NORTHRIM BANCORP, INC. (NRIM)

26.45USD +1.85% (+0.48)

Over 1M: +0.3%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

26 27
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Free Cash Flow: 5.2M Q3 '21 — Net Income: 8.9M Q4 '21 — Free Cash Flow: 37.7M Q4 '21 — Net Income: 8.1M Q1 '22 — Free Cash Flow: 18.8M Q1 '22 — Net Income: 7.2M Q2 '22 — Free Cash Flow: -5M Q2 '22 — Net Income: 4.8M Q3 '22 — Free Cash Flow: 24.9M Q3 '22 — Net Income: 10.1M Q4 '22 — Free Cash Flow: 35.6M Q4 '22 — Net Income: 8.6M Q1 '23 — Free Cash Flow: 3.2M Q1 '23 — Net Income: 4.8M Q2 '23 — Free Cash Flow: -29.1M Q2 '23 — Net Income: 5.6M Q3 '23 — Free Cash Flow: 9.2M Q3 '23 — Net Income: 8.4M Q4 '23 — Free Cash Flow: 49.2M Q4 '23 — Net Income: 6.6M Q1 '24 — Revenue: 43.7M Q1 '24 — Free Cash Flow: -6.6M Q1 '24 — Net Income: 8.2M Q2 '24 — Revenue: 46.5M Q2 '24 — Free Cash Flow: -39.4M Q2 '24 — Net Income: 9M Q3 '24 — Revenue: 51M Q3 '24 — Free Cash Flow: -330K Q3 '24 — Net Income: 8.8M Q4 '24 — Revenue: 54.8M Q4 '24 — Net Income: 10.9M Q1 '25 — Revenue: 54.6M Q1 '25 — Free Cash Flow: 16.3M Q1 '25 — Net Income: 13.3M Q2 '25 — Revenue: 61.4M Q2 '25 — Free Cash Flow: -4.7M Q2 '25 — Net Income: 11.8M Q3 '25 — Revenue: 77.2M Q3 '25 — Free Cash Flow: 89.9M Q3 '25 — Net Income: 27.1M Q4 '25 — Revenue: 62.3M Q4 '25 — Free Cash Flow: 32.3M Q4 '25 — Net Income: 12.4M Q1 '26 — Revenue: 59.8M Q1 '26 — Free Cash Flow: 24.3M Q1 '26 — Net Income: 13.7M Q2 '26 — Revenue: 63.9M Q2 '26 — Free Cash Flow: 39.5M Q2 '26 — Net Income: 15.3M -30M 0 30M 60M 90M
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

10.0
OE margin 70.0%
SBC / sales 0.71%
Accruals -3.7%
FCF margin 70.7%
Gross margin 82.0%
OCF margin 73.9%
ROE 19.7%
ROA 2.0%
Asset turnover 0.077×
EBITDA margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/OE 2.7×
FCF yield 31.8%
P/C 3.4×
P/E 8.5×
EV/GP 2.3×
P/B 1.7×
Div. yield 2.5%
EV/Sales 1.9×
EV/EBIT —
Fwd P/E —
PEG —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

3.3
RPO / sales —
RPO growth —
Segment HHI —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

10.0
ND/EBITDA 0.19
Cash / Debt 2.1×
Debt payback 0.0 yr
Debt / Eq 0.23×
F-score 6.8 pts
Payout 21.3%
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

6.4
Sales CAGR 4Y +71.3%
Sales/sh Y/Y +17.8%
EPS Y/Y +51.8%
Div. growth +5.8%
Shares change +0.67%
Sales Q/Q +4.0%
EBIT CAGR —
EBIT Y/Y —
EPS CAGR 4Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.