PROVIDENT FINANCIAL SERVICES, INC. (PFS)

23.51 -0.21% (-0.05)

Over 1M: -3.8%

2026-08-28
Style
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23.5 24 24.5 25
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Revenue: 14.2M Q3 '23 — Operating Cash Flow: 41.7M Q3 '23 — Free Cash Flow: 38.7M Q3 '23 — Net Income: 28.5M Q4 '23 — Revenue: 13.7M Q4 '23 — Operating Cash Flow: 46.3M Q4 '23 — Free Cash Flow: 44.7M Q4 '23 — Net Income: 27.3M Q1 '24 — Revenue: 16.3M Q1 '24 — Operating Cash Flow: 41.4M Q1 '24 — Free Cash Flow: 40.9M Q1 '24 — Net Income: 32.1M Q2 '24 — Revenue: 17.6M Q2 '24 — Operating Cash Flow: 76.5M Q2 '24 — Free Cash Flow: 75.5M Q2 '24 — Net Income: -11.5M Q3 '24 — Revenue: 17.9M Q3 '24 — Operating Cash Flow: 69.2M Q3 '24 — Free Cash Flow: 67.9M Q3 '24 — Net Income: 46.4M Q4 '24 — Revenue: 16.5M Q4 '24 — Operating Cash Flow: 239.3M Q4 '24 — Net Income: 48.5M Q1 '25 — Revenue: 18.9M Q1 '25 — Operating Cash Flow: 88.5M Q1 '25 — Free Cash Flow: 87.4M Q1 '25 — Net Income: 64M Q2 '25 — Revenue: 18.3M Q2 '25 — Operating Cash Flow: 186.8M Q2 '25 — Free Cash Flow: 182.6M Q2 '25 — Net Income: 72M Q3 '25 — Revenue: 17.7M Q3 '25 — Operating Cash Flow: 98M Q3 '25 — Free Cash Flow: 96.7M Q3 '25 — Net Income: 71.7M Q4 '25 — Revenue: 18M Q4 '25 — Operating Cash Flow: 68.9M Q4 '25 — Free Cash Flow: 64.1M Q4 '25 — Net Income: 83.4M Q1 '26 — Revenue: 20.6M Q1 '26 — Operating Cash Flow: 84.7M Q1 '26 — Free Cash Flow: 81M Q1 '26 — Net Income: 79.4M Q2 '26 — Revenue: 19.6M Q2 '26 — Operating Cash Flow: 118.8M Q2 '26 — Free Cash Flow: 108.6M Q2 '26 — Net Income: 78.1M 0 60M 120M 180M 240M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

10.0
OE margin 461.1%
Accruals -0.23%
FCF margin 461.1%
OCF margin 487.6%
Profit margin 411.6%
ROE 10.8%
ROA 1.2%
Asset turnover 0.003×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.5
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA —
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 7.5 pts
Payout 39.8%
Cash / Debt —
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.5
Sales/sh Y/Y -10.7%
Div. growth +24.7%
EPS Y/Y +13.8%
Sales Q/Q +7.5%
Shares change +19.0%
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.