PINEAPPLE FINANCIAL INC. (PAPL)

0.95USD -2.04% (-0.02)

Over 6M: +46.9%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

0.5 1 1.5
Mar Apr May Jun Jul Aug Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q4 '25 — Revenue: 727.4K Q4 '25 — Cost of Revenue: 525.5K Q1 '26 — Revenue: 721.7K Q1 '26 — Cost of Revenue: 363.5K Q2 '26 — Revenue: 707.3K Q2 '26 — Cost of Revenue: 361.8K Q3 '26 — Revenue: 622.5K Q3 '26 — Cost of Revenue: 308.3K 0 150K 300K 450K 600K 750K
Q4 '25 Q1 '26 Q2 '26 Q3 '26
Revenue Cost of Revenue

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

2.4
OE margin -193.0%
Oper. margin -14.5%
ROIC -0.62%
Accruals 3.5%
Gross margin 43.9%
ROCE -0.77%
Asset turnover 0.037×
FCF margin -184.6%
OCF margin -184.6%
Profit margin -90.1%
ROA -3.3%
ROE -4.9%
Capex / sales —
OCF / EBIT —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

3.5
EV/Sales 8.4×
EV/OE -4.4×
P/B 0.45×
FCF yield -21.9%
Div. yield —
EV/EBIT —
EV/GP —
Fwd P/E —
P/C —
P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.2
RPO / sales 0.028×
RPO growth —
Segment HHI —

4 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

3.2
ND/EBITDA 0.0
Interest cover -0.36×
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 2.2 pts
Cash / Debt —
Cash runway —
Payout —

3 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

6.2
Sales/sh Y/Y -49.9%
Sales Q/Q -16.7%
Shares change +86.4%
Div. growth —
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS Y/Y —
EPS next Y —
Sales CAGR 4Y —

3 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.