UPAY, INC. (UPYY)

0.90 +0.00% (+0.00)

Over 1Y: -35.3%

2026-08-27
Style
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1 1.5 2
Aug Oct Dec Feb Apr Jun Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q2 '26 — Revenue: 188.9K Q2 '26 — Operating Cash Flow: -58.1K Q2 '26 — Free Cash Flow: -58.9K Q2 '26 — Net Income: -117.3K Q3 '26 — Revenue: 184.6K Q3 '26 — Operating Cash Flow: -70.6K Q3 '26 — Free Cash Flow: -70.6K Q3 '26 — Net Income: -1M Q4 '26 — Revenue: 202.4K Q4 '26 — Operating Cash Flow: -28.7K Q4 '26 — Free Cash Flow: -29.8K Q4 '26 — Net Income: -115.3K Q1 '27 — Revenue: 226.3K Q1 '27 — Operating Cash Flow: -74.2K Q1 '27 — Free Cash Flow: -75.4K Q1 '27 — Net Income: -115.4K -900K -600K -300K 0 300K
Q2 '26 Q3 '26 Q4 '26 Q1 '27
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-05-31, reported in USD. The newest fact in the filings is dated 2026-05-31, 91 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

3.0
OE margin -29.3%
Oper. margin -53.1%
Accruals -511.6%
Gross margin 73.1%
EBITDA margin -52.2%
FCF margin -29.3%
OCF margin -28.9%
Profit margin -172.0%
ROA -614.8%
OCF / EBIT —
ROCE —
ROE —
ROIC —

4 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.0
RPO / sales —
RPO growth —
Segment HHI —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

3.5
ND/EBITDA —
Current ratio 0.29×
Cash / Debt 55.8×
Debt payback 0.0 yr
Cash runway 0.38 yr
F-score 4.5 pts
Quick ratio 0.29×
Debt / Eq —
Equity / Assets —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.4
Sales/sh Y/Y +19.6%
Sales CAGR 4Y -15.4%
Sales Q/Q +32.8%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.