Tiptree Inc. (TIPT)

18.49USD -0.54% (-0.10)

Over 1M: +2.4%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

18 18.5
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q2 '21 — Operating Cash Flow: 118.3M Q2 '21 — Net Income: 8M Q3 '21 — Operating Cash Flow: 40.4M Q3 '21 — Net Income: 2M Q4 '21 — Operating Cash Flow: 18.3M Q4 '21 — Net Income: -426K Q1 '22 — Operating Cash Flow: 149.1M Q1 '22 — Net Income: -960K Q2 '22 — Operating Cash Flow: 135.4M Q2 '22 — Net Income: -22.4M Q3 '22 — Operating Cash Flow: 116.3M Q3 '22 — Net Income: 14.2M Q4 '22 — Operating Cash Flow: 62.2M Q4 '22 — Net Income: 871K Q1 '23 — Operating Cash Flow: 43M Q1 '23 — Net Income: -1.1M Q2 '23 — Operating Cash Flow: -6.7M Q2 '23 — Net Income: 6M Q3 '23 — Operating Cash Flow: 57.2M Q3 '23 — Net Income: 2.2M Q4 '23 — Operating Cash Flow: -22.1M Q4 '23 — Net Income: 6.9M Q1 '24 — Operating Cash Flow: 62.7M Q1 '24 — Net Income: 9.1M Q2 '24 — Operating Cash Flow: 46.9M Q2 '24 — Net Income: 12.9M Q3 '24 — Operating Cash Flow: 61.2M Q3 '24 — Net Income: 11.9M Q4 '24 — Operating Cash Flow: 70M Q4 '24 — Net Income: 19.6M Q1 '25 — Operating Income: -12.6M Q1 '25 — Operating Cash Flow: -33.3M Q1 '25 — Net Income: 5.6M Q2 '25 — Operating Cash Flow: 21.3M Q2 '25 — Net Income: 19M Q3 '25 — Operating Cash Flow: 135.4M Q3 '25 — Net Income: 6.4M Q4 '25 — Operating Cash Flow: 44.9M Q4 '25 — Net Income: 3.9M Q1 '26 — Operating Income: -9M Q1 '26 — Operating Cash Flow: -18.2M Q1 '26 — Net Income: 14.2M 0 40M 80M 120M 160M
Q3 '21 Q2 '22 Q1 '23 Q4 '23 Q3 '24 Q2 '25 Q1 '26
Operating Income Operating Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

0.5
ROIC -3.8%
Accruals -2.0%
ROE 8.6%
ROA 0.62%
ROCE -0.67%
Asset turnover 7e-05×
Capex / sales —
EBITDA margin —
FCF margin —
Gross margin —
OCF / EBIT —
OCF margin —
OE margin —
Oper. margin —
Profit margin —
SBC / sales —

1 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

5.0
EV/OE 6.8×
EV/Sales 2394.0×
FCF yield 26.4%
P/B 1.4×
P/E 16.0×
Div. yield 1.3%
P/C 20.4×
EV/EBIT —
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.0
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

1.6
ND/EBITDA -0.41
Payout 20.8%
Debt payback 2.6 yr
Quick ratio 1.2×
Debt / Eq 1.0×
Net debt / Eq 0.94×
Cash / Debt 0.067×
F-score 3.4 pts
Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.0
Sales CAGR 4Y -85.8%
Sales/sh Y/Y -68.5%
EPS CAGR 4Y -8.6%
EPS Y/Y -14.4%
Div. growth -50.5%
Sales Q/Q -4.3%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.