Block, Inc. (XYZ)

83.57USD -1.51% (-1.28)

Over 1M: +2.9%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

78 80 82 84
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '25 — Revenue: 599.3M Q3 '25 — Operating Income: 409.4M Q4 '25 — Revenue: 619.5M Q4 '25 — Operating Income: 485.4M Q1 '26 — Revenue: 650.5M Q1 '26 — Operating Income: -172M Q2 '26 — Revenue: 665M Q2 '26 — Operating Income: 446.9M 0 200M 400M 600M 800M
Q3 '25 Q4 '25 Q1 '26 Q2 '26
Revenue Operating Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

5.7
Adj. EBITDA margin 108.5%
OE margin 105.8%
Oper. margin 46.2%
ROIC 4.6%
SBC / sales 47.4%
Accruals -9.5%
EBITDA margin 61.1%
FCF margin 153.2%
Gross margin 458.1%
OCF / EBIT 3.5×
OCF margin 160.1%
Profit margin 14.1%
Capex / sales 6.9%
ROA 0.91%
ROCE 4.1%
ROE 1.6%
Asset turnover 0.065×

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

6.2
EV/OE 18.2×
EV/EBIT 41.8×
FCF yield 7.7%
P/C 6.7×
EV/GP 4.2×
P/B 2.3×
Shareholder yield 3.7%
EV/Sales 19.3×
P/E 141.9×
Div. yield —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

2.9
Revenue growth in the worst year on record -1.9%
Cash-flow margin stability 41.2 pp
Gross margin stability across years 83.0 pp
Segment HHI 0.57 HHI
Prepaid revenue growth -8.6%
RPO / sales —
RPO growth —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

6.1
ND/EBITDA 0.037
Current ratio 2.2×
Interest cover 3.6×
Debt payback 0.0 yr
Net debt / Eq 0.0×
Payout 0.0%
Quick ratio 2.2×
Cash / Debt 1.3×
Debt / Eq 0.26×
Equity / Assets 56.3%
F-score 6.0 pts
Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

5.3
Operating margin trend 21.9
Most recent margin move 0.79
Sales/sh Y/Y +24.1%
Sales CAGR 4Y +8.9%
Shares change -2.1%
Gross profit Y/Y +16.5%
Sales Q/Q +21.0%
EBIT Y/Y +1.7%
EPS Y/Y -87.7%
Div. growth —
EBIT CAGR —
EPS CAGR 4Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.