WAFD, INC. (WAFDP)

16.50USD -0.03% (-0.00)

Over 1M: +1.2%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

16.3 16.4 16.5 16.6
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q4 '25 — Revenue: 8M Q4 '25 — Free Cash Flow: 45.6M Q4 '25 — Net Income: 60.6M Q1 '26 — Revenue: 7.9M Q1 '26 — Free Cash Flow: 50M Q1 '26 — Net Income: 64.2M Q2 '26 — Revenue: 7.7M Q2 '26 — Free Cash Flow: 68M Q2 '26 — Net Income: 65.5M Q3 '26 — Revenue: 8.1M Q3 '26 — Free Cash Flow: 63.4M Q3 '26 — Net Income: 66.1M 0 15M 30M 45M 60M 75M
Q4 '25 Q1 '26 Q2 '26 Q3 '26
Revenue Gross Profit Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

4.9
OE margin 686.3%
SBC / sales 31.3%
Accruals -0.04%
FCF margin 717.5%
OCF margin 845.7%
Profit margin 810.8%
ROE 8.5%
ROA 0.93%
Asset turnover 0.0011×
Capex / sales 128.2%
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/OE 2.5×
Div. yield 6.6%
FCF yield 18.6%
P/B 0.4×
P/C 1.8×
P/E 4.8×
EV/Sales 17.3×
EV/EBIT —
EV/GP —
Fwd P/E —
PEG —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.2
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

10.0
ND/EBITDA 1.2
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 7.5 pts
Payout 31.6%
Cash / Debt —
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.5
Sales/sh Y/Y +1.9%
Div. growth +14.0%
EPS CAGR 4Y +2.4%
EPS Y/Y +4.8%
Sales Q/Q +7.3%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.