RADIAN GROUP INC (RDN)

36.66USD -0.41% (-0.15)

Over 1M: +0.0%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

36 36.5 37
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Revenue: 312.5M Q3 '23 — Operating Cash Flow: 75.2M Q4 '23 — Revenue: 265.4M Q4 '23 — Operating Cash Flow: 265M Q1 '24 — Revenue: 319.4M Q1 '24 — Operating Cash Flow: 51M Q2 '24 — Revenue: 321.1M Q2 '24 — Operating Cash Flow: -207.3M Q3 '24 — Revenue: 313.4M Q3 '24 — Operating Cash Flow: -237.9M Q4 '24 — Revenue: 292.7M Q4 '24 — Operating Cash Flow: -269.4M Q1 '25 — Revenue: 294.8M Q1 '25 — Operating Cash Flow: 67.8M Q2 '25 — Revenue: 298.6M Q2 '25 — Operating Cash Flow: -713.3M Q3 '25 — Revenue: 303.2M Q3 '25 — Operating Cash Flow: 358.4M Q4 '25 — Revenue: 300.5M Q4 '25 — Operating Cash Flow: 173.8M Q1 '26 — Revenue: 466.3M Q1 '26 — Operating Cash Flow: 285M Q2 '26 — Revenue: 575M Q2 '26 — Operating Cash Flow: 342.9M -600M -300M 0 300M 600M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Operating Income Operating Cash Flow

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

7.6
OE margin 81.8%
Oper. margin 44.0%
ROIC 12.0%
Accruals -8.0%
FCF margin 84.5%
OCF margin 84.7%
OCF / EBIT 1.9×
ROA 5.0%
ROE 11.2%
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/EBIT 6.6×
EV/OE 3.6×
FCF yield 28.7%
P/B 1.0×
P/E 9.0×
Div. yield 2.9%
P/C 6.5×
EV/Sales 2.9×
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.9
RPO / sales —
RPO growth —
Segment HHI —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

6.8
ND/EBITDA 0.0094
Debt / Eq 0.14×
Debt payback 0.0 yr
F-score 7.7 pts
Cash / Debt 1.1×
Payout 26.5%
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.8
Sales/sh Y/Y +50.2%
Sales Q/Q +92.6%
EPS CAGR 4Y +7.0%
EPS Y/Y +0.13%
Div. growth -4.2%
EBIT CAGR -7.5%
EBIT Y/Y -11.3%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.