KINSALE CAPITAL GROUP, INC. (KNSL)

373.17USD -2.56% (-9.81)

Over 1M: -0.1%

Style
Area Line Line with markers Steps Candles Hollow candles Bars

Candles and bars need the day’s open, high and low, and need room to be drawn in: past about a year of trading a body is thinner than a hairline, so those three offer the longest window that fits instead.

370 380 390
7 Aug 12 Aug 17 Aug 20 Aug 25 Aug 28 Aug 2 Sep

Financials Quarterly

Figures
Revenue Gross Profit Operating Income Cost of Revenue Operating Cash Flow Free Cash Flow Net Income

A share count and earnings a share are not here: neither is money, so neither can share this axis. Both have their own panel on All charts.

All charts ›
Q3 '23 — Free Cash Flow: 223.4M Q3 '23 — Net Income: 76.1M Q4 '23 — Free Cash Flow: 210.4M Q4 '23 — Net Income: 103.4M Q1 '24 — Free Cash Flow: 206.8M Q1 '24 — Net Income: 98.9M Q2 '24 — Free Cash Flow: 275.1M Q2 '24 — Net Income: 92.6M Q3 '24 — Free Cash Flow: 268.2M Q3 '24 — Net Income: 114.2M Q4 '24 — Free Cash Flow: 202.2M Q4 '24 — Net Income: 109.1M Q1 '25 — Free Cash Flow: 217.6M Q1 '25 — Net Income: 89.2M Q2 '25 — Free Cash Flow: 252.1M Q2 '25 — Net Income: 134.1M Q3 '25 — Free Cash Flow: 289.5M Q3 '25 — Net Income: 141.6M Q4 '25 — Free Cash Flow: 230.8M Q4 '25 — Net Income: 138.6M Q1 '26 — Free Cash Flow: 241.3M Q1 '26 — Net Income: 112.6M Q2 '26 — Free Cash Flow: 239.1M Q2 '26 — Net Income: 175.9M 0 60M 120M 180M 240M 300M
Q4 '23 Q2 '24 Q4 '24 Q2 '25 Q4 '25 Q2 '26
Operating Income Free Cash Flow Net Income

How it scores

For a valuation multiple, the low end is the good end.

Quality

How much of the revenue is really kept — and what did it take to earn it?

9.7
OE margin 49.1%
Oper. margin 67.1%
ROIC 51.7%
Accruals -7.3%
FCF margin 50.1%
OCF margin 51.9%
ROA 8.8%
ROE 27.9%
OCF / EBIT 0.77×
Gross margin —
ROCE —

5 of 17 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Valuation

What does the price ask for what the company earns, owns and pays out?

10.0
EV/EBIT 6.4×
EV/OE 8.7×
FCF yield 11.8%
P/E 14.9×
EV/Sales 4.3×
P/B 4.2×
Div. yield 0.13%
P/C 40.4×
EV/GP —
Fwd P/E —
PEG —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Durability

How predictable is the revenue, and how much of it is already committed?

8.1
RPO / sales —
RPO growth —
Segment HHI —

2 of 7 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Resilience

Can the balance sheet absorb a bad year?

9.0
Interest cover 111.3×
ND/EBITDA -0.0016
Debt / Eq 0.11×
Debt payback 0.014 yr
Net debt / Eq 0.0069×
Payout 2.0%
Cash / Debt 0.94×
F-score 6.4 pts
Cash runway —
Current ratio —
Quick ratio —

2 of 12 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

Growth

Is the business getting bigger, and is it getting more profitable?

6.6
Sales CAGR 4Y +30.1%
Sales/sh Y/Y +16.2%
EBIT CAGR +73.4%
EPS CAGR 4Y +34.5%
Shares change -0.31%
Div. growth +13.2%
EBIT Y/Y +20.7%
EPS Y/Y +27.7%
Sales Q/Q +16.8%
EPS next Y —

4 of 13 counted in the score. The rest are measures this model does not include here, or figures these filings do not carry — switch any of them on and the score changes.

A measure absent from a block could not be computed from this company's filings. It is left out rather than scored as though it were bad, and the dimension is averaged over what remains. A score is measured against a fixed scale this model states; the bar is measured against the other companies, so the two can disagree — and where they do, that disagreement is the more interesting figure.