UWM HOLDINGS CORPORATION (UWMC)

1.49USD +0.68% (+0.01)

Over 1M: -18.1%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

1.25 1.5 1.75 2
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Revenue: 677.1M Q3 '23 — Net Income: 18.2M Q4 '23 — Revenue: 739.6M Q4 '23 — Net Income: -27.1M Q1 '24 — Revenue: 585.5M Q1 '24 — Net Income: 8.7M Q2 '24 — Revenue: 622.4M Q2 '24 — Net Income: 3M Q3 '24 — Revenue: 745.6M Q3 '24 — Net Income: -6.3M Q4 '24 — Revenue: 720.6M Q4 '24 — Net Income: 8.9M Q1 '25 — Revenue: 613.4M Q1 '25 — Net Income: -13.7M Q2 '25 — Revenue: 758.7M Q2 '25 — Net Income: 22.9M Q3 '25 — Revenue: 843.3M Q3 '25 — Net Income: -1.3M Q4 '25 — Revenue: 945.2M Q4 '25 — Net Income: 19.4M Q1 '26 — Revenue: 901.4M Q1 '26 — Net Income: 25.3M Q2 '26 — Revenue: 888M Q2 '26 — Net Income: -80.6M 0 250M 500M 750M 1B
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

6.2
Oper. margin 34.3%
ROIC 27.9%
OE margin -139.1%
ROCE 6.8%
ROA -0.21%
ROE -3.8%
Accruals 26.9%
FCF margin -137.6%
OCF / EBIT -4.0×
OCF margin -135.9%
Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

5.7
EV/EBIT 2.4×
EV/OE -0.6×
Div. yield 21.2%
P/B 0.5×
P/C 0.99×
EV/Sales 0.83×
FCF yield -1002.2%
EV/GP —
Fwd P/E —
P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.0
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.5
ND/EBITDA -0.84
Current ratio 0.045×
F-score 5.1 pts
Cash / Debt 0.17×
Debt / Eq 3.0×
Quick ratio 0.045×
Cash runway —
Debt payback —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.7
Sales/sh Y/Y -91.2%
Div. growth +97.8%
EBIT Y/Y +50.8%
Sales Q/Q +17.0%
EBIT CAGR +8.1%
EPS Y/Y -121.8%
Shares change +1338.5%
EPS CAGR 4Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.