UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

43.43 +0.14% (+0.06)

Over 1M: -0.6%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

43 44 45
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Operating Cash Flow: 69.2M Q3 '23 — Free Cash Flow: 68.2M Q3 '23 — Net Income: -5.9M Q4 '23 — Operating Cash Flow: 340K Q4 '23 — Free Cash Flow: -810K Q4 '23 — Net Income: 20M Q1 '24 — Operating Cash Flow: 82.9M Q1 '24 — Free Cash Flow: 79.6M Q1 '24 — Net Income: 33.7M Q2 '24 — Operating Cash Flow: 73.2M Q2 '24 — Free Cash Flow: 71.6M Q2 '24 — Net Income: 35.4M Q3 '24 — Operating Cash Flow: 82.6M Q3 '24 — Free Cash Flow: 81M Q3 '24 — Net Income: -16.2M Q4 '24 — Net Income: 6M Q1 '25 — Operating Cash Flow: 186.8M Q1 '25 — Free Cash Flow: 185.5M Q1 '25 — Net Income: 41.4M Q2 '25 — Operating Cash Flow: 106.2M Q2 '25 — Free Cash Flow: 105.2M Q2 '25 — Net Income: 35.1M Q3 '25 — Operating Cash Flow: 62.4M Q3 '25 — Free Cash Flow: 61.3M Q3 '25 — Net Income: 39.8M Q4 '25 — Operating Cash Flow: 26.1M Q4 '25 — Free Cash Flow: 25M Q4 '25 — Net Income: 66.6M Q1 '26 — Operating Cash Flow: 154.8M Q1 '26 — Free Cash Flow: 153.2M Q1 '26 — Net Income: 54.3M Q2 '26 — Operating Cash Flow: 101.1M Q2 '26 — Free Cash Flow: 100.2M Q2 '26 — Net Income: 59.2M 0 50M 100M 150M 200M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

7.2
ROIC 116.6%
SBC / sales 0.53%
OE margin 20.3%
Oper. margin 18.4%
Accruals -3.8%
ROE 34.5%
FCF margin 20.8%
OCF margin 21.1%
ROA 6.7%
OCF / EBIT 1.2×
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.1
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.5
ND/EBITDA —
Cash / Debt 5.4×
Debt / Eq 0.15×
Debt payback 0.0 yr
F-score 9.0 pts
Payout 10.1%
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

5.3
Sales/sh Y/Y +5.1%
EBIT Y/Y +207.0%
EPS CAGR 4Y +76.6%
EPS Y/Y +234.9%
Sales Q/Q +6.7%
Div. growth -0.68%
EBIT CAGR —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.