M&T BANK CORPORATION (MTB)

237.29 -0.58% (-1.39)

Over 1M: -3.7%

2026-08-28
Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles need the day’s open, high and low. Those are being collected now — a company shows them once its history has been refreshed.

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31 Jul 5 Aug 10 Aug 13 Aug 18 Aug 21 Aug 26 Aug

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '21 — Operating Cash Flow: 486.3M Q3 '21 — Net Income: 495.5M Q4 '21 — Operating Cash Flow: 697M Q4 '21 — Net Income: 458.2M Q1 '22 — Operating Cash Flow: 1.3B Q1 '22 — Net Income: 362.2M Q2 '22 — Revenue: 2B Q2 '22 — Operating Cash Flow: 1.2B Q2 '22 — Net Income: 217.5M Q3 '22 — Operating Cash Flow: 1.1B Q3 '22 — Net Income: 646.6M Q4 '22 — Operating Cash Flow: 953.9M Q4 '22 — Net Income: 765.7M Q1 '23 — Revenue: 383M Q1 '23 — Operating Cash Flow: 428M Q1 '23 — Net Income: 702M Q2 '23 — Revenue: 376M Q2 '23 — Operating Cash Flow: 1.3B Q2 '23 — Net Income: 867M Q3 '23 — Revenue: 360M Q3 '23 — Operating Cash Flow: 1.4B Q3 '23 — Net Income: 690M Q4 '23 — Revenue: 365M Q4 '23 — Operating Cash Flow: 800M Q4 '23 — Net Income: 482M Q1 '24 — Revenue: 367M Q1 '24 — Operating Cash Flow: 608M Q1 '24 — Net Income: 531M Q2 '24 — Revenue: 388M Q2 '24 — Operating Cash Flow: 1.4B Q2 '24 — Net Income: 655M Q3 '24 — Revenue: 394M Q3 '24 — Operating Cash Flow: -28M Q3 '24 — Net Income: 721M Q4 '24 — Revenue: 392M Q4 '24 — Operating Cash Flow: 1.7B Q4 '24 — Net Income: 681M Q1 '25 — Revenue: 397M Q1 '25 — Operating Cash Flow: 635M Q1 '25 — Net Income: 584M Q2 '25 — Revenue: 417M Q2 '25 — Operating Cash Flow: 844M Q2 '25 — Net Income: 716M Q3 '25 — Revenue: 423M Q3 '25 — Operating Cash Flow: 1B Q3 '25 — Net Income: 792M Q4 '25 — Revenue: 420M Q4 '25 — Operating Cash Flow: 523M Q4 '25 — Net Income: 759M Q1 '26 — Revenue: 418M Q1 '26 — Operating Cash Flow: 1B Q1 '26 — Net Income: 664M Q2 '26 — Revenue: 442M Q2 '26 — Operating Cash Flow: 1.3B Q2 '26 — Net Income: 818M 0 500M 1B 1.5B 2B
Q4 '21 Q3 '22 Q2 '23 Q1 '24 Q4 '24 Q3 '25 Q2 '26
Revenue Operating Income Operating Cash Flow Net Income

Figures as at 2026-06-30, reported in USD. The newest fact in the filings is dated 2026-06-30, 61 days ago. Nothing on this page is advice.

How it scores

Five questions, each answered by the measures under it. Every figure is the company's own; the bar beside it is where that figure sits among the companies read here — the top fifth, the bottom fifth, or somewhere between. Not among all listed companies, and for a valuation multiple the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

8.5
OE margin 215.4%
Accruals -0.35%
FCF margin 223.4%
OCF margin 223.4%
Profit margin 178.1%
ROE 10.9%
ROA 1.4%
Asset turnover 0.0078×
Capex / sales —
EBITDA margin —
Gross margin —
OCF / EBIT —
Oper. margin —
ROCE —
ROIC —

2 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

0.5
Div. yield —
EV/EBIT —
EV/GP —
EV/OE —
EV/Sales —
FCF yield —
Fwd P/E —
P/B —
P/C —
P/E —
PEG —

0 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

1.1
RPO / sales 0.043×
RPO growth 7.4%
Segment HHI —

3 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
ND/EBITDA —
Debt payback 0.0 yr
F-score 9.0 pts
Cash / Debt 1.3×
Payout 29.9%
Debt / Eq 0.49×
Cash runway —
Current ratio —
Interest cover —
Quick ratio —

1 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

1.9
Sales/sh Y/Y +12.2%
Sales CAGR 4Y -27.5%
EPS Y/Y +18.3%
EPS CAGR 4Y +5.4%
Div. growth +0.45%
Sales Q/Q +6.0%
EBIT CAGR —
EBIT Y/Y —
EPS next Y —

2 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.