REGO PAYMENT ARCHITECTURES, INC. (RPMT)

0.68 +3.03% (+0.02)

Over 5Y: -33.3%

2026-08-28
0.5 1 1.5
2021 2022 2023 2024 2025 2026

Financials Quarterly

Q3 '21 — Revenue: 1.1K Q3 '21 — Operating Cash Flow: -1.4M Q3 '21 — Net Income: -1.3M Q4 '21 — Revenue: 287 Q4 '21 — Operating Cash Flow: -1.3M Q4 '21 — Net Income: -1.8M Q1 '22 — Revenue: 1.4K Q1 '22 — Operating Cash Flow: -1.7M Q1 '22 — Net Income: -2.3M Q2 '22 — Revenue: 253 Q2 '22 — Operating Cash Flow: -1.7M Q2 '22 — Net Income: -2.9M Q3 '22 — Revenue: 237 Q3 '22 — Operating Cash Flow: -1.1M Q3 '22 — Net Income: -5.1M Q4 '22 — Revenue: 186 Q4 '22 — Operating Cash Flow: -1.8M Q4 '22 — Net Income: -6M Q1 '23 — Operating Cash Flow: -1.6M Q1 '23 — Net Income: -5.4M Q2 '23 — Operating Cash Flow: -2.1M Q2 '23 — Net Income: -6.1M Q3 '23 — Operating Cash Flow: -1.7M Q3 '23 — Net Income: -2.4M Q4 '23 — Operating Cash Flow: -1.7M Q4 '23 — Net Income: -2.7M Q1 '24 — Operating Cash Flow: -1.8M Q1 '24 — Net Income: -2.3M Q2 '24 — Operating Cash Flow: -1.8M Q2 '24 — Net Income: -2.6M Q3 '24 — Operating Cash Flow: -1.9M Q3 '24 — Net Income: -2.2M Q4 '24 — Operating Cash Flow: -1.5M Q4 '24 — Net Income: -1.8M Q1 '25 — Operating Cash Flow: -1.4M Q1 '25 — Net Income: -2.7M Q2 '25 — Operating Cash Flow: -1.7M Q2 '25 — Net Income: -2.1M Q3 '25 — Operating Cash Flow: -1.5M Q3 '25 — Net Income: -2.4M Q4 '25 — Operating Cash Flow: -1.5M Q4 '25 — Net Income: -2.3M Q1 '26 — Revenue: 11.8K Q1 '26 — Operating Cash Flow: -793.4K Q1 '26 — Net Income: -1.9M Q2 '26 — Revenue: 31.9K Q2 '26 — Operating Cash Flow: -1.5M Q2 '26 — Net Income: -2.1M -6M -4.5M -3M -1.5M 0 1.5M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2025-12-31, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

0.5
Accruals -908.4%
Asset turnover 0.0059×
ROA -2286.8%
Capex / sales —
EBITDA margin —
FCF margin —
Gross margin —
OCF / EBIT —
OCF margin —
OE margin —
Oper. margin —
Profit margin —
ROCE —
ROE —
ROIC —
SBC / sales —

0 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.0
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

1.2
ND/EBITDA —
Current ratio 0.0027×
Cash / Debt 0.16×
Quick ratio 0.0027×
Cash runway —
Debt / Eq —
Debt payback —
Equity / Assets —
F-score —
Net debt / Eq —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

5.1
Sales/sh Y/Y +8.3%
Sales CAGR 4Y -35.2%
Shares change +0.21%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —
Sales Q/Q —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.