Repay Holdings Corporation (RPAY)

3.74 -1.06% (-0.04)

Over 1M: -6.5%

2026-08-28
Style
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3.6 3.8 4
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 61.1M Q3 '21 — Operating Cash Flow: 14.6M Q3 '21 — Free Cash Flow: 13.7M Q3 '21 — Net Income: -6.3M Q4 '21 — Revenue: 62.2M Q4 '21 — Operating Cash Flow: 21.8M Q4 '21 — Free Cash Flow: 20.9M Q4 '21 — Net Income: -15.8M Q1 '22 — Revenue: 67.6M Q1 '22 — Operating Cash Flow: 13.8M Q1 '22 — Free Cash Flow: 13.2M Q1 '22 — Net Income: 13.7M Q2 '22 — Revenue: 67.4M Q2 '22 — Operating Cash Flow: 13.3M Q2 '22 — Free Cash Flow: 12M Q2 '22 — Net Income: 9K Q3 '22 — Revenue: 71.6M Q3 '22 — Operating Cash Flow: 25.3M Q3 '22 — Free Cash Flow: 24.5M Q3 '22 — Net Income: 5.8M Q4 '22 — Revenue: 72.7M Q4 '22 — Operating Cash Flow: 21.8M Q4 '22 — Free Cash Flow: 21.3M Q1 '23 — Revenue: 74.5M Q1 '23 — Operating Cash Flow: 20.8M Q1 '23 — Free Cash Flow: 20.3M Q1 '23 — Net Income: -26.4M Q2 '23 — Revenue: 71.8M Q2 '23 — Operating Cash Flow: 20M Q2 '23 — Free Cash Flow: 19.5M Q2 '23 — Net Income: -4.6M Q3 '23 — Revenue: 74.3M Q3 '23 — Operating Cash Flow: 28M Q3 '23 — Free Cash Flow: 27M Q3 '23 — Net Income: -6.2M Q4 '23 — Revenue: 76M Q4 '23 — Operating Cash Flow: 34.9M Q4 '23 — Free Cash Flow: 34.5M Q4 '23 — Net Income: -73.3M Q1 '24 — Revenue: 80.7M Q1 '24 — Operating Cash Flow: 24.8M Q1 '24 — Free Cash Flow: 24.7M Q1 '24 — Net Income: -5.2M Q2 '24 — Revenue: 74.9M Q2 '24 — Operating Cash Flow: 31M Q2 '24 — Free Cash Flow: 30.5M Q2 '24 — Net Income: -4.1M Q3 '24 — Revenue: 79.1M Q3 '24 — Operating Cash Flow: 60.1M Q3 '24 — Free Cash Flow: 59.8M Q3 '24 — Net Income: 3.2M Q4 '24 — Revenue: 78.3M Q4 '24 — Operating Cash Flow: 34.3M Q4 '24 — Free Cash Flow: 34M Q4 '24 — Net Income: -4.1M Q1 '25 — Revenue: 77.3M Q1 '25 — Operating Cash Flow: 2.5M Q1 '25 — Free Cash Flow: 2.4M Q1 '25 — Net Income: -7.9M Q2 '25 — Revenue: 75.6M Q2 '25 — Operating Cash Flow: 33.1M Q2 '25 — Free Cash Flow: 33M Q2 '25 — Net Income: -102.3M Q3 '25 — Revenue: 77.7M Q3 '25 — Operating Cash Flow: 32.2M Q3 '25 — Free Cash Flow: 32.1M Q3 '25 — Net Income: -6.4M Q4 '25 — Revenue: 78.6M Q4 '25 — Operating Cash Flow: 23.3M Q4 '25 — Free Cash Flow: 23.2M Q4 '25 — Net Income: -140.1M Q1 '26 — Revenue: 80.8M Q1 '26 — Operating Cash Flow: 16.8M Q1 '26 — Free Cash Flow: 16.7M Q1 '26 — Net Income: -9.9M Q2 '26 — Revenue: 100.7M Q2 '26 — Operating Cash Flow: 40.2M Q2 '26 — Free Cash Flow: 38.1M Q2 '26 — Net Income: -11M -100M -50M 0 50M 100M 150M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

3.1
OE margin 26.8%
Oper. margin -44.2%
ROIC -16.7%
Accruals -17.4%
FCF margin 32.6%
Gross margin 73.5%
OCF margin 33.3%
EBITDA margin -13.3%
Profit margin -49.6%
ROA -10.4%
ROCE -10.2%
ROE -35.4%
OCF / EBIT —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.3
RPO / sales 0.049×
Segment HHI 0.75 HHI
RPO growth —

4 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.1
ND/EBITDA —
Quick ratio 1.4×
Debt payback 2.1 yr
Net debt / Eq 0.49×
Cash / Debt 0.26×
Debt / Eq 0.67×
F-score 5.0 pts
Cash runway —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.0
Sales/sh Y/Y +14.4%
Sales Q/Q +33.2%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.