash Flow: 234M Q2 '24 — Net Income: 201M Q3 '24 — Revenue: 128M Q3 '24 — Operating Cash Flow: 119M Q3 '24 — Free Cash Flow: 97M Q3 '24 — Net Income: 214M Q4 '24 — Revenue: 135M Q4 '24 — Operating Cash Flow: 517M Q4 '24 — Free Cash Flow: 489M Q4 '24 — Net Income: 216M Q1 '25 — Revenue: 133M Q1 '25 — Operating Cash Flow: 179M Q1 '25 — Free Cash Flow: 152M Q1 '25 — Net Income: 170M Q2 '25 — Revenue: 130M Q2 '25 — Operating Cash Flow: -62M Q2 '25 — Free Cash Flow: -93M Q2 '25 — Net Income: 244M Q3 '25 — Revenue: 133M Q3 '25 — Operating Cash Flow: 438M Q3 '25 — Free Cash Flow: 413M Q3 '25 — Net Income: 222M Q4 '25 — Revenue: 133M Q4 '25 — Operating Cash Flow: 518M Q4 '25 — Free Cash Flow: 480M Q4 '25 — Net Income: 263M Q1 '26 — Revenue: 134M Q1 '26 — Operating Cash Flow: 423M Q1 '26 — Free Cash Flow: 398M Q1 '26 — Net Income: 233M Q2 '26 — Revenue: 141M Q2 '26 — Operating Cash Flow: 422M Q2 '26 — Free Cash Flow: 389M Q2 '26 — Net Income: 453M 0 150M 300M 450M 600M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

8.8
OE margin 303.9%
Accruals -0.71%
FCF margin 310.5%
OCF margin 332.9%
Profit margin 216.5%
ROE 15.2%
ROA 1.3%
Asset turnover 0.0061×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.4
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.0
ND/EBITDA —
Debt payback 0.69 yr
F-score 7.7 pts
Net debt / Eq 0.15×
Debt / Eq 0.25×
Payout 23.2%
Cash / Debt 0.41×
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.5
Sales/sh Y/Y +2.9%
Shares change -0.039%
EPS Y/Y +38.8%
Sales Q/Q +8.5%
EPS CAGR 4Y -3.0%
Div. growth -7.6%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.