TransUnion (TRU)

79.88USD -5.93% (-5.04)

Over 1M: -0.0%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

80 82.5 85
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q2 '23 — Free Cash Flow: 138.2M Q2 '23 — Net Income: 53.9M Q3 '23 — Free Cash Flow: 81.3M Q3 '23 — Net Income: -318.8M Q4 '23 — Free Cash Flow: 104.3M Q4 '23 — Net Income: 6.1M Q1 '24 — Free Cash Flow: -8.4M Q1 '24 — Net Income: 65.1M Q2 '24 — Free Cash Flow: 226.9M Q2 '24 — Net Income: 85M Q3 '24 — Free Cash Flow: 161.3M Q3 '24 — Net Income: 68M Q4 '24 — Free Cash Flow: 136.9M Q4 '24 — Net Income: 66.2M Q1 '25 — Free Cash Flow: -15.9M Q1 '25 — Net Income: 148.1M Q2 '25 — Free Cash Flow: 214.3M Q2 '25 — Net Income: 109.6M Q3 '25 — Free Cash Flow: 240.4M Q3 '25 — Net Income: 96.6M Q4 '25 — Free Cash Flow: 222.8M Q4 '25 — Net Income: 101.2M Q1 '26 — Free Cash Flow: 19M Q1 '26 — Net Income: 397.1M -300M -150M 0 150M 300M 450M
Q3 '23 Q1 '24 Q3 '24 Q1 '25 Q3 '25 Q1 '26
Gross Profit Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

4.7
Oper. margin 17.9%
OE margin 11.5%
ROIC 7.2%
Accruals -2.6%
FCF margin 14.7%
OCF margin 21.6%
ROA 5.8%
ROE 14.8%
OCF / EBIT 1.2×
ROCE 7.7%
Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

6.2
EV/EBIT 23.3×
EV/OE 36.4×
FCF yield 4.6%
P/E 21.6×
EV/Sales 4.2×
P/B 3.2×
P/C 20.8×
Div. yield 0.61%
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.3
RPO / sales 0.17×
RPO growth -2.5%
Segment HHI 0.76 HHI

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

4.1
ND/EBITDA -0.23
F-score 9.0 pts
Payout 13.2%
Quick ratio 1.9×
Cash / Debt 0.14×
Debt / Eq 1.1×
Debt payback 6.6 yr
Net debt / Eq 0.96×
Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

4.0
Sales CAGR 4Y +11.5%
Sales/sh Y/Y +11.0%
EPS Y/Y +91.9%
Shares change -0.051%
Div. growth +9.4%
Sales Q/Q +13.7%
EBIT CAGR +9.8%
EBIT Y/Y +11.0%
EPS CAGR 4Y -24.7%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.