UP FINTECH HOLDING LIMITED (TIGR)

5.08USD +0.20% (+0.01)

Over 6M: -30.5%

Style

Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

5 6 7 8

Mar Apr May Jun Jul Aug Sep

Financials Annual

Figures

Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›

0 300M 600M 900M 1.2B 1.5B

FY21 FY22 FY23 FY24 FY25

Revenue Operating Cash Flow Free Cash Flow Net Income

Multiples & size

2025-12-31 · USD

Market cap 14.29Bp

P/E TTM 83.3×p

EV/EBITDA 47.6×p

EV/EBIT 48.1×p

P/B 16.5×p

P/S TTM 23.3×p

EPS TTM 0.06

FCF yield 9.2%p

Revenue growth +41.1%

Revenue CAGR +23.3%

Operating margin 46.0%

Net margin 28.0%

FCF margin 214.2%

ROIC 177.4%

Payout 0.0%

52-week range

252 trading days

4.36 5.08 (9%) 12.29

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

9.7

OE margin 211.7%

ROIC 177.4%

Adj. EBITDA margin 49.1%

SBC / sales 2.6%

Oper. margin 46.0%

Accruals -13.9%

EBITDA margin 46.5%

FCF margin 214.2%

OCF / EBIT 4.7×

OCF margin 215.1%

Profit margin 28.0%

ROCE 30.4%

Capex / sales 0.9%

ROE 19.8%

ROA 2.1%

Asset turnover 0.074×

Gross margin —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

6.6

EV/OE 10.5×

EV/EBIT 48.1×

FCF yield 9.2%

P/C 18.1×

EV/Sales 22.1×

P/B 16.5×

P/E 83.3×

Div. yield —

EV/GP —

Fwd P/E —

PEG —

Shareholder yield —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.8

Revenue growth in the worst year on record -14.8%

Cash-flow margin stability 117.6 pp

Prepaid revenue growth 231.0%

Gross margin stability across years —

RPO / sales —

RPO growth —

Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

4.5

ND/EBITDA 0.055

Interest cover 3.8×

Current ratio 1.1×

Cash / Debt 15.5×

Debt / Eq 0.059×

Debt payback 0.0 yr

Net debt / Eq 0.0×

Payout 0.0%

F-score 6.4 pts

Quick ratio 1.1×

Equity / Assets 10.5%

Cash runway —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

7.2

Most recent margin move 23.3

Operating margin trend 8.1

Sales/sh Y/Y +41.1%

Sales CAGR 4Y +23.3%

EBIT CAGR +67.3%

EBIT Y/Y +102.3%

EPS Y/Y +152.2%

Shares change +10.8%

Div. growth —

EPS CAGR 4Y —

EPS next Y —

Gross profit Y/Y —

Sales Q/Q —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.