Repay Holdings Corporation (RPAY)

3.88USD +0.00% (+0.00)

Over 6M: +38.1%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

3 4
Mar Apr May Jun Jul Aug Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Gross Profit: 56.7M Q3 '23 — Operating Cash Flow: 28M Q4 '23 — Gross Profit: 58.7M Q4 '23 — Operating Cash Flow: 34.9M Q1 '24 — Gross Profit: 61.5M Q1 '24 — Operating Cash Flow: 24.8M Q2 '24 — Gross Profit: 58.6M Q2 '24 — Operating Cash Flow: 31M Q3 '24 — Gross Profit: 61.6M Q3 '24 — Operating Cash Flow: 60.1M Q4 '24 — Gross Profit: 59.7M Q4 '24 — Operating Cash Flow: 34.3M Q1 '25 — Gross Profit: 58.7M Q1 '25 — Operating Cash Flow: 2.5M Q2 '25 — Gross Profit: 57.2M Q2 '25 — Operating Cash Flow: 33.1M Q3 '25 — Gross Profit: 57.8M Q3 '25 — Operating Cash Flow: 32.2M Q4 '25 — Gross Profit: 58.3M Q4 '25 — Operating Cash Flow: 23.3M Q1 '26 — Gross Profit: 61.5M Q1 '26 — Operating Cash Flow: 16.8M Q2 '26 — Gross Profit: 70.6M Q2 '26 — Operating Cash Flow: 40.2M 0 15M 30M 45M 60M 75M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Gross Profit Operating Cash Flow

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

3.1
OE margin 26.8%
Oper. margin -44.2%
ROIC -16.7%
Accruals -17.4%
FCF margin 32.6%
Gross margin 73.5%
OCF margin 33.3%
EBITDA margin -13.3%
Profit margin -49.6%
ROA -10.4%
ROCE -10.2%
ROE -35.4%
OCF / EBIT —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

1.0
EV/OE 3549.5×
EV/Sales 949.9×
FCF yield 0.034%
EV/GP 1292.6×
P/B 678.6×
P/C 3832.8×
Div. yield —
EV/EBIT —
Fwd P/E —
P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.3
RPO / sales 0.049×
Segment HHI 0.75 HHI
RPO growth —

4 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

2.8
ND/EBITDA -0.00073
Debt payback 2.1 yr
Quick ratio 1.4×
Cash / Debt 0.26×
Debt / Eq 0.67×
Net debt / Eq 0.49×
F-score 5.0 pts
Cash runway —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.0
Sales/sh Y/Y +14.4%
Sales Q/Q +33.2%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.