SAFETY INSURANCE GROUP, INC. (SAFT)

103.64 -0.14% (-0.15)

Over 1M: +0.2%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

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103.2 103.4 103.6 103.8
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Revenue: 229.4M Q3 '23 — Operating Cash Flow: 30.5M Q3 '23 — Free Cash Flow: 29.7M Q3 '23 — Net Income: 1.9M Q4 '23 — Revenue: 258.4M Q4 '23 — Operating Cash Flow: 35.1M Q4 '23 — Free Cash Flow: 34.7M Q4 '23 — Net Income: 12.3M Q1 '24 — Revenue: 268.2M Q1 '24 — Operating Cash Flow: -21.1M Q1 '24 — Free Cash Flow: -24.2M Q1 '24 — Net Income: 20.1M Q2 '24 — Revenue: 269.8M Q2 '24 — Operating Cash Flow: 25.6M Q2 '24 — Free Cash Flow: 25M Q2 '24 — Net Income: 16.6M Q3 '24 — Revenue: 295.3M Q3 '24 — Operating Cash Flow: 73.8M Q3 '24 — Free Cash Flow: 73.2M Q3 '24 — Net Income: 25.9M Q4 '24 — Revenue: 286.7M Q4 '24 — Operating Cash Flow: 50.4M Q4 '24 — Free Cash Flow: 50.3M Q4 '24 — Net Income: 8.1M Q1 '25 — Revenue: 301.4M Q1 '25 — Operating Cash Flow: 3.2M Q1 '25 — Free Cash Flow: 2.8M Q1 '25 — Net Income: 21.9M Q2 '25 — Revenue: 316.3M Q2 '25 — Operating Cash Flow: 32.3M Q2 '25 — Free Cash Flow: 32.3M Q2 '25 — Net Income: 28.9M Q3 '25 — Revenue: 326.6M Q3 '25 — Operating Cash Flow: 85.5M Q3 '25 — Free Cash Flow: 85.5M Q3 '25 — Net Income: 28.3M Q4 '25 — Revenue: 319.3M Q4 '25 — Operating Cash Flow: 73.5M Q4 '25 — Free Cash Flow: 71.4M Q4 '25 — Net Income: 20.1M Q1 '26 — Revenue: 314.7M Q1 '26 — Operating Cash Flow: -17M Q1 '26 — Free Cash Flow: -18.9M Q1 '26 — Net Income: -14.3M Q2 '26 — Revenue: 325.7M Q2 '26 — Operating Cash Flow: 38.3M Q2 '26 — Free Cash Flow: 37.7M Q2 '26 — Net Income: 34.5M 0 80M 160M 240M 320M 400M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

4.0
SBC / sales 0.39%
OE margin 13.3%
ROIC 8.2%
Accruals -4.5%
FCF margin 13.7%
OCF / EBIT 2.1×
OCF margin 14.0%
ROA 2.7%
ROE 7.8%
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

5.1
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.5
ND/EBITDA —
Cash / Debt 1.8×
Debt / Eq 0.057×
Debt payback 0.0 yr
F-score 7.5 pts
Payout 78.7%
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.3
Sales/sh Y/Y +7.0%
Shares change +0.19%
Div. growth +1.0%
EBIT CAGR +11.6%
EPS CAGR 4Y -6.6%
EPS Y/Y -19.3%
Sales Q/Q +3.0%
EBIT Y/Y -19.0%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.