ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZIONP)

18.05 +0.17% (+0.03)

Over 1M: -1.6%

2026-08-28
Style
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18 18.2 18.4
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '25 — Revenue: 133M Q3 '25 — Operating Cash Flow: 438M Q3 '25 — Free Cash Flow: 413M Q3 '25 — Net Income: 222M Q4 '25 — Revenue: 133M Q4 '25 — Operating Cash Flow: 518M Q4 '25 — Free Cash Flow: 480M Q4 '25 — Net Income: 263M Q1 '26 — Revenue: 134M Q1 '26 — Operating Cash Flow: 423M Q1 '26 — Free Cash Flow: 398M Q1 '26 — Net Income: 233M Q2 '26 — Revenue: 141M Q2 '26 — Operating Cash Flow: 422M Q2 '26 — Free Cash Flow: 389M Q2 '26 — Net Income: 453M 0 150M 300M 450M 600M
Q3 '25 Q4 '25 Q1 '26 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

8.8
OE margin 303.9%
Accruals -0.71%
FCF margin 310.5%
OCF margin 332.9%
Profit margin 216.5%
ROE 15.2%
ROA 1.3%
Asset turnover 0.0061×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.4
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.0
ND/EBITDA —
Debt payback 0.69 yr
F-score 7.7 pts
Net debt / Eq 0.15×
Debt / Eq 0.25×
Payout 23.2%
Cash / Debt 0.41×
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.5
Sales/sh Y/Y +2.9%
Shares change -0.039%
EPS Y/Y +38.8%
Sales Q/Q +8.5%
EPS CAGR 4Y -3.0%
Div. growth -7.6%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.