CPI Card Group Inc. (PMTS)

28.24USD -1.43% (-0.41)

Over 1M: +1.9%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

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7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '25 — Gross Profit: 41M Q3 '25 — Net Income: 2.3M Q4 '25 — Gross Profit: 48.3M Q4 '25 — Net Income: 7.3M Q1 '26 — Gross Profit: 44.1M Q1 '26 — Net Income: 2.1M Q2 '26 — Gross Profit: 48.5M Q2 '26 — Net Income: 2M 0 10M 20M 30M 40M 50M
Q3 '25 Q4 '25 Q1 '26 Q2 '26
Gross Profit Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

4.5
OE margin 11.9%
ROIC 16.4%
Accruals -20.0%
ROCE 18.0%
FCF margin 13.0%
OCF / EBIT 1.7×
OCF margin 15.6%
ROA 3.5%
Gross margin 31.0%
ROE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

9.8
EV/OE 8.6×
EV/EBIT 11.0×
FCF yield 23.4%
EV/GP 3.3×
EV/Sales 1.0×
P/E 23.7×
P/C 15.3×
Div. yield —
Fwd P/E —
P/B —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

4.9
RPO / sales 0.005×
Segment HHI 0.72 HHI
RPO growth —

4 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

3.7
ND/EBITDA -0.45
Payout 0.0%
Quick ratio 1.4×
Debt payback 3.6 yr
Cash / Debt 0.073×
F-score 4.0 pts
Cash runway —
Debt / Eq —
Equity / Assets —
Net debt / Eq —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.5
Sales/sh Y/Y +16.5%
Shares change +0.37%
Sales Q/Q +15.0%
EPS Y/Y +2.6%
Div. growth +0.28%
EBIT CAGR -10.3%
EBIT Y/Y -5.4%
EPS CAGR 4Y -2.1%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.