WORLD ACCEPTANCE CORP (WRLD)

188.35 -0.89% (-1.70)

Over 1M: +4.7%

2026-08-28
Style
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Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

180 185 190 195
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q2 '22 — Revenue: 137.8M Q2 '22 — Free Cash Flow: 55.5M Q2 '22 — Net Income: 12.4M Q3 '22 — Revenue: 148.6M Q3 '22 — Free Cash Flow: 59.3M Q3 '22 — Net Income: 7.3M Q4 '22 — Revenue: 168.7M Q4 '22 — Free Cash Flow: 103.4M Q4 '22 — Net Income: 18.4M Q1 '23 — Revenue: 157.9M Q1 '23 — Free Cash Flow: 56.8M Q1 '23 — Net Income: -8.6M Q2 '23 — Revenue: 151.3M Q2 '23 — Free Cash Flow: 76.7M Q2 '23 — Net Income: -637.6K Q3 '23 — Revenue: 146.5M Q3 '23 — Free Cash Flow: 67.8M Q3 '23 — Net Income: 5.8M Q4 '23 — Revenue: 160.8M Q4 '23 — Free Cash Flow: 84.4M Q4 '23 — Net Income: 24.6M Q1 '24 — Revenue: 139.3M Q1 '24 — Free Cash Flow: 58.1M Q1 '24 — Net Income: 9.5M Q2 '24 — Revenue: 136.9M Q2 '24 — Free Cash Flow: 61.8M Q2 '24 — Net Income: 16.1M Q3 '24 — Revenue: 137.7M Q3 '24 — Free Cash Flow: 57.7M Q3 '24 — Net Income: 16.7M Q4 '24 — Revenue: 159.3M Q4 '24 — Free Cash Flow: 82.3M Q4 '24 — Net Income: 35.1M Q1 '25 — Revenue: 129.5M Q1 '25 — Free Cash Flow: 47.3M Q1 '25 — Net Income: 9.9M Q2 '25 — Revenue: 131.4M Q2 '25 — Free Cash Flow: 52.7M Q2 '25 — Net Income: 22.1M Q3 '25 — Revenue: 138.6M Q3 '25 — Free Cash Flow: 60.4M Q3 '25 — Net Income: 13.4M Q4 '25 — Revenue: 163.7M Q4 '25 — Free Cash Flow: 90M Q4 '25 — Net Income: 43.1M Q1 '26 — Revenue: 132.8M Q1 '26 — Free Cash Flow: 57.1M Q1 '26 — Net Income: 1.6M Q2 '26 — Revenue: 134.5M Q2 '26 — Free Cash Flow: 47.7M Q2 '26 — Net Income: -1.9M Q3 '26 — Revenue: 141.3M Q3 '26 — Free Cash Flow: 57.2M Q3 '26 — Net Income: -911.3K Q4 '26 — Revenue: 175.9M Q4 '26 — Free Cash Flow: 93.5M Q4 '26 — Net Income: 35.3M Q1 '27 — Revenue: 139.2M Q1 '27 — Free Cash Flow: 63.1M Q1 '27 — Net Income: 6.1M 0 40M 80M 120M 160M 200M
Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26 Q1 '27
Revenue Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

4.8
OE margin 44.0%
SBC / sales 0.24%
ROIC 4.3%
Accruals -21.0%
FCF margin 44.3%
OCF / EBIT 5.3×
OCF margin 44.9%
ROA 3.6%
ROE 10.6%
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

6.7
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

1.8
ND/EBITDA —
Payout 0.0%
Debt payback 2.2 yr
F-score 5.1 pts
Cash / Debt 0.018×
Debt / Eq 1.6×
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.9
Sales/sh Y/Y +14.3%
Sales CAGR 4Y -0.00086%
EBIT CAGR +20.8%
EPS CAGR 4Y -5.1%
Sales Q/Q +4.8%
EBIT Y/Y -49.8%
EPS Y/Y -47.3%
Div. growth —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.