WHITE MOUNTAINS INSURANCE GROUP, LTD (WTM)

2,135.41 +0.37% (+7.84)

Over 1Y: +17.0%

2026-08-28
Style
Area Line Line with markers Steps Candlesneeds a shorter window Hollow candlesneeds a shorter window Barsneeds a shorter window

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1 600 1 800 2 000 2 200
Aug Oct Dec Feb Apr Jun Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: -92.4M Q3 '21 — Operating Cash Flow: 32.1M Q3 '21 — Net Income: -371.4M Q4 '21 — Revenue: 261M Q4 '21 — Operating Cash Flow: -7.4M Q4 '21 — Net Income: 32.8M Q1 '22 — Revenue: 260.4M Q1 '22 — Operating Cash Flow: -41.5M Q1 '22 — Net Income: 33.4M Q2 '22 — Revenue: 76.7M Q2 '22 — Operating Cash Flow: 81.4M Q2 '22 — Net Income: -169.2M Q3 '22 — Revenue: 383.2M Q3 '22 — Operating Cash Flow: 117M Q3 '22 — Net Income: 888.2M Q4 '22 — Revenue: 437.6M Q4 '22 — Operating Cash Flow: 208.1M Q4 '22 — Net Income: 40.4M Q1 '23 — Revenue: 531.9M Q1 '23 — Operating Cash Flow: 85.6M Q1 '23 — Net Income: 179.5M Q2 '23 — Revenue: 378.4M Q2 '23 — Operating Cash Flow: 71.1M Q2 '23 — Net Income: 19.6M Q3 '23 — Revenue: 519.6M Q3 '23 — Operating Cash Flow: 222.9M Q3 '23 — Net Income: 23.6M Q4 '23 — Revenue: 736.8M Q4 '23 — Operating Cash Flow: 24.5M Q4 '23 — Net Income: 286.5M Q1 '24 — Revenue: 647.3M Q1 '24 — Operating Cash Flow: 36.5M Q1 '24 — Net Income: 236.4M Q2 '24 — Revenue: 395.4M Q2 '24 — Operating Cash Flow: 216.8M Q2 '24 — Net Income: -54.6M Q3 '24 — Revenue: 839.1M Q3 '24 — Operating Cash Flow: 269.4M Q3 '24 — Net Income: 179M Q4 '24 — Revenue: 358M Q4 '24 — Operating Cash Flow: 64.1M Q4 '24 — Net Income: -130.4M Q1 '25 — Revenue: 577.8M Q1 '25 — Operating Cash Flow: -40.2M Q1 '25 — Net Income: 33.9M Q2 '25 — Revenue: 689.2M Q2 '25 — Operating Cash Flow: 177.5M Q2 '25 — Net Income: 122.9M Q3 '25 — Revenue: 864.2M Q3 '25 — Operating Cash Flow: 359.3M Q3 '25 — Net Income: 113.8M Q4 '25 — Revenue: 1.6B Q4 '25 — Operating Cash Flow: 53.9M Q4 '25 — Net Income: 835.8M Q1 '26 — Revenue: 517.8M Q1 '26 — Operating Cash Flow: 30.5M Q1 '26 — Net Income: -27.2M Q2 '26 — Revenue: 844.6M Q2 '26 — Operating Cash Flow: -55.5M Q2 '26 — Net Income: 199.5M 0 400M 800M 1.2B 1.6B 2B
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

6.2
Oper. margin 34.2%
OE margin 9.6%
ROIC 19.1%
Gross margin 94.1%
ROA 8.1%
ROE 20.8%
FCF margin 10.1%
Accruals 5.3%
OCF margin 10.1%
OCF / EBIT 0.3×
Capex / sales —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.7
Segment HHI 0.62 HHI
RPO / sales —
RPO growth —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

8.0
ND/EBITDA —
Debt / Eq 0.17×
Debt payback 0.047 yr
Net debt / Eq 0.0034×
Payout 0.21%
Cash / Debt 0.98×
F-score 4.5 pts
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

8.7
Sales CAGR 4Y +57.0%
Sales/sh Y/Y +55.3%
EBIT Y/Y +256.4%
EPS Y/Y +445.7%
Shares change +0.083%
Sales Q/Q +22.5%
Div. growth +4.0%
EBIT CAGR —
EPS CAGR 4Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.