PINEAPPLE FINANCIAL INC. (PAPL)

0.95USD -2.04% (-0.02)

Over 1M: -13.2%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

1 1.1
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q4 '23 — Revenue: 564.3K Q4 '23 — Operating Income: -569.9K Q4 '23 — Operating Cash Flow: -173.2K Q4 '23 — Free Cash Flow: -184.1K Q4 '23 — Net Income: -597.1K Q1 '24 — Revenue: 569.4K Q1 '24 — Operating Income: -876.3K Q1 '24 — Operating Cash Flow: -1M Q1 '24 — Free Cash Flow: -1M Q1 '24 — Net Income: -897.8K Q2 '24 — Revenue: 784.9K Q2 '24 — Operating Income: -659.3K Q2 '24 — Operating Cash Flow: -543.9K Q2 '24 — Free Cash Flow: -546.5K Q2 '24 — Net Income: -657.5K Q3 '24 — Revenue: 736.4K Q3 '24 — Operating Income: -896.1K Q3 '24 — Operating Cash Flow: 123K Q3 '24 — Free Cash Flow: 122.7K Q3 '24 — Net Income: -848.6K Q4 '24 — Revenue: 717.6K Q4 '24 — Operating Income: -1.4M Q4 '24 — Operating Cash Flow: -264.7K Q4 '24 — Free Cash Flow: -264.7K Q4 '24 — Net Income: -1.7M Q1 '25 — Revenue: 766.1K Q1 '25 — Operating Income: -693.5K Q1 '25 — Operating Cash Flow: -663.6K Q1 '25 — Net Income: -656.9K Q2 '25 — Revenue: 743.3K Q2 '25 — Operating Income: -598.9K Q2 '25 — Operating Cash Flow: -172.6K Q2 '25 — Net Income: -595.4K Q3 '25 — Revenue: 746.9K Q3 '25 — Operating Income: -696.5K Q3 '25 — Operating Cash Flow: 397K Q3 '25 — Net Income: -557.7K Q4 '25 — Revenue: 727.4K Q4 '25 — Operating Income: -958.2K Q4 '25 — Operating Cash Flow: -507.6K Q4 '25 — Net Income: -1.8M Q1 '26 — Revenue: 721.7K Q1 '26 — Operating Income: -6.6M Q1 '26 — Operating Cash Flow: -489.7K Q1 '26 — Free Cash Flow: -491.7K Q1 '26 — Net Income: -6.4M Q2 '26 — Revenue: 707.3K Q2 '26 — Operating Income: -17.8M Q2 '26 — Operating Cash Flow: -3.3M Q2 '26 — Free Cash Flow: -3.3M Q2 '26 — Net Income: -19.5M Q3 '26 — Revenue: 622.5K Q3 '26 — Operating Income: 24.9M Q3 '26 — Operating Cash Flow: -858.6K Q3 '26 — Free Cash Flow: -858.6K Q3 '26 — Net Income: 25.3M -18M -9M 0 9M 18M 27M
Q1 '24 Q3 '24 Q1 '25 Q3 '25 Q1 '26 Q3 '26
Revenue Operating Income Operating Cash Flow Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

2.4
OE margin -193.0%
Oper. margin -14.5%
ROIC -0.62%
Accruals 3.5%
Gross margin 43.9%
ROCE -0.77%
Asset turnover 0.037×
FCF margin -184.6%
OCF margin -184.6%
Profit margin -90.1%
ROA -3.3%
ROE -4.9%
Capex / sales —
OCF / EBIT —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

3.5
EV/Sales 8.4×
EV/OE -4.4×
P/B 0.45×
FCF yield -21.9%
Div. yield —
EV/EBIT —
EV/GP —
Fwd P/E —
P/C —
P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.2
RPO / sales 0.028×
RPO growth —
Segment HHI —

4 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

3.2
ND/EBITDA 0.0
Interest cover -0.36×
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 2.2 pts
Cash / Debt —
Cash runway —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

6.2
Sales/sh Y/Y -49.9%
Sales Q/Q -16.7%
Shares change +86.4%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —
Sales CAGR 4Y —

3 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.