WHITE MOUNTAINS INSURANCE GROUP, LTD (WTM)

2,135.41 +0.37% (+7.84)

Over 1Y: +17.0%

2026-08-28
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1 600 1 800 2 000 2 200
Aug Oct Dec Feb Apr Jun Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '25 — Revenue: 864.2M Q3 '25 — Operating Cash Flow: 359.3M Q3 '25 — Net Income: 113.8M Q4 '25 — Revenue: 1.6B Q4 '25 — Operating Cash Flow: 53.9M Q4 '25 — Net Income: 835.8M Q1 '26 — Revenue: 517.8M Q1 '26 — Operating Cash Flow: 30.5M Q1 '26 — Net Income: -27.2M Q2 '26 — Revenue: 844.6M Q2 '26 — Operating Cash Flow: -55.5M Q2 '26 — Net Income: 199.5M 0 350M 700M 1.1B 1.4B 1.8B
Q3 '25 Q4 '25 Q1 '26 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

6.2
Oper. margin 34.2%
OE margin 9.6%
ROIC 19.1%
Gross margin 94.1%
ROE 20.8%
ROA 8.1%
FCF margin 10.1%
OCF margin 10.1%
Accruals 5.3%
OCF / EBIT 0.3×
Capex / sales —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.7
Segment HHI 0.62 HHI
RPO / sales —
RPO growth —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

8.0
ND/EBITDA —
Debt payback 0.047 yr
Net debt / Eq 0.0034×
Payout 0.21%
Cash / Debt 0.98×
Debt / Eq 0.17×
F-score 4.5 pts
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

8.7
Sales CAGR 4Y +57.0%
Sales/sh Y/Y +55.3%
EBIT Y/Y +256.4%
EPS Y/Y +445.7%
Shares change +0.083%
Sales Q/Q +22.5%
Div. growth +4.0%
EBIT CAGR —
EPS CAGR 4Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.