Norwood Financial Corp (NWFL)

34.15 +0.35% (+0.12)

Over 1M: +0.5%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

34 34.5
31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Revenue: 1.9M Q3 '21 — Operating Cash Flow: 8.2M Q3 '21 — Free Cash Flow: 7.7M Q3 '21 — Net Income: 7M Q4 '21 — Revenue: 1.8M Q4 '21 — Operating Cash Flow: 6.2M Q4 '21 — Free Cash Flow: 5.7M Q4 '21 — Net Income: 6.6M Q1 '22 — Revenue: 3.1M Q1 '22 — Operating Cash Flow: 9.4M Q1 '22 — Free Cash Flow: 9.3M Q1 '22 — Net Income: 7.1M Q2 '22 — Revenue: 2M Q2 '22 — Operating Cash Flow: 6.1M Q2 '22 — Free Cash Flow: 5.6M Q2 '22 — Net Income: 6.9M Q3 '22 — Revenue: 1.9M Q3 '22 — Operating Cash Flow: 8.9M Q3 '22 — Free Cash Flow: 8.2M Q3 '22 — Net Income: 8.1M Q4 '22 — Revenue: 1.7M Q4 '22 — Operating Cash Flow: 6.3M Q4 '22 — Free Cash Flow: 5.5M Q4 '22 — Net Income: 7.1M Q1 '23 — Revenue: 1.7M Q1 '23 — Operating Cash Flow: 10.1M Q1 '23 — Free Cash Flow: 10M Q1 '23 — Net Income: 5.8M Q2 '23 — Revenue: 1.7M Q2 '23 — Operating Cash Flow: 6.1M Q2 '23 — Free Cash Flow: 5.9M Q2 '23 — Net Income: 6.5M Q3 '23 — Revenue: 1.9M Q3 '23 — Operating Cash Flow: 6.9M Q3 '23 — Free Cash Flow: 6.7M Q3 '23 — Net Income: 4.1M Q4 '23 — Revenue: 1.8M Q4 '23 — Operating Cash Flow: 6.7M Q4 '23 — Free Cash Flow: 5.8M Q4 '23 — Net Income: 354K Q1 '24 — Revenue: 1.7M Q1 '24 — Operating Cash Flow: 4.3M Q1 '24 — Free Cash Flow: 3.7M Q1 '24 — Net Income: 4.4M Q2 '24 — Revenue: 1.9M Q2 '24 — Operating Cash Flow: 9.1M Q2 '24 — Free Cash Flow: 8.6M Q2 '24 — Net Income: 4.2M Q3 '24 — Revenue: 1.9M Q3 '24 — Operating Cash Flow: 4.6M Q3 '24 — Free Cash Flow: 4.1M Q3 '24 — Net Income: 3.8M Q4 '24 — Revenue: 1.9M Q4 '24 — Operating Cash Flow: 4.8M Q4 '24 — Free Cash Flow: 3.3M Q1 '25 — Revenue: 2M Q1 '25 — Operating Cash Flow: 9.1M Q1 '25 — Free Cash Flow: 8.2M Q1 '25 — Net Income: 5.8M Q2 '25 — Revenue: 1.9M Q2 '25 — Operating Cash Flow: 6.8M Q2 '25 — Free Cash Flow: 5.1M Q2 '25 — Net Income: 6.2M Q3 '25 — Revenue: 2M Q3 '25 — Operating Cash Flow: 9.3M Q3 '25 — Free Cash Flow: 8.3M Q3 '25 — Net Income: 8.3M Q4 '25 — Revenue: 2.1M Q4 '25 — Operating Cash Flow: 8.8M Q4 '25 — Free Cash Flow: 7.7M Q4 '25 — Net Income: 7.4M Q1 '26 — Revenue: 2.3M Q1 '26 — Operating Cash Flow: 6M Q1 '26 — Free Cash Flow: 5.5M Q1 '26 — Net Income: 3.7M Q2 '26 — Revenue: 2.1M Q2 '26 — Operating Cash Flow: 8.9M Q2 '26 — Free Cash Flow: 8.4M Q2 '26 — Net Income: 9.3M 0 2.5M 5M 7.5M 10M 12.5M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Cash Flow Free Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

9.6
OE margin 348.3%
Accruals -0.14%
FCF margin 351.2%
OCF margin 387.1%
Profit margin 338.1%
ROE 10.0%
ROA 0.99%
Asset turnover 0.0029×
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.2
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA —
Debt / Eq 0.0×
Debt payback 0.0 yr
F-score 7.5 pts
Payout 44.2%
Cash / Debt —
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.2
Sales/sh Y/Y -2.4%
Div. growth +18.2%
Sales Q/Q +12.5%
EPS CAGR 4Y -0.25%
Shares change +14.1%
EBIT CAGR —
EBIT Y/Y —
EPS Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.