PEAPACK-GLADSTONE FINANCIAL CORPORATION (PGC)

46.38USD +0.96% (+0.44)

Over 6M: +37.2%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

35 40 45
Mar Apr May Jun Jul Aug Sep

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

6.2
OE margin 32.2%
Oper. margin 25.3%
ROIC 13.7%
Accruals -0.74%
FCF margin 32.2%
OCF margin 34.9%
OCF / EBIT 1.4×
ROE 7.3%
ROA 0.65%
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/EBIT 7.1×
EV/OE 5.6×
FCF yield 12.4%
P/C 3.2×
P/B 1.1×
P/E 15.8×
EV/Sales 1.8×
Div. yield 0.43%
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.3
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

5.5
ND/EBITDA 0.45
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 9.0 pts
Payout 6.8%
Cash / Debt —
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

3.4
Sales/sh Y/Y +26.3%
EPS Y/Y +61.2%
Sales Q/Q +23.4%
Div. growth -0.25%
EPS CAGR 4Y -8.0%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.