PRINCIPAL FINANCIAL GROUP, INC (PFG)

116.68USD -1.54% (-1.83)

Over 1M: +2.9%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

110 115
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q2 '21 — Revenue: 3.5B Q2 '21 — Net Income: 361.8M Q3 '21 — Revenue: 3.4B Q3 '21 — Net Income: 359.9M Q4 '21 — Revenue: 4.3B Q4 '21 — Net Income: 341.4M Q1 '22 — Revenue: 3.1B Q1 '22 — Net Income: 338.7M Q2 '22 — Revenue: 6.7B Q2 '22 — Net Income: 3.1B Q3 '22 — Revenue: 4.6B Q3 '22 — Net Income: 1.3B Q4 '22 — Revenue: 3.2B Q4 '22 — Net Income: -16.2M Q1 '23 — Revenue: 2.8B Q1 '23 — Net Income: -140.1M Q2 '23 — Revenue: 3.6B Q2 '23 — Net Income: 388.8M Q3 '23 — Revenue: 4.6B Q3 '23 — Net Income: 1.2B Q4 '23 — Revenue: 2.7B Q4 '23 — Net Income: -871.7M Q1 '24 — Revenue: 4.1B Q1 '24 — Net Income: 532.5M Q2 '24 — Revenue: 4.3B Q2 '24 — Net Income: 353.1M Q3 '24 — Revenue: 3B Q3 '24 — Net Income: -220M Q4 '24 — Revenue: 4.8B Q4 '24 — Net Income: 905.4M Q1 '25 — Revenue: 3.7B Q1 '25 — Net Income: 48.1M Q2 '25 — Revenue: 3.7B Q2 '25 — Net Income: 406.2M Q3 '25 — Revenue: 3.7B Q3 '25 — Net Income: 213.8M Q4 '25 — Revenue: 4.6B Q4 '25 — Net Income: 517M Q1 '26 — Revenue: 3.5B Q1 '26 — Net Income: 424.6M 0 2B 4B 6B 8B
Q3 '21 Q2 '22 Q1 '23 Q4 '23 Q3 '24 Q2 '25 Q1 '26
Revenue Operating Income Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

4.9
SBC / sales 0.71%
OE margin 23.5%
Oper. margin 12.1%
ROIC 12.6%
Accruals -0.66%
FCF margin 24.2%
OCF / EBIT 2.0×
OCF margin 24.2%
ROE 13.2%
ROA 0.47%
Asset turnover 0.046×
Capex / sales —
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

9.4
EV/OE 6.9×
EV/EBIT 13.4×
FCF yield 14.9%
Div. yield 2.7%
P/C 6.2×
P/E 16.1×
EV/Sales 1.6×
P/B 2.1×
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.6
Segment HHI 0.39 HHI
RPO / sales —
RPO growth —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

7.2
ND/EBITDA 0.005
Debt payback 0.0 yr
Cash / Debt 1.0×
Debt / Eq 0.33×
F-score 6.4 pts
Payout 44.1%
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

2.8
Sales/sh Y/Y +2.2%
EBIT Y/Y +44.7%
EPS Y/Y +49.8%
Div. growth +3.9%
EPS CAGR 4Y -2.4%
EBIT CAGR -30.1%
Sales Q/Q -4.5%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.